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Side-by-side financial comparison of BED BATH & BEYOND, INC. (BBBY) and INDEPENDENT BANK CORP (INDB). Click either name above to swap in a different company.

BED BATH & BEYOND, INC. is the larger business by last-quarter revenue ($247.8M vs $212.5M, roughly 1.2× INDEPENDENT BANK CORP). INDEPENDENT BANK CORP runs the higher net margin — 35.5% vs -6.6%, a 42.1% gap on every dollar of revenue. On growth, INDEPENDENT BANK CORP posted the faster year-over-year revenue change (46.9% vs 6.9%). INDEPENDENT BANK CORP produced more free cash flow last quarter ($75.5M vs $-12.8M). Over the past eight quarters, INDEPENDENT BANK CORP's revenue compounded faster (24.3% CAGR vs -21.1%).

Bed Bath & Beyond was an American big-box retail chain specializing in housewares, furniture, and specialty items. Headquartered in Union, New Jersey, the chain operated stores in the United States and Canada, and was once counted among the Fortune 500 and the Forbes Global 2000. The chain filed for Chapter 11 bankruptcy in April 2023 and liquidated all of its remaining stores, with the last closing on July 30, 2023. Following the retail chain's liquidation, its name was adopted by online ret...

Independent Bank is a bank headquartered in Grand Rapids, Michigan. The bank has 62 branches, all of which are in Michigan.

BBBY vs INDB — Head-to-Head

Bigger by revenue
BBBY
BBBY
1.2× larger
BBBY
$247.8M
$212.5M
INDB
Growing faster (revenue YoY)
INDB
INDB
+40.0% gap
INDB
46.9%
6.9%
BBBY
Higher net margin
INDB
INDB
42.1% more per $
INDB
35.5%
-6.6%
BBBY
More free cash flow
INDB
INDB
$88.4M more FCF
INDB
$75.5M
$-12.8M
BBBY
Faster 2-yr revenue CAGR
INDB
INDB
Annualised
INDB
24.3%
-21.1%
BBBY

