vs
Side-by-side financial comparison of SAUL CENTERS, INC. (BFS) and iQSTEL Inc (IQST). Click either name above to swap in a different company.
iQSTEL Inc is the larger business by last-quarter revenue ($84.2M vs $75.1M, roughly 1.1× SAUL CENTERS, INC.). SAUL CENTERS, INC. runs the higher net margin — 8.7% vs -3.2%, a 11.8% gap on every dollar of revenue. On growth, SAUL CENTERS, INC. posted the faster year-over-year revenue change (10.6% vs -14.9%). Over the past eight quarters, iQSTEL Inc's revenue compounded faster (28.0% CAGR vs 6.2%).
Saul Centers, Inc. is a self-administered real estate investment trust (REIT) headquartered in the United States. It primarily owns, operates, and develops high-quality shopping centers, mixed-use properties, and multifamily residential assets, with its core portfolio concentrated in the Washington D.C. metropolitan area and other select high-growth U.S. regional markets.
iQSTEL Inc is a technology holding company operating three core segments: telecommunications, Internet of Things (IoT), and fintech. It offers connectivity services, smart IoT monitoring solutions, and digital financial tools, mainly serving small and medium-sized enterprises and retail customers in North and South American markets.
BFS vs IQST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $75.1M | $84.2M |
| Net Profit | $6.5M | $-2.7M |
| Gross Margin | — | 3.5% |
| Operating Margin | 65.4% | -2.9% |
| Net Margin | 8.7% | -3.2% |
| Revenue YoY | 10.6% | -14.9% |
| Net Profit YoY | -19.6% | -44.5% |
| EPS (diluted) | $0.15 | $-0.92 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $75.1M | $84.2M | ||
| Q3 25 | $72.0M | $102.9M | ||
| Q2 25 | $70.8M | $72.2M | ||
| Q1 25 | $71.9M | $57.6M | ||
| Q4 24 | $67.9M | $98.9M | ||
| Q3 24 | $67.3M | $54.2M | ||
| Q2 24 | $66.9M | $78.6M | ||
| Q1 24 | $66.7M | $51.4M |
| Q4 25 | $6.5M | $-2.7M | ||
| Q3 25 | $10.5M | $-2.3M | ||
| Q2 25 | $10.7M | $-2.3M | ||
| Q1 25 | $9.8M | $-1.1M | ||
| Q4 24 | $8.1M | $-1.9M | ||
| Q3 24 | $14.5M | $-773.0K | ||
| Q2 24 | $14.4M | $-2.0M | ||
| Q1 24 | $13.6M | $-580.2K |
| Q4 25 | — | 3.5% | ||
| Q3 25 | — | 2.7% | ||
| Q2 25 | — | 2.6% | ||
| Q1 25 | — | 3.4% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | 73.6% | 3.7% | ||
| Q2 24 | 74.2% | 2.8% | ||
| Q1 24 | 72.8% | 2.7% |
| Q4 25 | 65.4% | -2.9% | ||
| Q3 25 | 69.1% | -0.5% | ||
| Q2 25 | 68.7% | -0.9% | ||
| Q1 25 | 66.5% | -1.0% | ||
| Q4 24 | 82.9% | -0.3% | ||
| Q3 24 | 72.8% | -0.1% | ||
| Q2 24 | 75.0% | -0.4% | ||
| Q1 24 | 72.4% | -0.4% |
| Q4 25 | 8.7% | -3.2% | ||
| Q3 25 | 14.6% | -2.3% | ||
| Q2 25 | 15.1% | -3.3% | ||
| Q1 25 | 13.6% | -2.0% | ||
| Q4 24 | 11.9% | -1.9% | ||
| Q3 24 | 21.5% | -1.4% | ||
| Q2 24 | 21.6% | -2.5% | ||
| Q1 24 | 20.4% | -1.1% |
| Q4 25 | $0.15 | $-0.92 | ||
| Q3 25 | $0.32 | $-0.68 | ||
| Q2 25 | $0.33 | $-0.82 | ||
| Q1 25 | $0.29 | $-0.44 | ||
| Q4 24 | $0.22 | $-1.19 | ||
| Q3 24 | $0.48 | $-0.40 | ||
| Q2 24 | $0.48 | $-0.90 | ||
