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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and TOP SHIPS INC. (TOPS). Click either name above to swap in a different company.

TOP SHIPS INC. is the larger business by last-quarter revenue ($36.6M vs $26.2M, roughly 1.4× BCB BANCORP INC). TOP SHIPS INC. runs the higher net margin — -12.2% vs -49.7%, a 37.4% gap on every dollar of revenue.

Top Ships Inc. is a supply chain maritime transportation operations management company responsible for seaborne trade of raw materials. The company was founded by Evangelos J. Pistiolis on January 10, 2000 and is headquartered in Maroussi, Greece.

BCBP vs TOPS — Head-to-Head

Bigger by revenue
TOPS
TOPS
1.4× larger
TOPS
$36.6M
$26.2M
BCBP
Higher net margin
TOPS
TOPS
37.4% more per $
TOPS
-12.2%
-49.7%
BCBP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BCBP
BCBP
TOPS
TOPS
Revenue
$26.2M
$36.6M
Net Profit
$-12.0M
$-4.5M
Gross Margin
Operating Margin
-71.9%
22.0%
Net Margin
-49.7%
-12.2%
Revenue YoY
13.1%
Net Profit YoY
-467.6%
EPS (diluted)
$-0.73
$-0.96

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCBP
BCBP
TOPS
TOPS
Q4 25
$26.2M
$36.6M
Q3 25
$26.5M
Q2 25
$25.2M
Q1 25
$23.8M
Q4 24
$23.1M
Q3 24
$26.2M
Q2 24
$20.4M
Q1 24
$25.3M
Net Profit
BCBP
BCBP
TOPS
TOPS
Q4 25
$-12.0M
$-4.5M
Q3 25
$4.3M
Q2 25
$3.6M
Q1 25
$-8.3M
Q4 24
$3.3M
Q3 24
$6.7M
Q2 24
$2.8M
Q1 24
$5.9M
Operating Margin
BCBP
BCBP
TOPS
TOPS
Q4 25
-71.9%
22.0%
Q3 25
21.9%
Q2 25
19.9%
Q1 25
-49.2%
Q4 24
19.9%
Q3 24
35.7%
Q2 24
19.5%
Q1 24
33.0%
Net Margin
BCBP
BCBP
TOPS
TOPS
Q4 25
-49.7%
-12.2%
Q3 25
16.1%
Q2 25
14.2%
Q1 25
-35.0%
Q4 24
14.1%
Q3 24
25.5%
Q2 24
13.8%
Q1 24
23.2%
EPS (diluted)
BCBP
BCBP
TOPS
TOPS
Q4 25
$-0.73
$-0.96
Q3 25
$0.22
Q2 25
$0.18
Q1 25
$-0.51
Q4 24
$0.17
Q3 24
$0.36
Q2 24
$0.14
Q1 24
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCBP
BCBP
TOPS
TOPS
Cash + ST InvestmentsLiquidity on hand
$20.4M
Total DebtLower is stronger
$216.6M
Stockholders' EquityBook value
$304.3M
$89.2M
Total Assets
$3.3B
$333.6M
Debt / EquityLower = less leverage
2.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCBP
BCBP
TOPS
TOPS
Q4 25
$20.4M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
BCBP
BCBP
TOPS
TOPS
Q4 25
$216.6M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
BCBP
BCBP
TOPS
TOPS
Q4 25
$304.3M
$89.2M
Q3 25
$318.5M
Q2 25
$315.7M
Q1 25
$314.7M
Q4 24
$323.9M
Q3 24
$328.1M
Q2 24
$320.7M
Q1 24
$320.1M
Total Assets
BCBP
BCBP
TOPS
TOPS
Q4 25
$3.3B
$333.6M
Q3 25
$3.4B
Q2 25
$3.4B
Q1 25
$3.5B
Q4 24
$3.6B
Q3 24
$3.6B
Q2 24
$3.8B
Q1 24
$3.8B
Debt / Equity
BCBP
BCBP
TOPS
TOPS
Q4 25
2.43×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCBP
BCBP
TOPS
TOPS
Operating Cash FlowLast quarter
$35.9M
$26.4M
Free Cash FlowOCF − Capex
$34.9M
FCF MarginFCF / Revenue
133.3%
Capex IntensityCapex / Revenue
4.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$58.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCBP
BCBP
TOPS
TOPS
Q4 25
$35.9M
$26.4M
Q3 25
$8.7M
Q2 25
$10.3M
Q1 25
$5.0M
Q4 24
$67.7M
Q3 24
$43.5M
Q2 24
$8.1M
Q1 24
$8.3M
Free Cash Flow
BCBP
BCBP
TOPS
TOPS
Q4 25
$34.9M
Q3 25
$8.5M
Q2 25
$10.2M
Q1 25
$4.7M
Q4 24
$66.5M
Q3 24
$43.4M
Q2 24
$8.1M
Q1 24
$8.1M
FCF Margin
BCBP
BCBP
TOPS
TOPS
Q4 25
133.3%
Q3 25
32.0%
Q2 25
40.4%
Q1 25
19.8%
Q4 24
287.5%
Q3 24
166.0%
Q2 24
39.6%
Q1 24
32.3%
Capex Intensity
BCBP
BCBP
TOPS
TOPS
Q4 25
4.0%
Q3 25
1.1%
Q2 25
0.6%
Q1 25
1.2%
Q4 24
5.3%
Q3 24
0.3%
Q2 24
0.2%
Q1 24
0.6%
Cash Conversion
BCBP
BCBP
TOPS
TOPS
Q4 25
Q3 25
2.05×
Q2 25
2.90×
Q1 25
Q4 24
20.70×
Q3 24
6.53×
Q2 24
2.88×
Q1 24
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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