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Side-by-side financial comparison of BANCFIRST CORP (BANF) and SHENANDOAH TELECOMMUNICATIONS CO (SHEN). Click either name above to swap in a different company.
BANCFIRST CORP is the larger business by last-quarter revenue ($181.0M vs $91.6M, roughly 2.0× SHENANDOAH TELECOMMUNICATIONS CO). BANCFIRST CORP runs the higher net margin — 32.9% vs -5.9%, a 38.7% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (11.1% vs 7.2%). BANCFIRST CORP produced more free cash flow last quarter ($237.0M vs $-78.6M). Over the past eight quarters, SHENANDOAH TELECOMMUNICATIONS CO's revenue compounded faster (15.0% CAGR vs 9.5%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
Shenandoah Telecommunications Co is a U.S. regional telecom provider offering broadband internet, wireless voice/data services, digital cable TV, and fiber-optic solutions. It serves residential, small business and enterprise clients across Mid-Atlantic states, focusing on underserved rural and suburban markets in Virginia, West Virginia, Maryland and Pennsylvania.
BANF vs SHEN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $91.6M |
| Net Profit | $59.5M | $-5.4M |
| Gross Margin | — | — |
| Operating Margin | 41.6% | -1.0% |
| Net Margin | 32.9% | -5.9% |
| Revenue YoY | 11.1% | 7.2% |
| Net Profit YoY | 5.3% | -95.8% |
| EPS (diluted) | $1.75 | $-0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $181.0M | $91.6M | ||
| Q3 25 | $175.5M | $89.8M | ||
| Q2 25 | $169.3M | $88.6M | ||
| Q1 25 | $164.8M | $87.9M | ||
| Q4 24 | $162.9M | $85.4M | ||
| Q3 24 | $163.7M | $87.6M | ||
| Q2 24 | $153.8M | $85.8M | ||
| Q1 24 | $151.0M | $69.2M |
| Q4 25 | $59.5M | $-5.4M | ||
| Q3 25 | $62.7M | $-9.4M | ||
| Q2 25 | $62.3M | $-9.0M | ||
| Q1 25 | $56.1M | $-9.1M | ||
| Q4 24 | $56.5M | $-2.7M | ||
| Q3 24 | $58.9M | $-5.3M | ||
| Q2 24 | $50.6M | $-12.9M | ||
| Q1 24 | $50.3M | $214.7M |
| Q4 25 | 41.6% | -1.0% | ||
| Q3 25 | 45.0% | -8.0% | ||
| Q2 25 | 47.1% | -10.3% | ||
| Q1 25 | 43.1% | -6.9% | ||
| Q4 24 | 44.2% | -6.7% | ||
| Q3 24 | 45.2% | -4.8% | ||
| Q2 24 | 42.4% | -18.5% | ||
| Q1 24 | 42.5% | -4.0% |
| Q4 25 | 32.9% | -5.9% | ||
| Q3 25 | 35.7% | -10.5% | ||
| Q2 25 | 36.8% | -10.2% | ||
| Q1 25 | 34.0% | -10.4% | ||
| Q4 24 | 34.7% | -3.2% | ||
| Q3 24 | 36.0% | -6.0% | ||
| Q2 24 | 32.9% | -15.0% | ||
| Q1 24 | 33.3% | 310.0% |
| Q4 25 | $1.75 | $-0.13 | ||
| Q3 25 | $1.85 | $-0.20 | ||
| Q2 25 | $1.85 | $-0.19 | ||
| Q1 25 | $1.66 | $-0.19 | ||
| Q4 24 | $1.68 | $-0.34 | ||
| Q3 24 | $1.75 | $-0.13 | ||
| Q2 24 | $1.51 | $-0.24 | ||
| Q1 24 | $1.50 | $4.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $27.3M |
| Total DebtLower is stronger | — | $642.4M |
| Stockholders' EquityBook value | $1.9B | $880.8M |
| Total Assets | $14.8B | $1.9B |
| Debt / EquityLower = less leverage | — | 0.73× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $27.3M | ||
