vs
Side-by-side financial comparison of Better Home & Finance Holding Co (BETR) and PETMED EXPRESS INC (PETS). Click either name above to swap in a different company.
Better Home & Finance Holding Co is the larger business by last-quarter revenue ($44.3M vs $40.7M, roughly 1.1× PETMED EXPRESS INC). PETMED EXPRESS INC runs the higher net margin — -26.0% vs -3349.0%, a 3323.0% gap on every dollar of revenue. On growth, Better Home & Finance Holding Co posted the faster year-over-year revenue change (77.4% vs -23.3%). PETMED EXPRESS INC produced more free cash flow last quarter ($-9.2M vs $-167.8M). Over the past eight quarters, Better Home & Finance Holding Co's revenue compounded faster (41.1% CAGR vs -20.9%).
Bajaj Finance Limited (BFL) is an Indian deposit-taking non-banking financial company (NBFC-UL) headquartered in Pune. It has 110.64 million customers and holds assets under management worth ₹462,250 crore (US$55 billion), as of September 2025.
PetMed Express, Inc., also known as PetMeds, is an online pet pharmacy based in the United States. It is publicly traded and sells prescription and non-prescription pet medication.
BETR vs PETS — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $44.3M | $40.7M |
| Net Profit | $-39.9M | $-10.6M |
| Gross Margin | — | 23.3% |
| Operating Margin | -3376.8% | -25.7% |
| Net Margin | -3349.0% | -26.0% |
| Revenue YoY | 77.4% | -23.3% |
| Net Profit YoY | 32.6% | -1392.6% |
| EPS (diluted) | $-2.52 | $-0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $44.3M | $40.7M | ||
| Q3 25 | $43.9M | $44.4M | ||
| Q2 25 | $44.1M | $51.2M | ||
| Q1 25 | $32.6M | $50.8M | ||
| Q4 24 | $25.0M | $52.0M | ||
| Q3 24 | $29.0M | $58.0M | ||
| Q2 24 | $32.3M | $66.2M | ||
| Q1 24 | $22.3M | $65.1M |
| Q4 25 | $-39.9M | $-10.6M | ||
| Q3 25 | $-39.1M | $-8.5M | ||
| Q2 25 | $-36.3M | $-34.2M | ||
| Q1 25 | $-50.6M | $-11.6M | ||
| Q4 24 | $-59.2M | $-707.0K | ||
| Q3 24 | $-54.2M | $2.3M | ||
| Q2 24 | $-41.4M | $3.8M | ||
| Q1 24 | $-51.5M | $-5.0M |
| Q4 25 | — | 23.3% | ||
| Q3 25 | — | 28.0% | ||
| Q2 25 | — | 28.1% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 31.0% | ||
| Q3 24 | — | 32.3% | ||
| Q2 24 | — | 28.8% | ||
| Q1 24 | — | 29.3% |
| Q4 25 | -3376.8% | -25.7% | ||
| Q3 25 | -88.9% | -18.9% | ||
| Q2 25 | -81.9% | -66.7% | ||
| Q1 25 | -154.9% | -11.9% | ||
| Q4 24 | -1428.3% | -0.9% | ||
| Q3 24 | -186.5% | 1.0% | ||
| Q2 24 | -127.6% | 6.6% | ||
| Q1 24 | -230.8% | -5.9% |
| Q4 25 | -3349.0% | -26.0% | ||
| Q3 25 | -89.2% | -19.2% | ||
| Q2 25 | -82.2% | -66.7% | ||
| Q1 25 | -155.3% | -22.9% | ||
| Q4 24 | -1437.5% | -1.4% | ||
| Q3 24 | -187.0% | 4.0% | ||
| Q2 24 | -128.2% | 5.7% | ||
| Q1 24 | -231.4% | -7.7% |
