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Side-by-side financial comparison of BJs RESTAURANTS INC (BJRI) and Essent Group Ltd. (ESNT). Click either name above to swap in a different company.
BJs RESTAURANTS INC is the larger business by last-quarter revenue ($355.4M vs $312.4M, roughly 1.1× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs 3.6%, a 46.1% gap on every dollar of revenue. On growth, BJs RESTAURANTS INC posted the faster year-over-year revenue change (3.2% vs -0.8%). Over the past eight quarters, BJs RESTAURANTS INC's revenue compounded faster (2.6% CAGR vs 2.3%).
BJ's Restaurants Inc. operates a chain of casual dining restaurants across the United States. Its menu features signature deep-dish pizzas, craft beers, handcrafted cocktails, and a wide range of American comfort food. The brand primarily serves family groups, friend gatherings, and casual diners seeking affordable, high-quality meals in a relaxed, welcoming in-store environment.
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
BJRI vs ESNT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $355.4M | $312.4M |
| Net Profit | $12.6M | $155.0M |
| Gross Margin | 74.5% | — |
| Operating Margin | 3.1% | 59.1% |
| Net Margin | 3.6% | 49.6% |
| Revenue YoY | 3.2% | -0.8% |
| Net Profit YoY | -24.2% | -7.7% |
| EPS (diluted) | $0.58 | $1.61 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $355.4M | $312.4M | ||
| Q3 25 | $365.6M | $311.8M | ||
| Q2 25 | $348.0M | $319.1M | ||
| Q1 25 | — | $317.6M | ||
| Q4 24 | $325.7M | $315.0M | ||
| Q3 24 | $349.9M | $316.6M | ||
| Q2 24 | $337.3M | $312.9M | ||
| Q1 24 | — | $298.4M |
| Q4 25 | $12.6M | $155.0M | ||
| Q3 25 | $22.2M | $164.2M | ||
| Q2 25 | $13.5M | $195.3M | ||
| Q1 25 | — | $175.4M | ||
| Q4 24 | $-2.9M | $167.9M | ||
| Q3 24 | $17.2M | $176.2M | ||
| Q2 24 | $7.7M | $203.6M | ||
| Q1 24 | — | $181.7M |
| Q4 25 | 74.5% | — | ||
| Q3 25 | 75.2% | — | ||
| Q2 25 | 75.0% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 73.4% | — | ||
| Q3 24 | 74.3% | — | ||
| Q2 24 | 74.8% | — | ||
| Q1 24 | — | — |
| Q4 25 | 3.1% | 59.1% | ||
| Q3 25 | 5.8% | 63.9% | ||
| Q2 25 | 4.3% | 72.4% | ||
| Q1 25 | — | 65.2% | ||
| Q4 24 | -0.8% | 61.9% | ||
| Q3 24 | 3.8% | 65.6% | ||
| Q2 24 | 2.4% | 76.4% | ||
| Q1 24 | — | 71.6% |
| Q4 25 | 3.6% | 49.6% | ||
| Q3 25 | 6.1% | 52.7% | ||
| Q2 25 | 3.9% | 61.2% | ||
| Q1 25 | — | 55.2% | ||
| Q4 24 | -0.9% | 53.3% | ||
| Q3 24 | 4.9% | 55.6% | ||
| Q2 24 | 2.3% | 65.1% | ||
| Q1 24 | — | 60.9% |
| Q4 25 | $0.58 | $1.61 | ||
| Q3 25 | $0.97 | $1.67 | ||
| Q2 25 | $0.58 | $1.93 | ||
| Q1 25 | — | $1.69 | ||
| Q4 24 | $-0.13 | $1.59 | ||
| Q3 24 | $0.72 | $1.65 | ||
| Q2 24 | $0.32 | $1.91 | ||
| Q1 24 | — | $1.70 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $23.8M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $366.2M | $5.8B |
| Total Assets | $1.0B | $7.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $23.8M | — | ||
| Q3 25 | $26.0M | — | ||
| Q2 25 | $19.0M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $18.4M | — | ||
| Q3 24 | $16.2M | — | ||
| Q2 24 | $18.8M | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | $60.5M | — | ||
| Q2 25 | $85.5M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $66.5M | — | ||
| Q3 24 | $63.5M | — | ||
| Q2 24 | $58.0M | — | ||
| Q1 24 | — | — |
| Q4 25 | $366.2M | $5.8B | ||
| Q3 25 | $386.6M | $5.7B | ||
| Q2 25 | $371.5M | $5.7B | ||
| Q1 25 | — | $5.7B | ||
| Q4 24 | $376.2M | $5.6B | ||
| Q3 24 | $386.5M | $5.6B | ||
| Q2 24 | $375.4M | $5.4B | ||
| Q1 24 | — | $5.2B |
| Q4 25 | $1.0B | $7.4B | ||
| Q3 25 | $1.0B | $7.4B | ||
| Q2 25 | $1.0B | $7.2B | ||
| Q1 25 | — | $7.2B | ||
| Q4 24 | $1.0B | $7.1B | ||
| Q3 24 | $1.0B | $7.1B | ||
| Q2 24 | $1.0B | $6.7B | ||
| Q1 24 | — | $6.6B |
| Q4 25 | — | — | ||
| Q3 25 | 0.16× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.18× | — | ||
| Q3 24 | 0.16× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $856.1M |
| Free Cash FlowOCF − Capex | — | $848.7M |
| FCF MarginFCF / Revenue | — | 271.7% |
| Capex IntensityCapex / Revenue | — | 2.4% |
| Cash ConversionOCF / Net Profit | — | 5.52× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.5B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $856.1M | ||
| Q3 25 | $62.3M | $215.9M | ||
| Q2 25 | $4.6M | $189.5M | ||
| Q1 25 | — | $221.6M | ||
| Q4 24 | $27.3M | $861.5M | ||
| Q3 24 | $20.2M | $229.2M | ||
| Q2 24 | $22.3M | $188.7M | ||
| Q1 24 | — | $216.9M |
| Q4 25 | — | $848.7M | ||
| Q3 25 | $41.9M | $210.6M | ||
| Q2 25 | $-12.1M | $188.8M | ||
| Q1 25 | — | $221.3M | ||
| Q4 24 | $7.6M | $854.8M | ||
| Q3 24 | $735.0K | $228.7M | ||
| Q2 24 | $448.0K | $187.6M | ||
| Q1 24 | — | $212.5M |
| Q4 25 | — | 271.7% | ||
| Q3 25 | 11.5% | 67.5% | ||
| Q2 25 | -3.5% | 59.2% | ||
| Q1 25 | — | 69.7% | ||
| Q4 24 | 2.3% | 271.3% | ||
| Q3 24 | 0.2% | 72.2% | ||
| Q2 24 | 0.1% | 60.0% | ||
| Q1 24 | — | 71.2% |
| Q4 25 | — | 2.4% | ||
| Q3 25 | 5.6% | 1.7% | ||
| Q2 25 | 4.8% | 0.2% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | 6.0% | 2.1% | ||
| Q3 24 | 5.6% | 0.2% | ||
| Q2 24 | 6.5% | 0.3% | ||
| Q1 24 | — | 1.5% |
| Q4 25 | — | 5.52× | ||
| Q3 25 | 2.80× | 1.31× | ||
| Q2 25 | 0.34× | 0.97× | ||
| Q1 25 | — | 1.26× | ||
| Q4 24 | — | 5.13× | ||
| Q3 24 | 1.18× | 1.30× | ||
| Q2 24 | 2.89× | 0.93× | ||
| Q1 24 | — | 1.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BJRI
Segment breakdown not available.
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
