vs
Side-by-side financial comparison of Better Home & Finance Holding Co (BETR) and IT TECH PACKAGING, INC. (ITP). Click either name above to swap in a different company.
Better Home & Finance Holding Co is the larger business by last-quarter revenue ($44.3M vs $25.6M, roughly 1.7× IT TECH PACKAGING, INC.). IT TECH PACKAGING, INC. runs the higher net margin — -5.7% vs -3349.0%, a 3343.3% gap on every dollar of revenue. On growth, Better Home & Finance Holding Co posted the faster year-over-year revenue change (77.4% vs 2.1%). IT TECH PACKAGING, INC. produced more free cash flow last quarter ($1.5M vs $-167.8M). Over the past eight quarters, Better Home & Finance Holding Co's revenue compounded faster (41.1% CAGR vs 10.5%).
Bajaj Finance Limited (BFL) is an Indian deposit-taking non-banking financial company (NBFC-UL) headquartered in Pune. It has 110.64 million customers and holds assets under management worth ₹462,250 crore (US$55 billion), as of September 2025.
IT TECH PACKAGING, INC. is a paper manufacturing enterprise primarily operating in China. It produces and distributes a diverse portfolio of paper products including corrugated packaging paper, boxboard, and printing-use cultural paper, serving sectors such as consumer goods packaging, logistics, and commercial printing across its core market.
BETR vs ITP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $44.3M | $25.6M |
| Net Profit | $-39.9M | $-1.4M |
| Gross Margin | — | 7.9% |
| Operating Margin | -3376.8% | -3.9% |
| Net Margin | -3349.0% | -5.7% |
| Revenue YoY | 77.4% | 2.1% |
| Net Profit YoY | 32.6% | 26.6% |
| EPS (diluted) | $-2.52 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $44.3M | — | ||
| Q3 25 | $43.9M | $25.6M | ||
| Q2 25 | $44.1M | $24.8M | ||
| Q1 25 | $32.6M | $10.9M | ||
| Q4 24 | $25.0M | $17.6M | ||
| Q3 24 | $29.0M | $25.1M | ||
| Q2 24 | $32.3M | $26.2M | ||
| Q1 24 | $22.3M | $6.9M |
| Q4 25 | $-39.9M | — | ||
| Q3 25 | $-39.1M | $-1.4M | ||
| Q2 25 | $-36.3M | $-2.0M | ||
| Q1 25 | $-50.6M | $-3.5M | ||
| Q4 24 | $-59.2M | $-4.0M | ||
| Q3 24 | $-54.2M | $-2.0M | ||
| Q2 24 | $-41.4M | $-77.7K | ||
| Q1 24 | $-51.5M | $-3.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | 7.9% | ||
| Q2 25 | — | 5.1% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | — | 7.6% | ||
| Q2 24 | — | 12.4% | ||
| Q1 24 | — | 5.8% |
| Q4 25 | -3376.8% | — | ||
| Q3 25 | -88.9% | -3.9% | ||
| Q2 25 | -81.9% | -7.1% | ||
| Q1 25 | -154.9% | -31.0% | ||
| Q4 24 | -1428.3% | -21.5% | ||
| Q3 24 | -186.5% | -5.8% | ||
| Q2 24 | -127.6% | 2.1% | ||
| Q1 24 | -230.8% | -51.0% |
| Q4 25 | -3349.0% | — | ||
| Q3 25 | -89.2% | -5.7% | ||
| Q2 25 | -82.2% | -7.9% | ||
| Q1 25 | -155.3% | -32.2% | ||
| Q4 24 | -1437.5% | -22.9% | ||
| Q3 24 | -187.0% | -7.9% | ||
| Q2 24 | -128.2% | -0.3% | ||
| Q1 24 | -231.4% | -54.6% |
| Q4 25 | $-2.52 | — | ||
