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Side-by-side financial comparison of BayCom Corp (BCML) and Creative Media & Community Trust Corp (CMCT). Click either name above to swap in a different company.
Creative Media & Community Trust Corp is the larger business by last-quarter revenue ($28.5M vs $25.9M, roughly 1.1× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs -125.8%, a 152.2% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs 3.6%). Over the past eight quarters, BayCom Corp's revenue compounded faster (2.9% CAGR vs -8.5%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.
BCML vs CMCT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $28.5M |
| Net Profit | $6.9M | $-11.4M |
| Gross Margin | — | — |
| Operating Margin | 36.6% | -125.6% |
| Net Margin | 26.5% | -125.8% |
| Revenue YoY | 9.4% | 3.6% |
| Net Profit YoY | 12.1% | -11.4% |
| EPS (diluted) | $0.63 | $-3.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $28.5M | ||
| Q3 25 | $25.7M | $26.2M | ||
| Q2 25 | $24.7M | $29.7M | ||
| Q1 25 | $24.3M | $32.3M | ||
| Q4 24 | $23.7M | $27.5M | ||
| Q3 24 | $25.6M | $28.6M | ||
| Q2 24 | $23.8M | $34.4M | ||
| Q1 24 | $24.5M | $34.0M |
| Q4 25 | $6.9M | $-11.4M | ||
| Q3 25 | $5.0M | $-12.5M | ||
| Q2 25 | $6.4M | $-9.0M | ||
| Q1 25 | $5.7M | $-6.1M | ||
| Q4 24 | $6.1M | $-10.3M | ||
| Q3 24 | $6.0M | $-10.4M | ||
| Q2 24 | $5.6M | $-796.0K | ||
| Q1 24 | $5.9M | $-3.7M |
| Q4 25 | 36.6% | -125.6% | ||
| Q3 25 | 26.3% | -47.7% | ||
| Q2 25 | 35.3% | -30.3% | ||
| Q1 25 | 31.6% | -19.0% | ||
| Q4 24 | 34.2% | -128.8% | ||
| Q3 24 | 32.4% | -36.9% | ||
| Q2 24 | 31.9% | -1.6% | ||
| Q1 24 | 33.3% | -10.7% |
| Q4 25 | 26.5% | -125.8% | ||
| Q3 25 | 19.5% | -47.5% | ||
| Q2 25 | 25.8% | -30.3% | ||
| Q1 25 | 23.4% | -18.9% | ||
| Q4 24 | 25.9% | -129.8% | ||
| Q3 24 | 23.5% | -36.3% | ||
| Q2 24 | 23.6% | -2.3% | ||
| Q1 24 | 24.0% | -11.0% |
| Q4 25 | $0.63 | $-3.89 | ||
| Q3 25 | $0.46 | $-23.52 | ||
| Q2 25 | $0.58 | $-18.94 | ||
| Q1 25 | $0.51 | $-20.73 | ||
| Q4 24 | $0.55 | $97.71 | ||
| Q3 24 | $0.54 | $-305.04 | ||
| Q2 24 | $0.50 | $-98.64 | ||
| Q1 24 | $0.51 | $-125.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $15.4M |
| Total DebtLower is stronger | — | $509.8M |
| Stockholders' EquityBook value | $338.6M | $265.4M |
| Total Assets | $2.6B | $859.2M |
| Debt / EquityLower = less leverage | — | 1.92× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $15.4M | ||
| Q3 25 | — | $17.3M | ||
| Q2 25 | — | $27.8M | ||
| Q1 25 | — | $19.8M | ||
| Q4 24 | — | $20.3M | ||
| Q3 24 | — | $18.5M | ||
| Q2 24 | — | $29.3M | ||
| Q1 24 | — | $21.3M |
| Q4 25 | — | $509.8M | ||
| Q3 25 | — | $527.8M | ||
| Q2 25 | — | $535.6M | ||
| Q1 25 | — | $512.7M | ||
| Q4 24 | — | $505.7M | ||
| Q3 24 | — | $478.3M | ||
| Q2 24 | — | $485.1M | ||
| Q1 24 | — | $472.8M |
| Q4 25 | $338.6M | $265.4M | ||
| Q3 25 | $334.3M | $281.9M | ||
| Q2 25 | $330.6M | $287.1M | ||
| Q1 25 | $329.3M | $293.0M | ||
| Q4 24 | $324.4M | $304.5M | ||
| Q3 24 | $321.7M | $321.0M | ||
| Q2 24 | $315.3M | $351.1M | ||
| Q1 24 | $314.2M | $369.9M |
| Q4 25 | $2.6B | $859.2M | ||
| Q3 25 | $2.6B | $871.8M | ||
| Q2 25 | $2.6B | $885.0M | ||
| Q1 25 | $2.6B | $882.3M | ||
| Q4 24 | $2.7B | $889.6M | ||
| Q3 24 | $2.6B | $868.0M | ||
| Q2 24 | $2.6B | $891.2M | ||
| Q1 24 | $2.6B | $887.5M |
| Q4 25 | — | 1.92× | ||
| Q3 25 | — | 1.87× | ||
| Q2 25 | — | 1.87× | ||
| Q1 25 | — | 1.75× | ||
| Q4 24 | — | 1.66× | ||
| Q3 24 | — | 1.49× | ||
| Q2 24 | — | 1.38× | ||
| Q1 24 | — | 1.28× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $5.8M |
| Free Cash FlowOCF − Capex | $30.1M | — |
| FCF MarginFCF / Revenue | 116.2% | — |
| Capex IntensityCapex / Revenue | 6.7% | — |
| Cash ConversionOCF / Net Profit | 4.64× | — |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $5.8M | ||
| Q3 25 | $7.3M | $3.7M | ||
| Q2 25 | $6.4M | $-2.5M | ||
| Q1 25 | $9.3M | $1.2M | ||
| Q4 24 | $30.4M | $17.0M | ||
| Q3 24 | $9.6M | $10.3M | ||
| Q2 24 | $7.7M | $3.9M | ||
| Q1 24 | $5.1M | $1.6M |
| Q4 25 | $30.1M | — | ||
| Q3 25 | $6.2M | — | ||
| Q2 25 | $5.6M | — | ||
| Q1 25 | $9.1M | — | ||
| Q4 24 | $28.7M | — | ||
| Q3 24 | $9.4M | — | ||
| Q2 24 | $7.4M | — | ||
| Q1 24 | $3.9M | — |
| Q4 25 | 116.2% | — | ||
| Q3 25 | 24.3% | — | ||
| Q2 25 | 22.8% | — | ||
| Q1 25 | 37.6% | — | ||
| Q4 24 | 121.1% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 31.2% | — | ||
| Q1 24 | 16.1% | — |
| Q4 25 | 6.7% | — | ||
| Q3 25 | 4.3% | — | ||
| Q2 25 | 3.0% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 7.2% | — | ||
| Q3 24 | 1.0% | — | ||
| Q2 24 | 1.0% | — | ||
| Q1 24 | 4.7% | — |
| Q4 25 | 4.64× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 0.86× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
