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Side-by-side financial comparison of BUILD-A-BEAR WORKSHOP INC (BBW) and OFG BANCORP (OFG). Click either name above to swap in a different company.

OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $122.7M, roughly 1.5× BUILD-A-BEAR WORKSHOP INC). OFG BANCORP runs the higher net margin — 30.3% vs 6.6%, a 23.7% gap on every dollar of revenue. On growth, BUILD-A-BEAR WORKSHOP INC posted the faster year-over-year revenue change (2.7% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $1.7M).

Build-A-Bear Workshop, Inc. is an American retailer headquartered in St. Louis, Missouri that sells teddy bears, stuffed animals, and characters. During store visits, customers go through an interactive process where the stuffed animal of their choice is assembled and tailored to their own preferences including varying scents, sounds, looks, and outfits. Build-A-Bear Workshop is the largest chain that operates in this style. The company's slogan was "Where Best Friends Are Made" from 1997–201...

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

BBW vs OFG — Head-to-Head

Bigger by revenue
OFG
OFG
1.5× larger
OFG
$184.3M
$122.7M
BBW
Growing faster (revenue YoY)
BBW
BBW
+1.8% gap
BBW
2.7%
0.9%
OFG
Higher net margin
OFG
OFG
23.7% more per $
OFG
30.3%
6.6%
BBW
More free cash flow
OFG
OFG
$197.6M more FCF
OFG
$199.3M
$1.7M
BBW

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
BBW
BBW
OFG
OFG
Revenue
$122.7M
$184.3M
Net Profit
$8.1M
$55.9M
Gross Margin
53.7%
Operating Margin
8.7%
25.7%
Net Margin
6.6%
30.3%
Revenue YoY
2.7%
0.9%
Net Profit YoY
-17.7%
11.0%
EPS (diluted)
$0.62
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BBW
BBW
OFG
OFG
Q4 25
$122.7M
$184.3M
Q3 25
$124.2M
$186.2M
Q2 25
$128.4M
$182.4M
Q1 25
$150.4M
$178.6M
Q4 24
$182.7M
Q3 24
$174.7M
Q2 24
$179.8M
Q1 24
$174.4M
Net Profit
BBW
BBW
OFG
OFG
Q4 25
$8.1M
$55.9M
Q3 25
$12.4M
$51.8M
Q2 25
$15.3M
$51.8M
Q1 25
$21.7M
$45.6M
Q4 24
$50.3M
Q3 24
$47.0M
Q2 24
$51.1M
Q1 24
$49.7M
Gross Margin
BBW
BBW
OFG
OFG
Q4 25
53.7%
Q3 25
57.6%
Q2 25
56.8%
Q1 25
56.6%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
BBW
BBW
OFG
OFG
Q4 25
8.7%
25.7%
Q3 25
12.3%
33.0%
Q2 25
15.3%
36.1%
Q1 25
18.3%
33.3%
Q4 24
28.9%
Q3 24
35.4%
Q2 24
39.6%
Q1 24
38.9%
Net Margin
BBW
BBW
OFG
OFG
Q4 25
6.6%
30.3%
Q3 25
10.0%
27.8%
Q2 25
11.9%
28.4%
Q1 25
14.4%
25.5%
Q4 24
27.6%
Q3 24
26.9%
Q2 24
28.4%
Q1 24
28.5%
EPS (diluted)
BBW
BBW
OFG
OFG
Q4 25
$0.62
$1.27
Q3 25
$0.94
$1.16
Q2 25
$1.17
$1.15
Q1 25
$1.61
$1.00
Q4 24
$1.10
Q3 24
$1.00
Q2 24
$1.08
Q1 24
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BBW
BBW
OFG
OFG
Cash + ST InvestmentsLiquidity on hand
$27.7M
$1.0B
Total DebtLower is stronger
Stockholders' EquityBook value
$150.6M
$1.4B
Total Assets
$326.5M
$12.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BBW
BBW
OFG
OFG
Q4 25
$27.7M
$1.0B
Q3 25
$39.1M
$740.3M
Q2 25
$44.3M
$851.8M
Q1 25
$27.8M
$710.6M
Q4 24
$591.1M
Q3 24
$680.6M
Q2 24
$740.4M
Q1 24
$754.4M
Stockholders' Equity
BBW
BBW
OFG
OFG
Q4 25
$150.6M
$1.4B
Q3 25
$155.4M
$1.4B
Q2 25
$148.7M
$1.3B
Q1 25
$139.1M
$1.3B
Q4 24
$1.3B
Q3 24
$1.3B
Q2 24
$1.2B
Q1 24
$1.2B
Total Assets
BBW
BBW
OFG
OFG
Q4 25
$326.5M
$12.5B
Q3 25
$318.2M
$12.2B
Q2 25
$308.3M
$12.2B
Q1 25
$290.0M
$11.7B
Q4 24
$11.5B
Q3 24
$11.5B
Q2 24
$11.3B
Q1 24
$11.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BBW
BBW
OFG
OFG
Operating Cash FlowLast quarter
$8.2M
$217.7M
Free Cash FlowOCF − Capex
$1.7M
$199.3M
FCF MarginFCF / Revenue
1.4%
108.1%
Capex IntensityCapex / Revenue
5.3%
10.0%
Cash ConversionOCF / Net Profit
1.01×
3.90×
TTM Free Cash FlowTrailing 4 quarters
$37.2M
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BBW
BBW
OFG
OFG
Q4 25
$8.2M
$217.7M
Q3 25
$4.2M
$39.5M
Q2 25
$27.8M
$35.9M
Q1 25
$19.5M
$83.1M
Q4 24
$252.5M
Q3 24
$58.1M
Q2 24
$95.1M
Q1 24
$61.0M
Free Cash Flow
BBW
BBW
OFG
OFG
Q4 25
$1.7M
$199.3M
Q3 25
$793.0K
$35.5M
Q2 25
$24.9M
$31.8M
Q1 25
$9.8M
$78.7M
Q4 24
$231.2M
Q3 24
$51.8M
Q2 24
$90.4M
Q1 24
$54.8M
FCF Margin
BBW
BBW
OFG
OFG
Q4 25
1.4%
108.1%
Q3 25
0.6%
19.1%
Q2 25
19.4%
17.4%
Q1 25
6.5%
44.1%
Q4 24
126.5%
Q3 24
29.6%
Q2 24
50.3%
Q1 24
31.4%
Capex Intensity
BBW
BBW
OFG
OFG
Q4 25
5.3%
10.0%
Q3 25
2.8%
2.1%
Q2 25
2.3%
2.3%
Q1 25
6.5%
2.4%
Q4 24
11.7%
Q3 24
3.6%
Q2 24
2.6%
Q1 24
3.5%
Cash Conversion
BBW
BBW
OFG
OFG
Q4 25
1.01×
3.90×
Q3 25
0.34×
0.76×
Q2 25
1.81×
0.69×
Q1 25
0.90×
1.82×
Q4 24
5.02×
Q3 24
1.24×
Q2 24
1.86×
Q1 24
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BBW
BBW

Direct To Consumer$112.3M92%
Commercial Product And Service$8.9M7%
International Franchising$1.5M1%

OFG
OFG

Segment breakdown not available.

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