| Q3 25 | $-2.56 | $-0.11 | ||
| Q2 25 | $-2.39 | $-0.16 | ||
| Q1 25 | $-3.33 | $-0.35 | ||
| Q4 24 | $-3.92 | $-0.40 | ||
| Q3 24 | $-3.58 | $-0.20 | ||
| Q2 24 | $-2.74 | $-0.01 | ||
| Q1 24 | $-3.41 | $-0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $203.4M | — |
| Total DebtLower is stronger | — | $4.7M |
| Stockholders' EquityBook value | $37.2M | $152.0M |
| Total Assets | $1.5B | $175.7M |
| Debt / EquityLower = less leverage | — | 0.03× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $203.4M | — | ||
| Q3 25 | $205.8M | — | ||
| Q2 25 | $221.5M | — | ||
| Q1 25 | $228.0M | — | ||
| Q4 24 | $264.9M | — | ||
| Q3 24 | $262.1M | — | ||
| Q2 24 | $378.8M | — | ||
| Q1 24 | $482.6M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | $4.7M | ||
| Q2 25 | — | $4.7M | ||
| Q1 25 | — | $4.7M | ||
| Q4 24 | — | $4.7M | ||
| Q3 24 | — | $8.9M | ||
| Q2 24 | — | $11.3M | ||
| Q1 24 | — | $11.4M |
| Q4 25 | $37.2M | — | ||
| Q3 25 | $41.9M | $152.0M | ||
| Q2 25 | $76.6M | $152.3M | ||
| Q1 25 | $-102.1M | $152.8M | ||
| Q4 24 | $-58.2M | $156.1M | ||
| Q3 24 | $388.0K | $164.3M | ||
| Q2 24 | $44.9M | $163.5M | ||
| Q1 24 | $76.3M | $164.3M |
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.4B | $175.7M | ||
| Q2 25 | $1.2B | $175.2M | ||
| Q1 25 | $1.0B | $175.2M | ||
| Q4 24 | $913.1M | $177.5M | ||
| Q3 24 | $845.2M | $190.0M | ||
| Q2 24 | $957.9M | $191.4M | ||
| Q1 24 | $841.6M | $177.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.03× | ||
| Q4 24 | — | 0.03× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.07× | ||
| Q1 24 | — | 0.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-166.6M | $1.5M |
| Free Cash FlowOCF − Capex | $-167.8M | $1.5M |
| FCF MarginFCF / Revenue | -378.6% | 5.9% |
| Capex IntensityCapex / Revenue | 2.7% | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-277.9M | $3.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-166.6M | — | ||
| Q3 25 | $4.2M | $1.5M | ||
| Q2 25 | $-56.3M | $1.4M | ||
| Q1 25 | $-57.2M | $-2.5M | ||
| Q4 24 | $-380.0M | $3.5M | ||
| Q3 24 | $-10.6M | $1.5M | ||
| Q2 24 | $-220.6M | $721.9K | ||
| Q1 24 | $-42.8M | $624.4K |
| Q4 25 | $-167.8M | — | ||
| Q3 25 | $4.0M | $1.5M | ||
| Q2 25 | $-56.7M | $1.3M | ||
| Q1 25 | $-57.4M | $-2.5M | ||
| Q4 24 | $-383.4M | $3.5M | ||
| Q3 24 | $-11.7M | $1.2M | ||
| Q2 24 | $-221.8M | $668.3K | ||
| Q1 24 | $-43.3M | $615.4K |
| Q4 25 | -378.6% | — | ||
| Q3 25 | 9.1% | 5.9% | ||
| Q2 25 | -128.5% | 5.4% | ||
| Q1 25 | -176.3% | -22.8% | ||
| Q4 24 | -1534.6% | 19.6% | ||
| Q3 24 | -40.5% | 4.9% | ||
| Q2 24 | -687.6% | 2.5% | ||
| Q1 24 | -194.5% | 9.0% |
| Q4 25 | 2.7% | — | ||
| Q3 25 | 0.5% | 0.0% | ||
| Q2 25 | 0.9% | 0.1% | ||
| Q1 25 | 0.6% | 0.1% | ||
| Q4 24 | 13.6% | 0.1% | ||
| Q3 24 | 4.1% | 1.0% | ||
| Q2 24 | 3.9% | 0.2% | ||
| Q1 24 | 2.1% | 0.1% |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
