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Side-by-side financial comparison of BLACKLINE, INC. (BL) and TEXAS CAPITAL BANCSHARES INC (TCBI). Click either name above to swap in a different company.
TEXAS CAPITAL BANCSHARES INC is the larger business by last-quarter revenue ($324.0M vs $183.2M, roughly 1.8× BLACKLINE, INC.). TEXAS CAPITAL BANCSHARES INC runs the higher net margin — 22.8% vs 2.7%, a 20.1% gap on every dollar of revenue. On growth, TEXAS CAPITAL BANCSHARES INC posted the faster year-over-year revenue change (15.5% vs 8.1%). Over the past eight quarters, TEXAS CAPITAL BANCSHARES INC's revenue compounded faster (10.2% CAGR vs 7.9%).
BlackLine Systems, Inc., is an American enterprise software company that develops cloud-based services designed to automate and manage the entire financial close process as well as consolidation, invoice-to-cash, and intercompany accounting. The Los Angeles–based company has 17 offices worldwide.
Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.
BL vs TCBI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $183.2M | $324.0M |
| Net Profit | $4.9M | $73.8M |
| Gross Margin | 75.2% | — |
| Operating Margin | 3.7% | — |
| Net Margin | 2.7% | 22.8% |
| Revenue YoY | 8.1% | 15.5% |
| Net Profit YoY | -91.3% | 56.8% |
| EPS (diluted) | $0.07 | $1.56 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $324.0M | ||
| Q4 25 | $183.2M | $327.5M | ||
| Q3 25 | $178.3M | $340.4M | ||
| Q2 25 | $172.0M | $307.5M | ||
| Q1 25 | $166.9M | $280.5M | ||
| Q4 24 | $169.5M | $229.6M | ||
| Q3 24 | $165.9M | $125.3M | ||
| Q2 24 | $160.5M | $267.0M |
| Q1 26 | — | $73.8M | ||
| Q4 25 | $4.9M | $100.7M | ||
| Q3 25 | $5.3M | $105.2M | ||
| Q2 25 | $8.3M | $77.3M | ||
| Q1 25 | $6.1M | $47.0M | ||
| Q4 24 | $56.4M | $71.0M | ||
| Q3 24 | $17.2M | $-61.3M | ||
| Q2 24 | $76.7M | $41.7M |
| Q1 26 | — | — | ||
| Q4 25 | 75.2% | — | ||
| Q3 25 | 75.1% | — | ||
| Q2 25 | 75.2% | — | ||
| Q1 25 | 75.5% | — | ||
| Q4 24 | 75.6% | — | ||
| Q3 24 | 75.2% | — | ||
| Q2 24 | 74.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.7% | 40.4% | ||
| Q3 25 | 4.3% | 40.5% | ||
| Q2 25 | 4.4% | 33.2% | ||
| Q1 25 | 2.1% | 21.6% | ||
| Q4 24 | 3.7% | 40.7% | ||
| Q3 24 | 5.0% | -63.8% | ||
| Q2 24 | 1.4% | 21.9% |
| Q1 26 | — | 22.8% | ||
| Q4 25 | 2.7% | 30.7% | ||
| Q3 25 | 3.0% | 30.9% | ||
| Q2 25 | 4.8% | 25.2% | ||
| Q1 25 | 3.6% | 16.8% | ||
| Q4 24 | 33.3% | 30.9% | ||
| Q3 24 | 10.4% | -48.9% | ||
| Q2 24 | 47.8% | 15.6% |
| Q1 26 | — | $1.56 | ||
| Q4 25 | $0.07 | $2.11 | ||
| Q3 25 | $0.09 | $2.18 | ||
| Q2 25 | $0.13 | $1.58 | ||
| Q1 25 | $0.10 | $0.92 | ||
| Q4 24 | $0.79 | $1.43 | ||
| Q3 24 | $0.27 | $-1.41 | ||
| Q2 24 | $0.22 | $0.80 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $390.0M | — |
| Total DebtLower is stronger | — | $878.3M |