| Q4 25 | $-2.52 | $-0.50 | ||
| Q3 25 | $-2.56 | $-0.41 | ||
| Q2 25 | $-2.39 | $-1.65 | ||
| Q1 25 | $-3.33 | $-0.56 | ||
| Q4 24 | $-3.92 | $-0.03 | ||
| Q3 24 | $-3.58 | $0.11 | ||
| Q2 24 | $-2.74 | $0.18 | ||
| Q1 24 | $-3.41 | $-0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $203.4M | $26.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $37.2M | $32.8M |
| Total Assets | $1.5B | $88.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $203.4M | $26.9M | ||
| Q3 25 | $205.8M | $36.1M | ||
| Q2 25 | $221.5M | $41.1M | ||
| Q1 25 | $228.0M | $54.7M | ||
| Q4 24 | $264.9M | $50.1M | ||
| Q3 24 | $262.1M | $52.0M | ||
| Q2 24 | $378.8M | $46.0M | ||
| Q1 24 | $482.6M | $55.3M |
| Q4 25 | $37.2M | $32.8M | ||
| Q3 25 | $41.9M | $43.1M | ||
| Q2 25 | $76.6M | $51.5M | ||
| Q1 25 | $-102.1M | $85.1M | ||
| Q4 24 | $-58.2M | $96.2M | ||
| Q3 24 | $388.0K | $96.4M | ||
| Q2 24 | $44.9M | $93.5M | ||
| Q1 24 | $76.3M | $96.7M |
| Q4 25 | $1.5B | $88.0M | ||
| Q3 25 | $1.4B | $100.3M | ||
| Q2 25 | $1.2B | $109.8M | ||
| Q1 25 | $1.0B | $148.7M | ||
| Q4 24 | $913.1M | $144.8M | ||
| Q3 24 | $845.2M | $146.0M | ||
| Q2 24 | $957.9M | $152.7M | ||
| Q1 24 | $841.6M | $169.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-166.6M | $-9.2M |
| Free Cash FlowOCF − Capex | $-167.8M | $-9.2M |
| FCF MarginFCF / Revenue | -378.6% | -22.7% |
| Capex IntensityCapex / Revenue | 2.7% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-277.9M | $-23.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-166.6M | $-9.2M | ||
| Q3 25 | $4.2M | $-2.2M | ||
| Q2 25 | $-56.3M | $-12.3M | ||
| Q1 25 | $-57.2M | $7.0M | ||
| Q4 24 | $-380.0M | $-1.2M | ||
| Q3 24 | $-10.6M | $7.4M | ||
| Q2 24 | $-220.6M | $-8.5M | ||
| Q1 24 | $-42.8M | $7.1M |
| Q4 25 | $-167.8M | $-9.2M | ||
| Q3 25 | $4.0M | $-4.8M | ||
| Q2 25 | $-56.7M | $-13.6M | ||
| Q1 25 | $-57.4M | $4.6M | ||
| Q4 24 | $-383.4M | $-1.9M | ||
| Q3 24 | $-11.7M | $6.1M | ||
| Q2 24 | $-221.8M | $-9.2M | ||
| Q1 24 | $-43.3M | $5.9M |
| Q4 25 | -378.6% | -22.7% | ||
| Q3 25 | 9.1% | -10.8% | ||
| Q2 25 | -128.5% | -26.5% | ||
| Q1 25 | -176.3% | 9.1% | ||
| Q4 24 | -1534.6% | -3.7% | ||
| Q3 24 | -40.5% | 10.6% | ||
| Q2 24 | -687.6% | -13.9% | ||
| Q1 24 | -194.5% | 9.0% |
| Q4 25 | 2.7% | 0.1% | ||
| Q3 25 | 0.5% | 5.9% | ||
| Q2 25 | 0.9% | 2.5% | ||
| Q1 25 | 0.6% | 4.7% | ||
| Q4 24 | 13.6% | 1.5% | ||
| Q3 24 | 4.1% | 2.2% | ||
| Q2 24 | 3.9% | 1.0% | ||
| Q1 24 | 2.1% | 1.9% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.18× | ||
| Q2 24 | — | -2.27× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BETR
Segment breakdown not available.
PETS
| Reorder | $34.0M | 84% |
| New Order | $5.0M | 12% |
| Membership Fees | $1.6M | 4% |