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
BBBY
BBBY
INDB
INDB
Revenue
$247.8M
$212.5M
Net Profit
$-16.4M
$75.3M
Gross Margin
23.9%
Operating Margin
68.8%
Net Margin
-6.6%
35.5%
Revenue YoY
6.9%
46.9%
Net Profit YoY
58.9%
50.6%
EPS (diluted)
$-0.24
$1.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BBBY
BBBY
INDB
INDB
Q1 26
$247.8M
Q4 25
$273.4M
$212.5M
Q3 25
$257.2M
$203.3M
Q2 25
$282.3M
$147.5M
Q1 25
$231.7M
$145.5M
Q4 24
$303.2M
$144.7M
Q3 24
$311.4M
$141.7M
Q2 24
$398.1M
$137.9M
Net Profit
BBBY
BBBY
INDB
INDB
Q1 26
$-16.4M
Q4 25
$-20.9M
$75.3M
Q3 25
$-4.5M
$34.3M
Q2 25
$-19.3M
$51.1M
Q1 25
$-39.9M
$44.4M
Q4 24
$-81.3M
$50.0M
Q3 24
$-61.0M
$42.9M
Q2 24
$-42.6M
$51.3M
Gross Margin
BBBY
BBBY
INDB
INDB
Q1 26
23.9%
Q4 25
24.6%
Q3 25
25.3%
Q2 25
23.7%
Q1 25
25.1%
Q4 24
23.0%
Q3 24
21.2%
Q2 24
20.1%
Operating Margin
BBBY
BBBY
INDB
INDB
Q1 26
68.8%
Q4 25
-4.8%
Q3 25
-4.8%
21.8%
Q2 25
-4.4%
44.6%
Q1 25
-10.0%
39.3%
Q4 24
-11.3%
Q3 24
-14.5%
39.0%
Q2 24
-11.8%
48.1%
Net Margin
BBBY
BBBY
INDB
INDB
Q1 26
-6.6%
Q4 25
-7.6%
35.5%
Q3 25
-1.8%
16.8%
Q2 25
-6.8%
34.6%
Q1 25
-17.2%
30.5%
Q4 24
-26.8%
34.6%
Q3 24
-19.6%
30.3%
Q2 24
-10.7%
37.2%
EPS (diluted)
BBBY
BBBY
INDB
INDB
Q1 26
$-0.24
Q4 25
$-0.26
$1.51
Q3 25
$-0.07
$0.69
Q2 25
$-0.34
$1.20
Q1 25
$-0.74
$1.04
Q4 24
$-1.68
$1.18
Q3 24
$-1.33
$1.01
Q2 24
$-0.93
$1.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BBBY
BBBY
INDB
INDB
Cash + ST InvestmentsLiquidity on hand
$135.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$202.5M
$3.6B
Total Assets
$404.5M
$24.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BBBY
BBBY
INDB
INDB
Q1 26
$135.8M
Q4 25
$175.3M
Q3 25
$167.4M
Q2 25
$120.6M
Q1 25
$114.6M
Q4 24
$159.2M
Q3 24
$140.4M
Q2 24
$186.2M
Stockholders' Equity
BBBY
BBBY
INDB
INDB
Q1 26
$202.5M
Q4 25
$217.6M
$3.6B
Q3 25
$202.6M
$3.5B
Q2 25
$130.9M
$3.1B
Q1 25
$143.4M
$3.0B
Q4 24
$162.7M
$3.0B
Q3 24
$196.2M
$3.0B
Q2 24
$250.4M
$2.9B
Total Assets
BBBY
BBBY
INDB
INDB
Q1 26
$404.5M
Q4 25
$425.5M
$24.9B
Q3 25
$414.4M
$25.0B
Q2 25
$358.1M
$20.0B
Q1 25
$363.7M
$19.9B
Q4 24
$402.0M
$19.4B
Q3 24
$428.3M
$19.4B
Q2 24
$496.8M
$19.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BBBY
BBBY
INDB
INDB
Operating Cash FlowLast quarter
$-11.8M
$78.9M
Free Cash FlowOCF − Capex
$-12.8M
$75.5M
FCF MarginFCF / Revenue
-5.2%
35.5%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
1.05×
TTM Free Cash FlowTrailing 4 quarters
$-24.8M
$239.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BBBY
BBBY
INDB
INDB
Q1 26
$-11.8M
Q4 25
$-6.5M
$78.9M
Q3 25
$-15.1M
$52.2M
Q2 25
$15.8M
$106.7M
Q1 25
$-50.9M
$13.3M
Q4 24
$-21.7M
$42.9M
Q3 24
$-42.1M
$70.2M
Q2 24
$-75.9M
$65.6M
Free Cash Flow
BBBY
BBBY
INDB
INDB
Q1 26
$-12.8M
Q4 25
$-8.6M
$75.5M
Q3 25
$-17.4M
$49.7M
Q2 25
$14.0M
$102.5M
Q1 25
$-52.1M
$11.3M
Q4 24
$-24.7M
$36.5M
Q3 24
$-45.5M
$64.4M
Q2 24
$-80.4M
$61.9M
FCF Margin
BBBY
BBBY
INDB
INDB
Q1 26
-5.2%
Q4 25
-3.2%
35.5%
Q3 25
-6.8%
24.4%
Q2 25
5.0%
69.5%
Q1 25
-22.5%
7.8%
Q4 24
-8.1%
25.2%
Q3 24
-14.6%
45.4%
Q2 24
-20.2%
44.9%
Capex Intensity
BBBY
BBBY
INDB
INDB
Q1 26
Q4 25
0.8%
1.6%
Q3 25
0.9%
1.2%
Q2 25
0.6%
2.9%
Q1 25
0.5%
1.4%
Q4 24
1.0%
4.4%
Q3 24
1.1%
4.1%
Q2 24
1.1%
2.7%
Cash Conversion
BBBY
BBBY
INDB
INDB
Q1 26
Q4 25
1.05×
Q3 25
1.52×
Q2 25
2.09×
Q1 25
0.30×
Q4 24
0.86×
Q3 24
1.64×
Q2 24
1.28×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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