| Stockholders' EquityBook value | $332.3M | $3.6B |
| Total Assets | $1.8B | $33.5B |
| Debt / EquityLower = less leverage | — | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $390.0M | — | ||
| Q3 25 | $419.9M | — | ||
| Q2 25 | $459.1M | — | ||
| Q1 25 | $479.5M | — | ||
| Q4 24 | $885.9M | — | ||
| Q3 24 | $725.3M | — | ||
| Q2 24 | $616.6M | — |
| Q1 26 | — | $878.3M | ||
| Q4 25 | — | $620.6M | ||
| Q3 25 | — | $620.4M | ||
| Q2 25 | — | $620.3M | ||
| Q1 25 | — | $660.5M | ||
| Q4 24 | — | $660.3M | ||
| Q3 24 | — | $660.2M | ||
| Q2 24 | — | $660.0M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $332.3M | $3.6B | ||
| Q3 25 | $328.3M | $3.6B | ||
| Q2 25 | $414.0M | $3.5B | ||
| Q1 25 | $417.9M | $3.4B | ||
| Q4 24 | $446.7M | $3.4B | ||
| Q3 24 | $367.9M | $3.4B | ||
| Q2 24 | $325.8M | $3.2B |
| Q1 26 | — | $33.5B | ||
| Q4 25 | $1.8B | $31.5B | ||
| Q3 25 | $1.7B | $32.5B | ||
| Q2 25 | $1.8B | $31.9B | ||
| Q1 25 | $1.8B | $31.4B | ||
| Q4 24 | $1.8B | $30.7B | ||
| Q3 24 | $1.7B | $31.6B | ||
| Q2 24 | $1.9B | $29.9B |
| Q1 26 | — | 0.24× | ||
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 0.20× | ||
| Q3 24 | — | 0.20× | ||
| Q2 24 | — | 0.21× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $26.7M | — |
| Free Cash FlowOCF − Capex | $26.1M | — |
| FCF MarginFCF / Revenue | 14.2% | — |
| Capex IntensityCapex / Revenue | 0.3% | — |
| Cash ConversionOCF / Net Profit | 5.46× | — |
| TTM Free Cash FlowTrailing 4 quarters | $161.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $26.7M | $360.2M | ||
| Q3 25 | $63.8M | $166.3M | ||
| Q2 25 | $32.3M | $63.0M | ||
| Q1 25 | $46.7M | $368.0K | ||
| Q4 24 | $43.8M | $480.1M | ||
| Q3 24 | $55.9M | $332.8M | ||
| Q2 24 | $40.7M | $33.3M |
| Q1 26 | — | — | ||
| Q4 25 | $26.1M | $347.6M | ||
| Q3 25 | $63.3M | $161.3M | ||
| Q2 25 | $31.4M | $57.5M | ||
| Q1 25 | $40.8M | $-2.0M | ||
| Q4 24 | $43.0M | $415.2M | ||
| Q3 24 | $55.5M | $317.6M | ||
| Q2 24 | $40.0M | $11.1M |
| Q1 26 | — | — | ||
| Q4 25 | 14.2% | 106.1% | ||
| Q3 25 | 35.5% | 47.4% | ||
| Q2 25 | 18.2% | 18.7% | ||
| Q1 25 | 24.4% | -0.7% | ||
| Q4 24 | 25.4% | 180.9% | ||
| Q3 24 | 33.5% | 253.4% | ||
| Q2 24 | 24.9% | 4.1% |
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 3.8% | ||
| Q3 25 | 0.3% | 1.5% | ||
| Q2 25 | 0.6% | 1.8% | ||
| Q1 25 | 3.6% | 0.9% | ||
| Q4 24 | 0.4% | 28.2% | ||
| Q3 24 | 0.2% | 12.1% | ||
| Q2 24 | 0.4% | 8.3% |
| Q1 26 | — | — | ||
| Q4 25 | 5.46× | 3.58× | ||
| Q3 25 | 12.07× | 1.58× | ||
| Q2 25 | 3.90× | 0.81× | ||
| Q1 25 | 7.72× | 0.01× | ||
| Q4 24 | 0.78× | 6.76× | ||
| Q3 24 | 3.24× | — | ||
| Q2 24 | 0.53× | 0.80× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BL
| Subscription And Circulation | $173.2M | 95% |
| Technology Service | $10.0M | 5% |
TCBI
Segment breakdown not available.