| Q1 24 | $0.45 | $-0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.7M | $2.2M |
| Total DebtLower is stronger | $468.4M | $4.1M |
| Stockholders' EquityBook value | $307.8M | $16.3M |
| Total Assets | $2.2B | $51.1M |
| Debt / EquityLower = less leverage | 1.52× | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.7M | $2.2M | ||
| Q3 25 | $11.8M | $2.3M | ||
| Q2 25 | $5.3M | $2.0M | ||
| Q1 25 | $6.5M | $1.1M | ||
| Q4 24 | $10.3M | $2.5M | ||
| Q3 24 | $7.2M | $2.1M | ||
| Q2 24 | $6.9M | $797.2K | ||
| Q1 24 | $7.1M | $2.7M |
| Q4 25 | $468.4M | $4.1M | ||
| Q3 25 | $1.6B | $2.7M | ||
| Q2 25 | $1.6B | $4.5M | ||
| Q1 25 | $1.5B | $3.5M | ||
| Q4 24 | $455.8M | $2.5M | ||
| Q3 24 | $1.5B | $3.2M | ||
| Q2 24 | $1.4B | $2.5M | ||
| Q1 24 | $1.4B | $194.0K |
| Q4 25 | $307.8M | $16.3M | ||
| Q3 25 | $316.6M | $17.9M | ||
| Q2 25 | $322.4M | $14.3M | ||
| Q1 25 | $328.4M | $11.6M | ||
| Q4 24 | $335.8M | $11.9M | ||
| Q3 24 | $341.8M | $8.1M | ||
| Q2 24 | $345.7M | $7.6M | ||
| Q1 24 | $347.1M | $8.4M |
| Q4 25 | $2.2B | $51.1M | ||
| Q3 25 | $2.2B | $46.9M | ||
| Q2 25 | $2.1B | $51.4M | ||
| Q1 25 | $2.1B | $42.0M | ||
| Q4 24 | $2.1B | $79.0M | ||
| Q3 24 | $2.1B | $32.4M | ||
| Q2 24 | $2.1B | $30.0M | ||
| Q1 24 | $2.0B | $22.1M |
| Q4 25 | 1.52× | 0.25× | ||
| Q3 25 | 5.02× | 0.15× | ||
| Q2 25 | 4.85× | 0.31× | ||
| Q1 25 | 4.70× | 0.31× | ||
| Q4 24 | 1.36× | 0.21× | ||
| Q3 24 | 4.37× | 0.40× | ||
| Q2 24 | 4.17× | 0.34× | ||
| Q1 24 | 4.06× | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $99.8M | $-1.2M |
| Free Cash FlowOCF − Capex | — | $-1.2M |
| FCF MarginFCF / Revenue | — | -1.5% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | 15.35× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-4.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $99.8M | $-1.2M | ||
| Q3 25 | $20.6M | $-953.0K | ||
| Q2 25 | $26.6M | $257.7K | ||
| Q1 25 | $30.4M | $-1.9M | ||
| Q4 24 | $121.2M | $-403.7K | ||
| Q3 24 | $26.5M | $625.0K | ||
| Q2 24 | $32.1M | $-2.6M | ||
| Q1 24 | $33.8M | $-536.9K |
| Q4 25 | — | $-1.2M | ||
| Q3 25 | — | $-969.2K | ||
| Q2 25 | — | $211.7K | ||
| Q1 25 | — | $-2.0M | ||
| Q4 24 | — | $-421.3K | ||
| Q3 24 | $-28.3M | $594.5K | ||
| Q2 24 | $-12.5M | $-2.6M | ||
| Q1 24 | $-11.7M | $-608.5K |
| Q4 25 | — | -1.5% | ||
| Q3 25 | — | -0.9% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | -3.4% | ||
| Q4 24 | — | -0.4% | ||
| Q3 24 | -42.1% | 1.1% | ||
| Q2 24 | -18.7% | -3.4% | ||
| Q1 24 | -17.6% | -1.2% |
| Q4 25 | — | 0.0% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | 81.5% | 0.1% | ||
| Q2 24 | 66.7% | 0.0% | ||
| Q1 24 | 68.3% | 0.1% |
| Q4 25 | 15.35× | — | ||
| Q3 25 | 1.97× | — | ||
| Q2 25 | 2.48× | — | ||
| Q1 25 | 3.10× | — | ||
| Q4 24 | 14.98× | — | ||
| Q3 24 | 1.83× | — | ||
| Q2 24 | 2.22× | — | ||
| Q1 24 | 2.48× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BFS
Segment breakdown not available.
IQST
| USA | $53.2M | 63% |
| Other | $29.9M | 35% |
| Switzerland | $1.1M | 1% |
