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Side-by-side financial comparison of Brookdale Senior Living Inc. (BKD) and Enova International, Inc. (ENVA). Click either name above to swap in a different company.

Enova International, Inc. is the larger business by last-quarter revenue ($875.1M vs $754.1M, roughly 1.2× Brookdale Senior Living Inc.). Enova International, Inc. runs the higher net margin — 10.4% vs -5.3%, a 15.7% gap on every dollar of revenue. On growth, Enova International, Inc. posted the faster year-over-year revenue change (17.4% vs -3.4%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs -1.9%).

Brookdale Senior Living Solutions owns and operates retirement homes across the United States. The company was established in 1978 and is based in Brentwood, Tennessee. It is the largest operator of senior housing in the United States, with over 60,000 residents.

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

BKD vs ENVA — Head-to-Head

Bigger by revenue
ENVA
ENVA
1.2× larger
ENVA
$875.1M
$754.1M
BKD
Growing faster (revenue YoY)
ENVA
ENVA
+20.8% gap
ENVA
17.4%
-3.4%
BKD
Higher net margin
ENVA
ENVA
15.7% more per $
ENVA
10.4%
-5.3%
BKD
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
-1.9%
BKD

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BKD
BKD
ENVA
ENVA
Revenue
$754.1M
$875.1M
Net Profit
$-40.0M
$91.1M
Gross Margin
24.9%
Operating Margin
3.0%
23.7%
Net Margin
-5.3%
10.4%
Revenue YoY
-3.4%
17.4%
Net Profit YoY
52.4%
24.9%
EPS (diluted)
$-0.18
$3.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BKD
BKD
ENVA
ENVA
Q1 26
$875.1M
Q4 25
$754.1M
$839.4M
Q3 25
$813.2M
$802.7M
Q2 25
$812.9M
$764.0M
Q1 25
$813.9M
$745.5M
Q4 24
$780.9M
$729.6M
Q3 24
$784.2M
$689.9M
Q2 24
$777.5M
$628.4M
Net Profit
BKD
BKD
ENVA
ENVA
Q1 26
$91.1M
Q4 25
$-40.0M
$79.0M
Q3 25
$-114.7M
$80.3M
Q2 25
$-43.0M
$76.1M
Q1 25
$-65.0M
$72.9M
Q4 24
$-83.9M
$63.7M
Q3 24
$-50.7M
$43.4M
Q2 24
$-37.7M
$53.9M
Gross Margin
BKD
BKD
ENVA
ENVA
Q1 26
Q4 25
24.9%
59.8%
Q3 25
25.9%
57.4%
Q2 25
26.6%
57.8%
Q1 25
27.4%
57.2%
Q4 24
24.6%
56.6%
Q3 24
25.3%
58.0%
Q2 24
26.3%
58.9%
Operating Margin
BKD
BKD
ENVA
ENVA
Q1 26
23.7%
Q4 25
3.0%
22.2%
Q3 25
-6.6%
24.5%
Q2 25
1.8%
24.1%
Q1 25
3.6%
23.1%
Q4 24
-0.3%
21.3%
Q3 24
1.3%
22.3%
Q2 24
2.5%
23.1%
Net Margin
BKD
BKD
ENVA
ENVA
Q1 26
10.4%
Q4 25
-5.3%
9.4%
Q3 25
-14.1%
10.0%
Q2 25
-5.3%
10.0%
Q1 25
-8.0%
9.8%
Q4 24
-10.7%
8.7%
Q3 24
-6.5%
6.3%
Q2 24
-4.9%
8.6%
EPS (diluted)
BKD
BKD
ENVA
ENVA
Q1 26
$3.46
Q4 25
$-0.18
$2.94
Q3 25
$-0.48
$3.03
Q2 25
$-0.18
$2.86
Q1 25
$-0.28
$2.69
Q4 24
$-0.37
$2.29
Q3 24
$-0.22
