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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and SmartRent, Inc. (SMRT). Click either name above to swap in a different company.
SmartRent, Inc. is the larger business by last-quarter revenue ($36.5M vs $26.2M, roughly 1.4× BCB BANCORP INC). SmartRent, Inc. runs the higher net margin — -8.9% vs -49.7%, a 40.8% gap on every dollar of revenue. On growth, BCB BANCORP INC posted the faster year-over-year revenue change (13.1% vs 3.1%). BCB BANCORP INC produced more free cash flow last quarter ($34.9M vs $7.7M). Over the past eight quarters, BCB BANCORP INC's revenue compounded faster (1.8% CAGR vs -15.0%).
Budget Rent a Car System, Inc. is an American car rental company that was founded in 1958 in Los Angeles, California by Morris Mirkin. Budget is a subsidiary of the Avis Budget Group, with its operations headquartered in Parsippany, New Jersey.
BCBP vs SMRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.2M | $36.5M |
| Net Profit | $-12.0M | $-3.2M |
| Gross Margin | — | 38.6% |
| Operating Margin | -71.9% | -10.9% |
| Net Margin | -49.7% | -8.9% |
| Revenue YoY | 13.1% | 3.1% |
| Net Profit YoY | -467.6% | 71.6% |
| EPS (diluted) | $-0.73 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.2M | $36.5M | ||
| Q3 25 | $26.5M | $36.2M | ||
| Q2 25 | $25.2M | $38.3M | ||
| Q1 25 | $23.8M | $41.3M | ||
| Q4 24 | $23.1M | $35.4M | ||
| Q3 24 | $26.2M | $40.5M | ||
| Q2 24 | $20.4M | $48.5M | ||
| Q1 24 | $25.3M | $50.5M |
| Q4 25 | $-12.0M | $-3.2M | ||
| Q3 25 | $4.3M | $-6.3M | ||
| Q2 25 | $3.6M | $-10.9M | ||
| Q1 25 | $-8.3M | $-40.2M | ||
| Q4 24 | $3.3M | $-11.4M | ||
| Q3 24 | $6.7M | $-9.9M | ||
| Q2 24 | $2.8M | $-4.6M | ||
| Q1 24 | $5.9M | $-7.7M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 33.1% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 38.5% |
| Q4 25 | -71.9% | -10.9% | ||
| Q3 25 | 21.9% | -19.4% | ||
| Q2 25 | 19.9% | -30.5% | ||
| Q1 25 | -49.2% | -99.9% | ||
| Q4 24 | 19.9% | -36.6% | ||
| Q3 24 | 35.7% | -29.0% | ||
| Q2 24 | 19.5% | -14.3% | ||
| Q1 24 | 33.0% | -20.1% |
| Q4 25 | -49.7% | -8.9% | ||
| Q3 25 | 16.1% | -17.3% | ||
| Q2 25 | 14.2% | -28.3% | ||
| Q1 25 | -35.0% | -97.2% | ||
| Q4 24 | 14.1% | -32.3% | ||
| Q3 24 | 25.5% | -24.5% | ||
| Q2 24 | 13.8% | -9.5% | ||
| Q1 24 | 23.2% | -15.2% |
| Q4 25 | $-0.73 | $-0.02 | ||
| Q3 25 | $0.22 | $-0.03 | ||
| Q2 25 | $0.18 | $-0.06 | ||
| Q1 25 | $-0.51 | $-0.21 | ||
| Q4 24 | $0.17 | $-0.06 | ||
| Q3 24 | $0.36 | $-0.05 | ||
| Q2 24 | $0.14 | $-0.02 | ||
| Q1 24 | $0.32 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $104.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $304.3M | $232.1M |
| Total Assets | $3.3B | $320.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $104.5M | ||
| Q3 25 | — | $100.0M | ||
| Q2 25 | — | $105.0M | ||
| Q1 25 | — | $125.6M | ||
| Q4 24 | — | $142.5M | ||
| Q3 24 | — | $163.4M | ||
| Q2 24 | — | $187.4M | ||
| Q1 24 | — | $204.7M |
| Q4 25 | $304.3M | $232.1M | ||
| Q3 25 | $318.5M | $234.4M | ||
| Q2 25 | $315.7M | $238.8M | ||
| Q1 25 | $314.7M | $250.7M | ||
| Q4 24 | $323.9M | $289.4M | ||
| Q3 24 | $328.1M | $305.1M | ||
| Q2 24 | $320.7M | $329.4M | ||
| Q1 24 | $320.1M | $333.1M |
| Q4 25 | $3.3B | $320.9M | ||
| Q3 25 | $3.4B | $335.8M | ||
| Q2 25 | $3.4B | $354.0M | ||
| Q1 25 | $3.5B | $366.1M | ||
| Q4 24 | $3.6B | $420.2M | ||
| Q3 24 | $3.6B | $448.6M | ||
| Q2 24 | $3.8B | $475.3M | ||
| Q1 24 | $3.8B | $485.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $35.9M | $7.7M |
| Free Cash FlowOCF − Capex | $34.9M | $7.7M |
| FCF MarginFCF / Revenue | 133.3% | 21.0% |
| Capex IntensityCapex / Revenue | 4.0% | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $58.2M | $-25.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $35.9M | $7.7M | ||
| Q3 25 | $8.7M | $-2.1M | ||
| Q2 25 | $10.3M | $-14.9M | ||
| Q1 25 | $5.0M | $-12.2M | ||
| Q4 24 | $67.7M | $-12.0M | ||
| Q3 24 | $43.5M | $-3.7M | ||
| Q2 24 | $8.1M | $-13.9M | ||
| Q1 24 | $8.3M | $-3.3M |
| Q4 25 | $34.9M | $7.7M | ||
| Q3 25 | $8.5M | $-2.2M | ||
| Q2 25 | $10.2M | $-16.2M | ||
| Q1 25 | $4.7M | $-14.3M | ||
| Q4 24 | $66.5M | $-13.3M | ||
| Q3 24 | $43.4M | $-3.9M | ||
| Q2 24 | $8.1M | $-14.1M | ||
| Q1 24 | $8.1M | $-3.4M |
| Q4 25 | 133.3% | 21.0% | ||
| Q3 25 | 32.0% | -6.1% | ||
| Q2 25 | 40.4% | -42.3% | ||
| Q1 25 | 19.8% | -34.7% | ||
| Q4 24 | 287.5% | -37.5% | ||
| Q3 24 | 166.0% | -9.7% | ||
| Q2 24 | 39.6% | -29.1% | ||
| Q1 24 | 32.3% | -6.7% |
| Q4 25 | 4.0% | 0.0% | ||
| Q3 25 | 1.1% | 0.2% | ||
| Q2 25 | 0.6% | 3.3% | ||
| Q1 25 | 1.2% | 5.3% | ||
| Q4 24 | 5.3% | 3.5% | ||
| Q3 24 | 0.3% | 0.6% | ||
| Q2 24 | 0.2% | 0.5% | ||
| Q1 24 | 0.6% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | 2.05× | — | ||
| Q2 25 | 2.90× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 20.70× | — | ||
| Q3 24 | 6.53× | — | ||
| Q2 24 | 2.88× | — | ||
| Q1 24 | 1.41× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BCBP
Segment breakdown not available.
SMRT
| Hosted Services | $18.1M | 50% |
| Hardware Service | $12.5M | 34% |
| Smart Operations Solutions | $2.6M | 7% |
| Access Control | $2.0M | 5% |
| Other Smart Communities Solutions | $1.3M | 3% |
