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Side-by-side financial comparison of BankUnited, Inc. (BKU) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.
BankUnited, Inc. is the larger business by last-quarter revenue ($288.2M vs $221.4M, roughly 1.3× UNIVERSAL TECHNICAL INSTITUTE INC). On growth, BankUnited, Inc. posted the faster year-over-year revenue change (9.0% vs 6.7%). Over the past eight quarters, UNIVERSAL TECHNICAL INSTITUTE INC's revenue compounded faster (11.7% CAGR vs 9.2%).
BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida. The company operates in Florida; the regions in and around Atlanta, Georgia; Dallas, Texas; Morristown, New Jersey; Charlotte, North Carolina; and in the New York metropolitan area. BankUnited also offers certain commercial lending and deposit products through national platforms and has total assets of $35.0 billion as of December 31, 2025
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
BKU vs UTI — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $288.2M | $221.4M |
| Net Profit | — | $433.0K |
| Gross Margin | — | — |
| Operating Margin | 31.2% | 0.2% |
| Net Margin | — | 0.2% |
| Revenue YoY | 9.0% | 6.7% |
| Net Profit YoY | — | -60.5% |
| EPS (diluted) | $0.89 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $221.4M | ||
| Q4 25 | $288.2M | $220.8M | ||
| Q3 25 | $275.7M | $222.4M | ||
| Q2 25 | $273.9M | $204.3M | ||
| Q1 25 | $255.4M | $207.4M | ||
| Q4 24 | $264.5M | $201.4M | ||
| Q3 24 | $257.0M | $196.4M | ||
| Q2 24 | $250.2M | $177.5M |
| Q1 26 | — | $433.0K | ||
| Q4 25 | — | $12.8M | ||
| Q3 25 | $71.9M | $18.8M | ||
| Q2 25 | $68.8M | $10.7M | ||
| Q1 25 | $58.5M | $11.4M | ||
| Q4 24 | — | $22.2M | ||
| Q3 24 | $61.5M | $18.8M | ||
| Q2 24 | $53.7M | $5.0M |
| Q1 26 | — | 0.2% | ||
| Q4 25 | 31.2% | 7.1% | ||
| Q3 25 | 35.5% | 11.2% | ||
| Q2 25 | 34.3% | 6.9% | ||
| Q1 25 | 31.4% | 8.1% | ||
| Q4 24 | 35.2% | 13.6% | ||
| Q3 24 | 32.4% | 13.3% | ||
| Q2 24 | 29.2% | 4.2% |
| Q1 26 | — | 0.2% | ||
| Q4 25 | — | 5.8% | ||
| Q3 25 | 26.1% | 8.4% | ||
| Q2 25 | 25.1% | 5.2% | ||
| Q1 25 | 22.9% | 5.5% | ||
| Q4 24 | — | 11.0% | ||
| Q3 24 | 23.9% | 9.6% | ||
| Q2 24 | 21.5% | 2.8% |
| Q1 26 | — | $0.01 | ||
| Q4 25 | $0.89 | $0.23 | ||
| Q3 25 | $0.95 | $0.33 | ||
| Q2 25 | $0.91 | $0.19 | ||
| Q1 25 | $0.78 | $0.21 | ||
| Q4 24 | $0.91 | $0.40 | ||
| Q3 24 | $0.81 | $0.35 | ||
| Q2 24 | $0.72 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $217.8M | $162.0M |
| Total DebtLower is stronger | $319.7M | $127.8M |
| Stockholders' EquityBook value | $3.1B | $339.9M |
| Total Assets | $35.0B | $852.2M |
| Debt / EquityLower = less leverage | 0.10× | 0.38× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $162.0M | ||
| Q4 25 | $217.8M | $162.8M | ||
| Q3 25 | $559.5M | $169.1M | ||
| Q2 25 | $801.3M | $70.7M | ||
| Q1 25 | $443.7M | $96.0M | ||
| Q4 24 | $491.1M | $172.0M | ||
| Q3 24 | $889.9M | $161.9M | ||
| Q2 24 | $433.5M | $115.5M |
| Q1 26 | — | $127.8M | ||
| Q4 25 | $319.7M | $101.4M | ||
| Q3 25 | $320.4M | $87.1M | ||
| Q2 25 | $708.9M | $73.8M | ||
| Q1 25 | $709.1M | $94.4M | ||
| Q4 24 | $708.6M | $120.1M | ||
| Q3 24 | $708.7M | $125.7M | ||
| Q2 24 | $708.8M | $137.3M |
| Q1 26 | — | $339.9M | ||
| Q4 25 | $3.1B | $335.9M | ||
| Q3 25 | $3.0B | $328.1M | ||
| Q2 25 | $3.0B | $306.8M | ||
| Q1 25 | $2.9B | $293.9M | ||
| Q4 24 | $2.8B | $280.0M | ||
| Q3 24 | $2.8B | $260.2M | ||
| Q2 24 | $2.7B | $239.4M |
| Q1 26 | — | $852.2M | ||
| Q4 25 | $35.0B | $834.0M | ||
| Q3 25 | $35.1B | $826.1M | ||
| Q2 25 | $35.5B | $740.8M | ||
| Q1 25 | $34.8B | $720.4M | ||
| Q4 24 | $35.2B | $753.8M | ||
| Q3 24 | $35.8B | $744.6M | ||
| Q2 24 | $35.4B | $706.0M |
| Q1 26 | — | 0.38× | ||
| Q4 25 | 0.10× | 0.30× | ||
| Q3 25 | 0.11× | 0.27× | ||
| Q2 25 | 0.24× | 0.24× | ||
| Q1 25 | 0.24× | 0.32× | ||
| Q4 24 | 0.25× | 0.43× | ||
| Q3 24 | 0.25× | 0.48× | ||
| Q2 24 | 0.26× | 0.57× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $358.6M | $7.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 16.33× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $7.1M | ||
| Q4 25 | $358.6M | $3.1M | ||
| Q3 25 | $99.7M | $57.1M | ||
| Q2 25 | $117.6M | $18.1M | ||
| Q1 25 | $16.4M | $-789.0K | ||
| Q4 24 | $433.8M | $23.0M | ||
| Q3 24 | $46.1M | $67.5M | ||
| Q2 24 | $135.7M | $10.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-19.2M | ||
| Q3 25 | — | $40.6M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $-11.7M | ||
| Q4 24 | — | $19.6M | ||
| Q3 24 | — | $60.0M | ||
| Q2 24 | — | $3.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | -8.7% | ||
| Q3 25 | — | 18.3% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | -5.7% | ||
| Q4 24 | — | 9.7% | ||
| Q3 24 | — | 30.6% | ||
| Q2 24 | — | 1.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 10.1% | ||
| Q3 25 | — | 7.4% | ||
| Q2 25 | — | 5.5% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 3.8% | ||
| Q2 24 | — | 4.0% |
| Q1 26 | — | 16.33× | ||
| Q4 25 | — | 0.24× | ||
| Q3 25 | 1.39× | 3.04× | ||
| Q2 25 | 1.71× | 1.69× | ||
| Q1 25 | 0.28× | -0.07× | ||
| Q4 24 | — | 1.04× | ||
| Q3 24 | 0.75× | 3.58× | ||
| Q2 24 | 2.53× | 2.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
