California BanCorp \ CABCALEarnings & Financial Report
Pacific Premier Bancorp, Inc. is an American bank holding company under the Bank Holding Company Act of 1956 headquartered in Irvine, California, US. Its principal business focuses on Pacific Premier Bank, which offers a range of financial services to individuals, businesses, and professionals. The bank operates numerous branches in California, Arizona, Nevada, and Washington.
BCAL Q4 FY2025 Key Financial Metrics
Revenue
$45.9M
Gross Profit
N/A
Operating Profit
$22.4M
Net Profit
$16.4M
Gross Margin
N/A
Operating Margin
48.8%
Net Margin
35.8%
YoY Growth
0.8%
EPS
$0.50
California BanCorp \ CA Q4 FY2025 Financial Summary
California BanCorp \ CA reported revenue of $45.9M (up 0.8% YoY) for Q4 FY2025, with a net profit of $16.4M (down 2.1% YoY) (35.8% margin).
Key Financial Metrics
| Total Revenue | $45.9M |
|---|---|
| Net Profit | $16.4M |
| Gross Margin | N/A |
| Operating Margin | 48.8% |
| Report Period | Q4 FY2025 |
California BanCorp \ CA Annual Revenue by Year
California BanCorp \ CA annual revenue history includes year-by-year totals (for example, 2025 revenue was $180.2M).
California BanCorp \ CA Quarterly Revenue & Net Profit History
California BanCorp \ CA results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $45.9M | +0.8% | $16.4M | 35.8% |
| Q3 FY2025 | $45.2M | +18.5% | $15.7M | 34.7% |
| Q2 FY2025 | $44.3M | +99.6% | $14.1M | 31.8% |
| Q1 FY2025 | $44.8M | +104.6% | $16.9M | 37.6% |
| Q4 FY2024 | $45.5M | +97.4% | $16.8M | 37.7% |
| Q3 FY2024 | $38.1M | +58.3% | $-16.5M | -43.2% |
| Q2 FY2024 | $22.2M | -9.6% | $190.0K | 0.9% |
| Q1 FY2024 | $21.9M | -17.2% | $4.9M | 22.5% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $21.9M | $22.2M | $38.1M | $45.5M | $44.8M | $44.3M | $45.2M | $45.9M |
| YoY Growth | -17.2% | -9.6% | 58.3% | 97.4% | 104.6% | 99.6% | 18.5% | 0.8% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.29B | $2.29B | $4.36B | $4.03B | $3.98B | $3.95B | $4.10B | $4.03B |
| Liabilities | $2.00B | $2.00B | $3.86B | $3.52B | $3.45B | $3.41B | $3.54B | $3.46B |
| Equity | $292.5M | $293.2M | $498.1M | $511.8M | $531.4M | $547.6M | $564.7M | $576.6M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $8.1M | $309000 | $18.3M | $50.3M | $7.0M | $13.4M | $16.0M | $57.3M |