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Side-by-side financial comparison of Burke & Herbert Financial Services Corp. (BHRB) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
Burke & Herbert Financial Services Corp. is the larger business by last-quarter revenue ($86.5M vs $50.3M, roughly 1.7× READING INTERNATIONAL INC). Burke & Herbert Financial Services Corp. runs the higher net margin — 34.9% vs -5.1%, a 40.0% gap on every dollar of revenue. On growth, Burke & Herbert Financial Services Corp. posted the faster year-over-year revenue change (4.9% vs -14.2%). Burke & Herbert Financial Services Corp. produced more free cash flow last quarter ($96.2M vs $4.1M). Over the past eight quarters, Burke & Herbert Financial Services Corp.'s revenue compounded faster (81.1% CAGR vs 5.6%).
Burke & Herbert Financial Services Corp is a U.S.-based regional financial holding company, offering personal and commercial banking, wealth management, residential mortgage lending, and small business financing services. Its core market covers Virginia and adjacent Mid-Atlantic regions, serving retail consumers, SMEs, and high-net-worth clients.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
BHRB vs RDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $86.5M | $50.3M |
| Net Profit | $30.2M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | 43.8% | -1.9% |
| Net Margin | 34.9% | -5.1% |
| Revenue YoY | 4.9% | -14.2% |
| Net Profit YoY | 52.8% | -14.5% |
| EPS (diluted) | $1.98 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $86.5M | $50.3M | ||
| Q3 25 | $85.4M | $52.2M | ||
| Q2 25 | $87.1M | $60.4M | ||
| Q1 25 | $83.0M | $40.2M | ||
| Q4 24 | $82.5M | $58.6M | ||
| Q3 24 | $83.8M | $60.1M | ||
| Q2 24 | $69.3M | $46.8M | ||
| Q1 24 | $26.4M | $45.1M |
| Q4 25 | $30.2M | $-2.6M | ||
| Q3 25 | $30.0M | $-4.2M | ||
| Q2 25 | $29.9M | $-2.7M | ||
| Q1 25 | $27.2M | $-4.8M | ||
| Q4 24 | $19.8M | $-2.2M | ||
| Q3 24 | $27.6M | $-7.0M | ||
| Q2 24 | $-16.9M | $-12.8M | ||
| Q1 24 | $5.2M | $-13.2M |
| Q4 25 | 43.8% | -1.9% | ||
| Q3 25 | 43.3% | -0.6% | ||
| Q2 25 | 42.7% | 4.8% | ||
| Q1 25 | 39.6% | -17.2% | ||
| Q4 24 | 24.6% | 2.6% | ||
| Q3 24 | 39.2% | -0.6% | ||
| Q2 24 | -27.5% | -16.4% | ||
| Q1 24 | 22.3% | -16.7% |
| Q4 25 | 34.9% | -5.1% | ||
| Q3 25 | 35.1% | -8.0% | ||
| Q2 25 | 34.3% | -4.4% | ||
| Q1 25 | 32.8% | -11.8% | ||
| Q4 24 | 24.0% | -3.8% | ||
| Q3 24 | 33.0% | -11.7% | ||
| Q2 24 | -24.4% | -27.4% | ||
| Q1 24 | 19.8% | -29.4% |
| Q4 25 | $1.98 | $-0.11 | ||
| Q3 25 | $1.97 | $-0.18 | ||
| Q2 25 | $1.97 | $-0.12 | ||
| Q1 25 | $1.80 | $-0.21 | ||
| Q4 24 | $1.72 | $-0.11 | ||
| Q3 24 | $1.82 | $-0.31 | ||
| Q2 24 | $-1.41 | $-0.57 | ||
| Q1 24 | $0.69 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $10.5M |
| Total DebtLower is stronger | — | $185.1M |
| Stockholders' EquityBook value | $854.6M | $-18.2M |
| Total Assets | $7.9B | $434.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $854.6M | $-18.2M | ||
| Q3 25 | $822.2M | $-12.1M | ||
| Q2 25 | $780.0M | $-7.7M | ||
| Q1 25 | $758.0M | $-8.1M | ||
| Q4 24 | $730.2M | $-4.4M | ||
| Q3 24 | $738.1M | $1.6M | ||
| Q2 24 | $693.1M | $6.5M | ||
| Q1 24 | $319.3M | $18.0M |
| Q4 25 | $7.9B | $434.9M | ||
| Q3 25 | $7.9B | $435.2M | ||
| Q2 25 | $8.1B | $438.1M | ||
| Q1 25 | $7.8B | $441.0M | ||
| Q4 24 | $7.8B | $471.0M | ||
| Q3 24 | $7.9B | $495.7M | ||
| Q2 24 | $7.8B | $494.9M | ||
| Q1 24 | $3.7B | $494.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $107.9M | $4.3M |
| Free Cash FlowOCF − Capex | $96.2M | $4.1M |
| FCF MarginFCF / Revenue | 111.2% | 8.2% |
| Capex IntensityCapex / Revenue | 13.5% | 0.3% |
| Cash ConversionOCF / Net Profit | 3.57× | — |
| TTM Free Cash FlowTrailing 4 quarters | $164.1M | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $107.9M | $4.3M | ||
| Q3 25 | $39.3M | $295.0K | ||
| Q2 25 | $41.0K | $1.6M | ||
| Q1 25 | $37.6M | $-7.7M | ||
| Q4 24 | $85.8M | $8.0M | ||
| Q3 24 | $47.8M | $1.3M | ||
| Q2 24 | $-46.0M | $-10.4M | ||
| Q1 24 | $7.1M | $-2.8M |
| Q4 25 | $96.2M | $4.1M | ||
| Q3 25 | $35.4M | $-246.0K | ||
| Q2 25 | $-3.4M | $1.2M | ||
| Q1 25 | $35.9M | $-8.0M | ||
| Q4 24 | $81.2M | $7.0M | ||
| Q3 24 | $46.0M | $-1.1M | ||
| Q2 24 | $-47.0M | $-10.6M | ||
| Q1 24 | $5.6M | $-4.7M |
| Q4 25 | 111.2% | 8.2% | ||
| Q3 25 | 41.5% | -0.5% | ||
| Q2 25 | -3.9% | 1.9% | ||
| Q1 25 | 43.2% | -19.8% | ||
| Q4 24 | 98.5% | 12.0% | ||
| Q3 24 | 55.0% | -1.8% | ||
| Q2 24 | -67.8% | -22.7% | ||
| Q1 24 | 21.2% | -10.4% |
| Q4 25 | 13.5% | 0.3% | ||
| Q3 25 | 4.5% | 1.0% | ||
| Q2 25 | 3.9% | 0.6% | ||
| Q1 25 | 2.1% | 0.6% | ||
| Q4 24 | 5.5% | 1.7% | ||
| Q3 24 | 2.1% | 4.0% | ||
| Q2 24 | 1.5% | 0.5% | ||
| Q1 24 | 5.7% | 4.3% |
| Q4 25 | 3.57× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 1.38× | — | ||
| Q4 24 | 4.33× | — | ||
| Q3 24 | 1.73× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.36× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BHRB
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
