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Side-by-side financial comparison of BANCFIRST CORP (BANF) and PERDOCEO EDUCATION Corp (PRDO). Click either name above to swap in a different company.

PERDOCEO EDUCATION Corp is the larger business by last-quarter revenue ($211.6M vs $181.0M, roughly 1.2× BANCFIRST CORP). On growth, PERDOCEO EDUCATION Corp posted the faster year-over-year revenue change (20.0% vs 11.1%). BANCFIRST CORP produced more free cash flow last quarter ($237.0M vs $37.9M). Over the past eight quarters, PERDOCEO EDUCATION Corp's revenue compounded faster (12.2% CAGR vs 9.5%).

BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.

Perdoceo Education Corporation (PRDO) is a public company that owns five for-profit universities in the United States: American Intercontinental University, Colorado Technical University, California Southern University, Trident University International, and University of St. Augustine for Health Sciences. The company was previously known as Career Education Corporation.

BANF vs PRDO — Head-to-Head

Bigger by revenue
PRDO
PRDO
1.2× larger
PRDO
$211.6M
$181.0M
BANF
Growing faster (revenue YoY)
PRDO
PRDO
+8.9% gap
PRDO
20.0%
11.1%
BANF
More free cash flow
BANF
BANF
$199.1M more FCF
BANF
$237.0M
$37.9M
PRDO
Faster 2-yr revenue CAGR
PRDO
PRDO
Annualised
PRDO
12.2%
9.5%
BANF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BANF
BANF
PRDO
PRDO
Revenue
$181.0M
$211.6M
Net Profit
$59.5M
Gross Margin
Operating Margin
41.6%
19.8%
Net Margin
32.9%
Revenue YoY
11.1%
20.0%
Net Profit YoY
5.3%
EPS (diluted)
$1.75
$0.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BANF
BANF
PRDO
PRDO
Q4 25
$181.0M
$211.6M
Q3 25
$175.5M
$211.9M
Q2 25
$169.3M
$209.6M
Q1 25
$164.8M
$213.0M
Q4 24
$162.9M
$176.4M
Q3 24
$163.7M
$169.8M
Q2 24
$153.8M
$166.7M
Q1 24
$151.0M
$168.3M
Net Profit
BANF
BANF
PRDO
PRDO
Q4 25
$59.5M
Q3 25
$62.7M
$39.9M
Q2 25
$62.3M
$41.0M
Q1 25
$56.1M
$43.7M
Q4 24
$56.5M
Q3 24
$58.9M
$38.3M
Q2 24
$50.6M
$38.4M
Q1 24
$50.3M
$39.4M
Operating Margin
BANF
BANF
PRDO
PRDO
Q4 25
41.6%
19.8%
Q3 25
45.0%
24.1%
Q2 25
47.1%
24.5%
Q1 25
43.1%
24.3%
Q4 24
44.2%
21.1%
Q3 24
45.2%
26.4%
Q2 24
42.4%
27.6%
Q1 24
42.5%
27.5%
Net Margin
BANF
BANF
PRDO
PRDO
Q4 25
32.9%
Q3 25
35.7%
18.8%
Q2 25
36.8%
19.6%
Q1 25
34.0%
20.5%
Q4 24
34.7%
Q3 24
36.0%
22.5%
Q2 24
32.9%
23.0%
Q1 24
33.3%
23.4%
EPS (diluted)
BANF
BANF
PRDO
PRDO
Q4 25
$1.75
$0.55
Q3 25
$1.85
$0.60
Q2 25
$1.85
$0.62
Q1 25
$1.66
$0.65
Q4 24
$1.68
$0.46
Q3 24
$1.75
$0.57
Q2 24
$1.51
$0.57
Q1 24
$1.50
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BANF
BANF
PRDO
PRDO
Cash + ST InvestmentsLiquidity on hand
$111.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$972.4M
Total Assets
$14.8B
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BANF
BANF
PRDO
PRDO
Q4 25
$111.0M
Q3 25
$159.5M
Q2 25
$172.1M
Q1 25
$132.1M
Q4 24
$109.1M
Q3 24
$238.0M
Q2 24
$127.9M
Q1 24
$125.8M
Stockholders' Equity
BANF
BANF
PRDO
PRDO
Q4 25
$1.9B
$972.4M
Q3 25
$1.8B
$997.9M
Q2 25
$1.7B
$984.6M
Q1 25
$1.7B
$970.3M
Q4 24
$1.6B
$959.5M
Q3 24
$1.6B
$935.4M
Q2 24
$1.5B
$899.5M
Q1 24
$1.5B
$866.1M
Total Assets
BANF
BANF
PRDO
PRDO
Q4 25
$14.8B
$1.2B
Q3 25
$14.2B
$1.3B
Q2 25
$14.0B
$1.3B
Q1 25
$14.0B
$1.3B
Q4 24
$13.6B
$1.2B
Q3 24
$13.3B
$1.1B
Q2 24
$12.7B
$1.1B
Q1 24
$12.6B
$1.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BANF
BANF
PRDO
PRDO
Operating Cash FlowLast quarter
$285.3M
$40.1M
Free Cash FlowOCF − Capex
$237.0M
$37.9M
FCF MarginFCF / Revenue
130.9%
17.9%
Capex IntensityCapex / Revenue
26.7%
1.1%
Cash ConversionOCF / Net Profit
4.79×
TTM Free Cash FlowTrailing 4 quarters
$430.7M
$216.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BANF
BANF
PRDO
PRDO
Q4 25
$285.3M
$40.1M
Q3 25
$75.4M
$41.2M
Q2 25
$78.1M
$78.8M
Q1 25
$77.0M
$65.1M
Q4 24
$261.2M
$17.6M
Q3 24
$77.6M
$51.0M
Q2 24
$100.2M
$38.5M
Q1 24
$66.3M
$54.5M
Free Cash Flow
BANF
BANF
PRDO
PRDO
Q4 25
$237.0M
$37.9M
Q3 25
$63.7M
$39.4M
Q2 25
$64.4M
$76.0M
Q1 25
$65.6M
$63.4M
Q4 24
$224.5M
$16.0M
Q3 24
$72.4M
$50.0M
Q2 24
$94.1M
$37.7M
Q1 24
$56.1M
$53.3M
FCF Margin
BANF
BANF
PRDO
PRDO
Q4 25
130.9%
17.9%
Q3 25
36.3%
18.6%
Q2 25
38.0%
36.3%
Q1 25
39.8%
29.8%
Q4 24
137.8%
9.1%
Q3 24
44.2%
29.4%
Q2 24
61.2%
22.6%
Q1 24
37.1%
31.7%
Capex Intensity
BANF
BANF
PRDO
PRDO
Q4 25
26.7%
1.1%
Q3 25
6.7%
0.9%
Q2 25
8.1%
1.3%
Q1 25
6.9%
0.8%
Q4 24
22.5%
0.9%
Q3 24
3.2%
0.6%
Q2 24
3.9%
0.5%
Q1 24
6.8%
0.7%
Cash Conversion
BANF
BANF
PRDO
PRDO
Q4 25
4.79×
Q3 25
1.20×
1.03×
Q2 25
1.25×
1.92×
Q1 25
1.37×
1.49×
Q4 24
4.62×
Q3 24
1.32×
1.33×
Q2 24
1.98×
1.00×
Q1 24
1.32×
1.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BANF
BANF

Segment breakdown not available.

PRDO
PRDO

CTU$107.0M51%
AIUS$60.8M29%
University Of St Augustine For Health Sciences Llc$43.7M21%
Other$1.1M1%

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