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Side-by-side financial comparison of BUILD-A-BEAR WORKSHOP INC (BBW) and OFG BANCORP (OFG). Click either name above to swap in a different company.
OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $122.7M, roughly 1.5× BUILD-A-BEAR WORKSHOP INC). OFG BANCORP runs the higher net margin — 30.3% vs 6.6%, a 23.7% gap on every dollar of revenue. On growth, BUILD-A-BEAR WORKSHOP INC posted the faster year-over-year revenue change (2.7% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $1.7M).
Build-A-Bear Workshop, Inc. is an American retailer headquartered in St. Louis, Missouri that sells teddy bears, stuffed animals, and characters. During store visits, customers go through an interactive process where the stuffed animal of their choice is assembled and tailored to their own preferences including varying scents, sounds, looks, and outfits. Build-A-Bear Workshop is the largest chain that operates in this style. The company's slogan was "Where Best Friends Are Made" from 1997–201...
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
BBW vs OFG — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $122.7M | $184.3M |
| Net Profit | $8.1M | $55.9M |
| Gross Margin | 53.7% | — |
| Operating Margin | 8.7% | 25.7% |
| Net Margin | 6.6% | 30.3% |
| Revenue YoY | 2.7% | 0.9% |
| Net Profit YoY | -17.7% | 11.0% |
| EPS (diluted) | $0.62 | $1.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $122.7M | $184.3M | ||
| Q3 25 | $124.2M | $186.2M | ||
| Q2 25 | $128.4M | $182.4M | ||
| Q1 25 | $150.4M | $178.6M | ||
| Q4 24 | — | $182.7M | ||
| Q3 24 | — | $174.7M | ||
| Q2 24 | — | $179.8M | ||
| Q1 24 | — | $174.4M |
| Q4 25 | $8.1M | $55.9M | ||
| Q3 25 | $12.4M | $51.8M | ||
| Q2 25 | $15.3M | $51.8M | ||
| Q1 25 | $21.7M | $45.6M | ||
| Q4 24 | — | $50.3M | ||
| Q3 24 | — | $47.0M | ||
| Q2 24 | — | $51.1M | ||
| Q1 24 | — | $49.7M |
| Q4 25 | 53.7% | — | ||
| Q3 25 | 57.6% | — | ||
| Q2 25 | 56.8% | — | ||
| Q1 25 | 56.6% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 8.7% | 25.7% | ||
| Q3 25 | 12.3% | 33.0% | ||
| Q2 25 | 15.3% | 36.1% | ||
| Q1 25 | 18.3% | 33.3% | ||
| Q4 24 | — | 28.9% | ||
| Q3 24 | — | 35.4% | ||
| Q2 24 | — | 39.6% | ||
| Q1 24 | — | 38.9% |
| Q4 25 | 6.6% | 30.3% | ||
| Q3 25 | 10.0% | 27.8% | ||
| Q2 25 | 11.9% | 28.4% | ||
| Q1 25 | 14.4% | 25.5% | ||
| Q4 24 | — | 27.6% | ||
| Q3 24 | — | 26.9% | ||
| Q2 24 | — | 28.4% | ||
| Q1 24 | — | 28.5% |
| Q4 25 | $0.62 | $1.27 | ||
| Q3 25 | $0.94 | $1.16 | ||
| Q2 25 | $1.17 | $1.15 | ||
| Q1 25 | $1.61 | $1.00 | ||
| Q4 24 | — | $1.10 | ||
| Q3 24 | — | $1.00 | ||
| Q2 24 | — | $1.08 | ||
| Q1 24 | — | $1.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $27.7M | $1.0B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $150.6M | $1.4B |
| Total Assets | $326.5M | $12.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $27.7M | $1.0B | ||
| Q3 25 | $39.1M | $740.3M | ||
| Q2 25 | $44.3M | $851.8M | ||
| Q1 25 | $27.8M | $710.6M | ||
| Q4 24 | — | $591.1M | ||
| Q3 24 | — | $680.6M | ||
| Q2 24 | — | $740.4M | ||
| Q1 24 | — | $754.4M |
| Q4 25 | $150.6M | $1.4B | ||
| Q3 25 | $155.4M | $1.4B | ||
| Q2 25 | $148.7M | $1.3B | ||
| Q1 25 | $139.1M | $1.3B | ||
| Q4 24 | — | $1.3B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | $326.5M | $12.5B | ||
| Q3 25 | $318.2M | $12.2B | ||
| Q2 25 | $308.3M | $12.2B | ||
| Q1 25 | $290.0M | $11.7B | ||
| Q4 24 | — | $11.5B | ||
| Q3 24 | — | $11.5B | ||
| Q2 24 | — | $11.3B | ||
| Q1 24 | — | $11.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $8.2M | $217.7M |
| Free Cash FlowOCF − Capex | $1.7M | $199.3M |
| FCF MarginFCF / Revenue | 1.4% | 108.1% |
| Capex IntensityCapex / Revenue | 5.3% | 10.0% |
| Cash ConversionOCF / Net Profit | 1.01× | 3.90× |
| TTM Free Cash FlowTrailing 4 quarters | $37.2M | $345.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.2M | $217.7M | ||
| Q3 25 | $4.2M | $39.5M | ||
| Q2 25 | $27.8M | $35.9M | ||
| Q1 25 | $19.5M | $83.1M | ||
| Q4 24 | — | $252.5M | ||
| Q3 24 | — | $58.1M | ||
| Q2 24 | — | $95.1M | ||
| Q1 24 | — | $61.0M |
| Q4 25 | $1.7M | $199.3M | ||
| Q3 25 | $793.0K | $35.5M | ||
| Q2 25 | $24.9M | $31.8M | ||
| Q1 25 | $9.8M | $78.7M | ||
| Q4 24 | — | $231.2M | ||
| Q3 24 | — | $51.8M | ||
| Q2 24 | — | $90.4M | ||
| Q1 24 | — | $54.8M |
| Q4 25 | 1.4% | 108.1% | ||
| Q3 25 | 0.6% | 19.1% | ||
| Q2 25 | 19.4% | 17.4% | ||
| Q1 25 | 6.5% | 44.1% | ||
| Q4 24 | — | 126.5% | ||
| Q3 24 | — | 29.6% | ||
| Q2 24 | — | 50.3% | ||
| Q1 24 | — | 31.4% |
| Q4 25 | 5.3% | 10.0% | ||
| Q3 25 | 2.8% | 2.1% | ||
| Q2 25 | 2.3% | 2.3% | ||
| Q1 25 | 6.5% | 2.4% | ||
| Q4 24 | — | 11.7% | ||
| Q3 24 | — | 3.6% | ||
| Q2 24 | — | 2.6% | ||
| Q1 24 | — | 3.5% |
| Q4 25 | 1.01× | 3.90× | ||
| Q3 25 | 0.34× | 0.76× | ||
| Q2 25 | 1.81× | 0.69× | ||
| Q1 25 | 0.90× | 1.82× | ||
| Q4 24 | — | 5.02× | ||
| Q3 24 | — | 1.24× | ||
| Q2 24 | — | 1.86× | ||
| Q1 24 | — | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BBW
| Direct To Consumer | $112.3M | 92% |
| Commercial Product And Service | $8.9M | 7% |
| International Franchising | $1.5M | 1% |
OFG
Segment breakdown not available.