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Side-by-side financial comparison of BayCom Corp (BCML) and Maison Solutions Inc. (MSS). Click either name above to swap in a different company.
Maison Solutions Inc. is the larger business by last-quarter revenue ($27.6M vs $25.9M, roughly 1.1× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs -18.0%, a 44.5% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs -10.9%). Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 2.9%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
Maison Solutions Inc.MSSEarnings & Financial Report
Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.
BCML vs MSS — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $27.6M |
| Net Profit | $6.9M | $-5.0M |
| Gross Margin | — | 23.4% |
| Operating Margin | 36.6% | -4.9% |
| Net Margin | 26.5% | -18.0% |
| Revenue YoY | 9.4% | -10.9% |
| Net Profit YoY | 12.1% | -1840.5% |
| EPS (diluted) | $0.63 | $-0.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $27.6M | ||
| Q3 25 | $25.7M | $27.2M | ||
| Q2 25 | $24.7M | $34.4M | ||
| Q1 25 | $24.3M | $32.3M | ||
| Q4 24 | $23.7M | $29.4M | ||
| Q3 24 | $25.6M | $28.2M | ||
| Q2 24 | $23.8M | $16.9M | ||
| Q1 24 | $24.5M | $13.6M |
| Q4 25 | $6.9M | $-5.0M | ||
| Q3 25 | $5.0M | $-1.5M | ||
| Q2 25 | $6.4M | $-287.4K | ||
| Q1 25 | $5.7M | $1.0M | ||
| Q4 24 | $6.1M | $-256.0K | ||
| Q3 24 | $6.0M | $700.9K | ||
| Q2 24 | $5.6M | $-2.8M | ||
| Q1 24 | $5.9M | $-549.0K |
| Q4 25 | — | 23.4% | ||
| Q3 25 | — | 24.1% | ||
| Q2 25 | — | 9.5% | ||
| Q1 25 | — | 21.8% | ||
| Q4 24 | — | 26.9% | ||
| Q3 24 | — | 28.9% | ||
| Q2 24 | — | 13.0% | ||
| Q1 24 | — | 23.4% |
| Q4 25 | 36.6% | -4.9% | ||
| Q3 25 | 26.3% | 0.7% | ||
| Q2 25 | 35.3% | -15.9% | ||
| Q1 25 | 31.6% | 3.7% | ||
| Q4 24 | 34.2% | 3.2% | ||
| Q3 24 | 32.4% | 7.3% | ||
| Q2 24 | 31.9% | -14.4% | ||
| Q1 24 | 33.3% | -2.3% |
| Q4 25 | 26.5% | -18.0% | ||
| Q3 25 | 19.5% | -5.7% | ||
| Q2 25 | 25.8% | -0.8% | ||
| Q1 25 | 23.4% | 3.1% | ||
| Q4 24 | 25.9% | -0.9% | ||
| Q3 24 | 23.5% | 2.5% | ||
| Q2 24 | 23.6% | -16.4% | ||
| Q1 24 | 24.0% | -4.0% |
| Q4 25 | $0.63 | $-0.23 | ||
| Q3 25 | $0.46 | $-0.08 | ||
| Q2 25 | $0.58 | $-0.02 | ||
| Q1 25 | $0.51 | $0.06 | ||
| Q4 24 | $0.55 | $-0.01 | ||
| Q3 24 | $0.54 | $0.04 | ||
| Q2 24 | $0.50 | $-0.16 | ||
| Q1 24 | $0.51 | $-0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $2.6M |
| Stockholders' EquityBook value | $338.6M | $11.6M |
| Total Assets | $2.6B | $75.4M |
| Debt / EquityLower = less leverage | — | 0.22× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $1.1M | ||
| Q2 25 | — | $775.4K | ||
| Q1 25 | — | $445.4K | ||
| Q4 24 | — | $355.7K | ||
| Q3 24 | — | $588.9K | ||
| Q2 24 | — | $2.1M | ||
| Q1 24 | — | $9.4M |
| Q4 25 | — | $2.6M | ||
| Q3 25 | — | $2.6M | ||
| Q2 25 | — | $2.6M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.5M | ||
| Q2 24 | — | $2.6M | ||
| Q1 24 | — | $2.6M |
| Q4 25 | $338.6M | $11.6M | ||
| Q3 25 | $334.3M | $10.1M | ||
| Q2 25 | $330.6M | $11.7M | ||
| Q1 25 | $329.3M | $12.0M | ||
| Q4 24 | $324.4M | $10.9M | ||
| Q3 24 | $321.7M | $11.2M | ||
| Q2 24 | $315.3M | $10.5M | ||
| Q1 24 | $314.2M | $13.3M |
| Q4 25 | $2.6B | $75.4M | ||
| Q3 25 | $2.6B | $73.3M | ||
| Q2 25 | $2.6B | $77.4M | ||
| Q1 25 | $2.6B | $82.7M | ||
| Q4 24 | $2.7B | $82.7M | ||
| Q3 24 | $2.6B | $82.1M | ||
| Q2 24 | $2.6B | $82.4M | ||
| Q1 24 | $2.6B | $44.2M |
| Q4 25 | — | 0.22× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.22× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.24× | ||
| Q1 24 | — | 0.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $-1.7M |
| Free Cash FlowOCF − Capex | $30.1M | — |
| FCF MarginFCF / Revenue | 116.2% | — |
| Capex IntensityCapex / Revenue | 6.7% | — |
| Cash ConversionOCF / Net Profit | 4.64× | — |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $-1.7M | ||
| Q3 25 | $7.3M | $1.1M | ||
| Q2 25 | $6.4M | $-1.6M | ||
| Q1 25 | $9.3M | $1.7M | ||
| Q4 24 | $30.4M | $1.1M | ||
| Q3 24 | $9.6M | $3.6M | ||
| Q2 24 | $7.7M | $-2.6M | ||
| Q1 24 | $5.1M | $-1.4M |
| Q4 25 | $30.1M | — | ||
| Q3 25 | $6.2M | — | ||
| Q2 25 | $5.6M | — | ||
| Q1 25 | $9.1M | — | ||
| Q4 24 | $28.7M | — | ||
| Q3 24 | $9.4M | — | ||
| Q2 24 | $7.4M | — | ||
| Q1 24 | $3.9M | — |
| Q4 25 | 116.2% | — | ||
| Q3 25 | 24.3% | — | ||
| Q2 25 | 22.8% | — | ||
| Q1 25 | 37.6% | — | ||
| Q4 24 | 121.1% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 31.2% | — | ||
| Q1 24 | 16.1% | — |
| Q4 25 | 6.7% | — | ||
| Q3 25 | 4.3% | — | ||
| Q2 25 | 3.0% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 7.2% | — | ||
| Q3 24 | 1.0% | — | ||
| Q2 24 | 1.0% | — | ||
| Q1 24 | 4.7% | — |
| Q4 25 | 4.64× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | 1.66× | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | 5.12× | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 0.86× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BCML
Segment breakdown not available.
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
