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Side-by-side financial comparison of BANCFIRST CORP (BANF) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.
BANCFIRST CORP is the larger business by last-quarter revenue ($181.0M vs $111.7M, roughly 1.6× ZIPRECRUITER, INC.). BANCFIRST CORP runs the higher net margin — 32.9% vs -0.7%, a 33.6% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (11.1% vs 0.6%). BANCFIRST CORP produced more free cash flow last quarter ($237.0M vs $7.6M). Over the past eight quarters, BANCFIRST CORP's revenue compounded faster (9.5% CAGR vs -4.4%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
ZipRecruiter, Inc. is an American employment marketplace for job seekers and employers.
BANF vs ZIP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $111.7M |
| Net Profit | $59.5M | $-835.0K |
| Gross Margin | — | 89.1% |
| Operating Margin | 41.6% | 3.6% |
| Net Margin | 32.9% | -0.7% |
| Revenue YoY | 11.1% | 0.6% |
| Net Profit YoY | 5.3% | 92.3% |
| EPS (diluted) | $1.75 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $181.0M | $111.7M | ||
| Q3 25 | $175.5M | $115.0M | ||
| Q2 25 | $169.3M | $112.2M | ||
| Q1 25 | $164.8M | $110.1M | ||
| Q4 24 | $162.9M | $111.0M | ||
| Q3 24 | $163.7M | $117.1M | ||
| Q2 24 | $153.8M | $123.7M | ||
| Q1 24 | $151.0M | $122.2M |
| Q4 25 | $59.5M | $-835.0K | ||
| Q3 25 | $62.7M | $-9.8M | ||
| Q2 25 | $62.3M | $-9.5M | ||
| Q1 25 | $56.1M | $-12.8M | ||
| Q4 24 | $56.5M | $-10.8M | ||
| Q3 24 | $58.9M | $-2.6M | ||
| Q2 24 | $50.6M | $7.0M | ||
| Q1 24 | $50.3M | $-6.5M |
| Q4 25 | — | 89.1% | ||
| Q3 25 | — | 89.1% | ||
| Q2 25 | — | 89.3% | ||
| Q1 25 | — | 89.4% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | 89.4% | ||
| Q2 24 | — | 89.5% | ||
| Q1 24 | — | 89.1% |
| Q4 25 | 41.6% | 3.6% | ||
| Q3 25 | 45.0% | -4.4% | ||
| Q2 25 | 47.1% | -5.9% | ||
| Q1 25 | 43.1% | -10.6% | ||
| Q4 24 | 44.2% | -3.6% | ||
| Q3 24 | 45.2% | -2.8% | ||
| Q2 24 | 42.4% | 7.6% | ||
| Q1 24 | 42.5% | -0.7% |
| Q4 25 | 32.9% | -0.7% | ||
| Q3 25 | 35.7% | -8.5% | ||
| Q2 25 | 36.8% | -8.5% | ||
| Q1 25 | 34.0% | -11.7% | ||
| Q4 24 | 34.7% | -9.7% | ||
| Q3 24 | 36.0% | -2.2% | ||
| Q2 24 | 32.9% | 5.7% | ||
| Q1 24 | 33.3% | -5.3% |
| Q4 25 | $1.75 | $-0.03 | ||
| Q3 25 | $1.85 | $-0.11 | ||
| Q2 25 | $1.85 | $-0.10 | ||
| Q1 25 | $1.66 | $-0.13 | ||
| Q4 24 | $1.68 | $-0.10 | ||
| Q3 24 | $1.75 | $-0.03 | ||
| Q2 24 | $1.51 | $0.07 | ||
| Q1 24 | $1.50 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $188.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.9B | $-77.2M |
| Total Assets | $14.8B | $569.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $188.0M | ||
| Q3 25 | — | $211.8M | ||
| Q2 25 | — | $203.5M | ||
| Q1 25 | — | $221.1M | ||
| Q4 24 | — | $218.4M | ||
| Q3 24 | — | $225.6M | ||
| Q2 24 | — | $271.7M | ||
| Q1 24 | — | $282.5M |
| Q4 25 | $1.9B | $-77.2M | ||
| Q3 25 | $1.8B | $-76.1M | ||
| Q2 25 | $1.7B | $-65.9M | ||
| Q1 25 | $1.7B | $-11.3M | ||
| Q4 24 | $1.6B | $13.4M | ||
| Q3 24 | $1.6B | $13.6M | ||
| Q2 24 | $1.5B | $24.4M | ||
| Q1 24 | $1.5B | $12.7M |
| Q4 25 | $14.8B | $569.7M | ||
| Q3 25 | $14.2B | $573.6M | ||
| Q2 25 | $14.0B | $592.4M | ||
| Q1 25 | $14.0B | $629.4M | ||
| Q4 24 | $13.6B | $664.1M | ||
| Q3 24 | $13.3B | $652.0M | ||
| Q2 24 | $12.7B | $665.3M | ||
| Q1 24 | $12.6B | $662.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | $7.7M |
| Free Cash FlowOCF − Capex | $237.0M | $7.6M |
| FCF MarginFCF / Revenue | 130.9% | 6.8% |
| Capex IntensityCapex / Revenue | 26.7% | 0.1% |
| Cash ConversionOCF / Net Profit | 4.79× | — |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | $9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $285.3M | $7.7M | ||
| Q3 25 | $75.4M | $2.6M | ||
| Q2 25 | $78.1M | $10.5M | ||
| Q1 25 | $77.0M | $-9.9M | ||
| Q4 24 | $261.2M | $12.5M | ||
| Q3 24 | $77.6M | $9.3M | ||
| Q2 24 | $100.2M | $21.9M | ||
| Q1 24 | $66.3M | $2.0M |
| Q4 25 | $237.0M | $7.6M | ||
| Q3 25 | $63.7M | $2.2M | ||
| Q2 25 | $64.4M | $10.2M | ||
| Q1 25 | $65.6M | $-10.2M | ||
| Q4 24 | $224.5M | $12.0M | ||
| Q3 24 | $72.4M | $9.2M | ||
| Q2 24 | $94.1M | $21.7M | ||
| Q1 24 | $56.1M | $1.9M |
| Q4 25 | 130.9% | 6.8% | ||
| Q3 25 | 36.3% | 1.9% | ||
| Q2 25 | 38.0% | 9.1% | ||
| Q1 25 | 39.8% | -9.3% | ||
| Q4 24 | 137.8% | 10.8% | ||
| Q3 24 | 44.2% | 7.8% | ||
| Q2 24 | 61.2% | 17.6% | ||
| Q1 24 | 37.1% | 1.6% |
| Q4 25 | 26.7% | 0.1% | ||
| Q3 25 | 6.7% | 0.3% | ||
| Q2 25 | 8.1% | 0.3% | ||
| Q1 25 | 6.9% | 0.3% | ||
| Q4 24 | 22.5% | 0.4% | ||
| Q3 24 | 3.2% | 0.2% | ||
| Q2 24 | 3.9% | 0.1% | ||
| Q1 24 | 6.8% | 0.1% |
| Q4 25 | 4.79× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 1.25× | — | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | 4.62× | — | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.98× | 3.12× | ||
| Q1 24 | 1.32× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BANF
Segment breakdown not available.
ZIP
| License | $84.3M | 75% |
| Services | $27.4M | 25% |