| Q3 25 | — | $22.6M | ||
| Q2 25 | — | $29.1M | ||
| Q1 25 | — | $87.5M | ||
| Q4 24 | — | $46.3M | ||
| Q3 24 | — | $43.1M | ||
| Q2 24 | — | $43.8M | ||
| Q1 24 | — | $389.7M |
| Q4 25 | — | $642.4M | ||
| Q3 25 | — | $535.4M | ||
| Q2 25 | — | $513.1M | ||
| Q1 25 | — | $515.8M | ||
| Q4 24 | — | $418.0M | ||
| Q3 24 | — | $345.2M | ||
| Q2 24 | — | $297.4M | ||
| Q1 24 | — | $298.7M |
| Q4 25 | $1.9B | $880.8M | ||
| Q3 25 | $1.8B | $892.7M | ||
| Q2 25 | $1.7B | $902.0M | ||
| Q1 25 | $1.7B | $910.5M | ||
| Q4 24 | $1.6B | $918.6M | ||
| Q3 24 | $1.6B | $925.4M | ||
| Q2 24 | $1.5B | $933.1M | ||
| Q1 24 | $1.5B | $871.6M |
| Q4 25 | $14.8B | $1.9B | ||
| Q3 25 | $14.2B | $1.9B | ||
| Q2 25 | $14.0B | $1.8B | ||
| Q1 25 | $14.0B | $1.8B | ||
| Q4 24 | $13.6B | $1.7B | ||
| Q3 24 | $13.3B | $1.7B | ||
| Q2 24 | $12.7B | $1.7B | ||
| Q1 24 | $12.6B | $1.4B |
| Q4 25 | — | 0.73× | ||
| Q3 25 | — | 0.60× | ||
| Q2 25 | — | 0.57× | ||
| Q1 25 | — | 0.57× | ||
| Q4 24 | — | 0.46× | ||
| Q3 24 | — | 0.37× | ||
| Q2 24 | — | 0.32× | ||
| Q1 24 | — | 0.34× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | $28.8M |
| Free Cash FlowOCF − Capex | $237.0M | $-78.6M |
| FCF MarginFCF / Revenue | 130.9% | -85.8% |
| Capex IntensityCapex / Revenue | 26.7% | 117.2% |
| Cash ConversionOCF / Net Profit | 4.79× | — |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | $-257.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $285.3M | $28.8M | ||
| Q3 25 | $75.4M | $30.7M | ||
| Q2 25 | $78.1M | $20.9M | ||
| Q1 25 | $77.0M | $20.5M | ||
| Q4 24 | $261.2M | $20.6M | ||
| Q3 24 | $77.6M | $24.3M | ||
| Q2 24 | $100.2M | $2.5M | ||
| Q1 24 | $66.3M | $15.2M |
| Q4 25 | $237.0M | $-78.6M | ||
| Q3 25 | $63.7M | $-51.4M | ||
| Q2 25 | $64.4M | $-65.3M | ||
| Q1 25 | $65.6M | $-62.7M | ||
| Q4 24 | $224.5M | $-72.0M | ||
| Q3 24 | $72.4M | $-51.3M | ||
| Q2 24 | $94.1M | $-78.3M | ||
| Q1 24 | $56.1M | $-54.9M |
| Q4 25 | 130.9% | -85.8% | ||
| Q3 25 | 36.3% | -57.2% | ||
| Q2 25 | 38.0% | -73.7% | ||
| Q1 25 | 39.8% | -71.3% | ||
| Q4 24 | 137.8% | -84.3% | ||
| Q3 24 | 44.2% | -58.5% | ||
| Q2 24 | 61.2% | -91.3% | ||
| Q1 24 | 37.1% | -79.3% |
| Q4 25 | 26.7% | 117.2% | ||
| Q3 25 | 6.7% | 91.4% | ||
| Q2 25 | 8.1% | 97.3% | ||
| Q1 25 | 6.9% | 94.7% | ||
| Q4 24 | 22.5% | 108.4% | ||
| Q3 24 | 3.2% | 86.2% | ||
| Q2 24 | 3.9% | 94.2% | ||
| Q1 24 | 6.8% | 101.2% |
| Q4 25 | 4.79× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 1.25× | — | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | 4.62× | — | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 1.32× | 0.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BANF
Segment breakdown not available.
SHEN
| Residential And SMB Incumbent Broadband | $41.5M | 45% |
| Residential And SMB Glo Fiber Expansion Markets | $23.0M | 25% |
| Commercial Fiber | $20.3M | 22% |
| RLEC Other | $6.8M | 7% |