$1.57
Q2 24
$-0.17
$1.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BKD
BKD
ENVA
ENVA
Cash + ST InvestmentsLiquidity on hand
$279.1M
$96.1M
Total DebtLower is stronger
$4.3B
$4.8B
Stockholders' EquityBook value
$-44.8M
Total Assets
$6.0B
$6.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BKD
BKD
ENVA
ENVA
Q1 26
$96.1M
Q4 25
$279.1M
$71.7M
Q3 25
$253.4M
$53.6M
Q2 25
$251.9M
$55.6M
Q1 25
$239.7M
$55.5M
Q4 24
$328.8M
$73.9M
Q3 24
$284.4M
$67.5M
Q2 24
$309.7M
$60.1M
Total Debt
BKD
BKD
ENVA
ENVA
Q1 26
$4.8B
Q4 25
$4.3B
$4.5B
Q3 25
$4.3B
$4.1B
Q2 25
$4.3B
$4.0B
Q1 25
$4.3B
$3.8B
Q4 24
$4.1B
$3.6B
Q3 24
$3.7B
$3.3B
Q2 24
$3.7B
$3.2B
Stockholders' Equity
BKD
BKD
ENVA
ENVA
Q1 26
Q4 25
$-44.8M
$1.3B
Q3 25
$-6.7M
$1.3B
Q2 25
$105.4M
$1.2B
Q1 25
$146.7M
$1.2B
Q4 24
$212.5M
$1.2B
Q3 24
$292.9M
$1.2B
Q2 24
$340.2M
$1.1B
Total Assets
BKD
BKD
ENVA
ENVA
Q1 26
$6.9B
Q4 25
$6.0B
$6.5B
Q3 25
$6.0B
$6.0B
Q2 25
$6.1B
$5.7B
Q1 25
$6.2B
$5.5B
Q4 24
$6.3B
$5.3B
Q3 24
$5.9B
$5.0B
Q2 24
$5.5B
$4.8B
Debt / Equity
BKD
BKD
ENVA
ENVA
Q1 26
Q4 25
3.37×
Q3 25
3.20×
Q2 25
40.72×
3.23×
Q1 25
29.39×
3.14×
Q4 24
19.12×
2.98×
Q3 24
12.65×
2.79×
Q2 24
10.99×
2.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BKD
BKD
ENVA
ENVA
Operating Cash FlowLast quarter
$34.5M
Free Cash FlowOCF − Capex
$-29.1M
FCF MarginFCF / Revenue
-3.9%
Capex IntensityCapex / Revenue
8.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$16.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BKD
BKD
ENVA
ENVA
Q1 26
Q4 25
$34.5M
$498.8M
Q3 25
$76.5M
$481.8M
Q2 25
$83.6M
$447.4M
Q1 25
$23.4M
$391.1M
Q4 24
$45.2M
$430.5M
Q3 24
$66.5M
$398.6M
Q2 24
$55.7M
$360.9M
Free Cash Flow
BKD
BKD
ENVA
ENVA
Q1 26
Q4 25
$-29.1M
$487.1M
Q3 25
$34.9M
$470.5M
Q2 25
$29.1M
$436.1M
Q1 25
$-18.4M
$378.3M
Q4 24
$-5.1M
$420.3M
Q3 24
$11.5M
$387.6M
Q2 24
$4.1M
$349.9M
FCF Margin
BKD
BKD
ENVA
ENVA
Q1 26
Q4 25
-3.9%
58.0%
Q3 25
4.3%
58.6%
Q2 25
3.6%
57.1%
Q1 25
-2.3%
50.7%
Q4 24
-0.7%
57.6%
Q3 24
1.5%
56.2%
Q2 24
0.5%
55.7%
Capex Intensity
BKD
BKD
ENVA
ENVA
Q1 26
Q4 25
8.4%
1.4%
Q3 25
5.1%
1.4%
Q2 25
6.7%
1.5%
Q1 25
5.1%
1.7%
Q4 24
6.4%
1.4%
Q3 24
7.0%
1.6%
Q2 24
6.6%
1.8%
Cash Conversion
BKD
BKD
ENVA
ENVA
Q1 26
Q4 25
6.32×
Q3 25
6.00×
Q2 25
5.87×
Q1 25
5.36×
Q4 24
6.76×
Q3 24
9.18×
Q2 24
6.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BKD
BKD

Assisted Living And Memory Care$506.7M67%
Independent Living$121.6M16%
Ccrcs Rental$86.3M11%
Reimbursement Costs Managed Communities$36.7M5%
Management Service$2.9M0%

ENVA
ENVA

Segment breakdown not available.

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