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Side-by-side financial comparison of CBL International Ltd (BANL) and LendingClub Corp (LC). Click either name above to swap in a different company.
CBL International Ltd is the larger business by last-quarter revenue ($277.2M vs $252.3M, roughly 1.1× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs -0.6%, a 21.0% gap on every dollar of revenue.
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
BANL vs LC — Head-to-Head
Income Statement — Q2 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $277.2M | $252.3M |
| Net Profit | $-1.6M | $51.6M |
| Gross Margin | 1.0% | — |
| Operating Margin | -0.5% | — |
| Net Margin | -0.6% | 20.5% |
| Revenue YoY | — | 15.9% |
| Net Profit YoY | — | 341.0% |
| EPS (diluted) | — | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $252.3M | ||
| Q4 25 | — | $266.5M | ||
| Q3 25 | — | $266.2M | ||
| Q2 25 | $277.2M | $248.4M | ||
| Q1 25 | — | $217.7M | ||
| Q4 24 | $592.5M | $217.2M | ||
| Q3 24 | — | $201.9M | ||
| Q2 24 | $192.0M | $187.2M |
| Q1 26 | — | $51.6M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $44.3M | ||
| Q2 25 | $-1.6M | $38.2M | ||
| Q1 25 | — | $11.7M | ||
| Q4 24 | $-3.9M | — | ||
| Q3 24 | — | $14.5M | ||
| Q2 24 | — | $14.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 2.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 21.5% | ||
| Q2 25 | -0.5% | 21.7% | ||
| Q1 25 | — | 7.2% | ||
| Q4 24 | -0.6% | 5.1% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | — | 10.4% |
| Q1 26 | — | 20.5% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 16.6% | ||
| Q2 25 | -0.6% | 15.4% | ||
| Q1 25 | — | 5.4% | ||
| Q4 24 | -0.7% | — | ||
| Q3 24 | — | 7.2% | ||
| Q2 24 | — | 8.0% |
| Q1 26 | — | $0.44 | ||
| Q4 25 | — | $0.36 | ||
| Q3 25 | — | $0.37 | ||
| Q2 25 | — | $0.33 | ||
| Q1 25 | — | $0.10 | ||
| Q4 24 | $-0.14 | $0.08 | ||
| Q3 24 | — | $0.13 | ||
| Q2 24 | — | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $22.9M | $1.5B |
| Total Assets | $69.3M | $11.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $1.5B | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | $22.9M | $1.4B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | $22.9M | $1.3B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | $25.3M | $1.3B |
| Q1 26 | — | $11.9B | ||
| Q4 25 | — | $11.6B | ||
| Q3 25 | — | $11.1B | ||
| Q2 25 | $69.3M | $10.8B | ||
| Q1 25 | — | $10.5B | ||
| Q4 24 | $69.3M | $10.6B | ||
| Q3 24 | — | $11.0B | ||
| Q2 24 | $53.5M | $9.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
