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Side-by-side financial comparison of Burke & Herbert Financial Services Corp. (BHRB) and REGIS CORP (RGS). Click either name above to swap in a different company.
Burke & Herbert Financial Services Corp. is the larger business by last-quarter revenue ($86.5M vs $57.1M, roughly 1.5× REGIS CORP). Burke & Herbert Financial Services Corp. runs the higher net margin — 34.9% vs 0.8%, a 34.1% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 4.9%). Burke & Herbert Financial Services Corp. produced more free cash flow last quarter ($96.2M vs $891.0K). Over the past eight quarters, Burke & Herbert Financial Services Corp.'s revenue compounded faster (81.1% CAGR vs 7.8%).
Burke & Herbert Financial Services Corp is a U.S.-based regional financial holding company, offering personal and commercial banking, wealth management, residential mortgage lending, and small business financing services. Its core market covers Virginia and adjacent Mid-Atlantic regions, serving retail consumers, SMEs, and high-net-worth clients.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
BHRB vs RGS — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $86.5M | $57.1M |
| Net Profit | $30.2M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | 43.8% | 10.8% |
| Net Margin | 34.9% | 0.8% |
| Revenue YoY | 4.9% | 22.3% |
| Net Profit YoY | 52.8% | -94.0% |
| EPS (diluted) | $1.98 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $86.5M | $57.1M | ||
| Q3 25 | $85.4M | $59.0M | ||
| Q2 25 | $87.1M | $60.4M | ||
| Q1 25 | $83.0M | $57.0M | ||
| Q4 24 | $82.5M | $46.7M | ||
| Q3 24 | $83.8M | $46.1M | ||
| Q2 24 | $69.3M | $49.4M | ||
| Q1 24 | $26.4M | $49.2M |
| Q4 25 | $30.2M | $456.0K | ||
| Q3 25 | $30.0M | $1.4M | ||
| Q2 25 | $29.9M | $116.5M | ||
| Q1 25 | $27.2M | $250.0K | ||
| Q4 24 | $19.8M | $7.6M | ||
| Q3 24 | $27.6M | $-853.0K | ||
| Q2 24 | $-16.9M | $91.2M | ||
| Q1 24 | $5.2M | $-2.3M |
| Q4 25 | 43.8% | 10.8% | ||
| Q3 25 | 43.3% | 10.0% | ||
| Q2 25 | 42.7% | 12.1% | ||
| Q1 25 | 39.6% | 8.8% | ||
| Q4 24 | 24.6% | 11.8% | ||
| Q3 24 | 39.2% | 4.6% | ||
| Q2 24 | -27.5% | — | ||
| Q1 24 | 22.3% | 8.3% |
| Q4 25 | 34.9% | 0.8% | ||
| Q3 25 | 35.1% | 2.3% | ||
| Q2 25 | 34.3% | 192.9% | ||
| Q1 25 | 32.8% | 0.4% | ||
| Q4 24 | 24.0% | 16.4% | ||
| Q3 24 | 33.0% | -1.9% | ||
| Q2 24 | -24.4% | 184.7% | ||
| Q1 24 | 19.8% | -4.7% |
| Q4 25 | $1.98 | $0.16 | ||
| Q3 25 | $1.97 | $0.49 | ||
| Q2 25 | $1.97 | $43.67 | ||
| Q1 25 | $1.80 | $0.08 | ||
| Q4 24 | $1.72 | $2.71 | ||
| Q3 24 | $1.82 | $-0.36 | ||
| Q2 24 | $-1.41 | $38.40 | ||
| Q1 24 | $0.69 | $-1.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $18.4M |
| Total DebtLower is stronger | — | $113.3M |
| Stockholders' EquityBook value | $854.6M | $188.7M |
| Total Assets | $7.9B | $588.3M |
| Debt / EquityLower = less leverage | — | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
| Q4 25 | $854.6M | $188.7M | ||
| Q3 25 | $822.2M | $187.6M | ||
| Q2 25 | $780.0M | $185.6M | ||
| Q1 25 | $758.0M | $68.6M | ||
| Q4 24 | $730.2M | $66.7M | ||
| Q3 24 | $738.1M | $56.4M | ||
| Q2 24 | $693.1M | $56.8M | ||
| Q1 24 | $319.3M | $-35.8M |
| Q4 25 | $7.9B | $588.3M | ||
| Q3 25 | $7.9B | $592.1M | ||
| Q2 25 | $8.1B | $599.0M | ||
| Q1 25 | $7.8B | $511.2M | ||
| Q4 24 | $7.8B | $530.1M | ||
| Q3 24 | $7.9B | $508.9M | ||
| Q2 24 | $7.8B | $530.5M | ||
| Q1 24 | $3.7B | $543.7M |
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $107.9M | $1.7M |
| Free Cash FlowOCF − Capex | $96.2M | $891.0K |
| FCF MarginFCF / Revenue | 111.2% | 1.6% |
| Capex IntensityCapex / Revenue | 13.5% | 1.4% |
| Cash ConversionOCF / Net Profit | 3.57× | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | $164.1M | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $107.9M | $1.7M | ||
| Q3 25 | $39.3M | $2.3M | ||
| Q2 25 | $41.0K | $6.8M | ||
| Q1 25 | $37.6M | $6.2M | ||
| Q4 24 | $85.8M | $2.1M | ||
| Q3 24 | $47.8M | $-1.3M | ||
| Q2 24 | $-46.0M | $5.1M | ||
| Q1 24 | $7.1M | $-277.0K |
| Q4 25 | $96.2M | $891.0K | ||
| Q3 25 | $35.4M | $1.9M | ||
| Q2 25 | $-3.4M | $6.2M | ||
| Q1 25 | $35.9M | $5.9M | ||
| Q4 24 | $81.2M | $1.7M | ||
| Q3 24 | $46.0M | $-1.4M | ||
| Q2 24 | $-47.0M | $5.1M | ||
| Q1 24 | $5.6M | $-326.0K |
| Q4 25 | 111.2% | 1.6% | ||
| Q3 25 | 41.5% | 3.2% | ||
| Q2 25 | -3.9% | 10.3% | ||
| Q1 25 | 43.2% | 10.3% | ||
| Q4 24 | 98.5% | 3.6% | ||
| Q3 24 | 55.0% | -3.0% | ||
| Q2 24 | -67.8% | 10.3% | ||
| Q1 24 | 21.2% | -0.7% |
| Q4 25 | 13.5% | 1.4% | ||
| Q3 25 | 4.5% | 0.7% | ||
| Q2 25 | 3.9% | 0.9% | ||
| Q1 25 | 2.1% | 0.6% | ||
| Q4 24 | 5.5% | 0.9% | ||
| Q3 24 | 2.1% | 0.0% | ||
| Q2 24 | 1.5% | 0.0% | ||
| Q1 24 | 5.7% | 0.1% |
| Q4 25 | 3.57× | 3.65× | ||
| Q3 25 | 1.31× | 1.68× | ||
| Q2 25 | 0.00× | 0.06× | ||
| Q1 25 | 1.38× | 24.80× | ||
| Q4 24 | 4.33× | 0.28× | ||
| Q3 24 | 1.73× | — | ||
| Q2 24 | — | 0.06× | ||
| Q1 24 | 1.36× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BHRB
Segment breakdown not available.
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
