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Side-by-side financial comparison of BJs RESTAURANTS INC (BJRI) and PATHWARD FINANCIAL, INC. (CASH). Click either name above to swap in a different company.
BJs RESTAURANTS INC is the larger business by last-quarter revenue ($355.4M vs $276.3M, roughly 1.3× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs 3.6%, a 22.8% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs 2.6%).
BJ's Restaurants Inc. operates a chain of casual dining restaurants across the United States. Its menu features signature deep-dish pizzas, craft beers, handcrafted cocktails, and a wide range of American comfort food. The brand primarily serves family groups, friend gatherings, and casual diners seeking affordable, high-quality meals in a relaxed, welcoming in-store environment.
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
BJRI vs CASH — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $355.4M | $276.3M |
| Net Profit | $12.6M | $72.9M |
| Gross Margin | 74.5% | — |
| Operating Margin | 3.1% | — |
| Net Margin | 3.6% | 26.4% |
| Revenue YoY | 3.2% | — |
| Net Profit YoY | -24.2% | — |
| EPS (diluted) | $0.58 | $3.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $276.3M | ||
| Q4 25 | $355.4M | $173.1M | ||
| Q3 25 | $365.6M | $186.7M | ||
| Q2 25 | $348.0M | $195.8M | ||
| Q1 25 | — | $274.8M | ||
| Q4 24 | $325.7M | $182.6M | ||
| Q3 24 | $349.9M | $179.5M | ||
| Q2 24 | $337.3M | $188.6M |
| Q1 26 | — | $72.9M | ||
| Q4 25 | $12.6M | $35.2M | ||
| Q3 25 | $22.2M | $38.8M | ||
| Q2 25 | $13.5M | $42.1M | ||
| Q1 25 | — | $75.0M | ||
| Q4 24 | $-2.9M | $30.0M | ||
| Q3 24 | $17.2M | $33.5M | ||
| Q2 24 | $7.7M | $44.9M |
| Q1 26 | — | — | ||
| Q4 25 | 74.5% | — | ||
| Q3 25 | 75.2% | — | ||
| Q2 25 | 75.0% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 73.4% | — | ||
| Q3 24 | 74.3% | — | ||
| Q2 24 | 74.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.1% | 24.6% | ||
| Q3 25 | 5.8% | 25.9% | ||
| Q2 25 | 4.3% | 24.1% | ||
| Q1 25 | — | 33.2% | ||
| Q4 24 | -0.8% | 19.8% | ||
| Q3 24 | 3.8% | 20.9% | ||
| Q2 24 | 2.4% | 27.1% |
| Q1 26 | — | 26.4% | ||
| Q4 25 | 3.6% | 20.3% | ||
| Q3 25 | 6.1% | 20.8% | ||
| Q2 25 | 3.9% | 21.5% | ||
| Q1 25 | — | 27.3% | ||
| Q4 24 | -0.9% | 16.4% | ||
| Q3 24 | 4.9% | 18.7% | ||
| Q2 24 | 2.3% | 23.8% |
| Q1 26 | — | $3.35 | ||
| Q4 25 | $0.58 | $1.57 | ||
| Q3 25 | $0.97 | $1.69 | ||
| Q2 25 | $0.58 | $1.81 | ||
| Q1 25 | — | $3.14 | ||
| Q4 24 | $-0.13 | $1.23 | ||
| Q3 24 | $0.72 | $1.34 | ||
| Q2 24 | $0.32 | $1.78 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $23.8M | $157.6M |
| Total DebtLower is stronger | — | $59.5M |
| Stockholders' EquityBook value | $366.2M | $850.7M |
| Total Assets | $1.0B | $7.1B |
| Debt / EquityLower = less leverage | — | 0.07× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $157.6M | ||
| Q4 25 | $23.8M | $331.2M | ||
| Q3 25 | $26.0M | $120.6M | ||
| Q2 25 | $19.0M | $258.3M | ||
| Q1 25 | — | $254.2M | ||
| Q4 24 | $18.4M | $597.4M | ||
| Q3 24 | $16.2M | $158.3M | ||
| Q2 24 | $18.8M | $298.9M |
| Q1 26 | — | $59.5M | ||
| Q4 25 | — | $33.5M | ||
| Q3 25 | $60.5M | $33.5M | ||
| Q2 25 | $85.5M | $33.4M | ||
| Q1 25 | — | $33.4M | ||
| Q4 24 | $66.5M | $33.4M | ||
| Q3 24 | $63.5M | $33.4M | ||
| Q2 24 | $58.0M | $33.3M |
| Q1 26 | — | $850.7M | ||
| Q4 25 | $366.2M | $854.5M | ||
| Q3 25 | $386.6M | $858.0M | ||
| Q2 25 | $371.5M | $819.0M | ||
| Q1 25 | — | $814.7M | ||
| Q4 24 | $376.2M | $758.3M | ||
| Q3 24 | $386.5M | $822.5M | ||
| Q2 24 | $375.4M | $748.4M |
| Q1 26 | — | $7.1B | ||
| Q4 25 | $1.0B | $7.6B | ||
| Q3 25 | $1.0B | $7.2B | ||
| Q2 25 | $1.0B | $7.2B | ||
| Q1 25 | — | $7.0B | ||
| Q4 24 | $1.0B | $7.6B | ||
| Q3 24 | $1.0B | $7.5B | ||
| Q2 24 | $1.0B | $7.5B |
| Q1 26 | — | 0.07× | ||
| Q4 25 | — | 0.04× | ||
| Q3 25 | 0.16× | 0.04× | ||
| Q2 25 | 0.23× | 0.04× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | 0.18× | 0.04× | ||
| Q3 24 | 0.16× | 0.04× | ||
| Q2 24 | 0.15× | 0.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BJRI
Segment breakdown not available.
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
