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Side-by-side financial comparison of Blue Foundry Bancorp (BLFY) and IT TECH PACKAGING, INC. (ITP). Click either name above to swap in a different company.
IT TECH PACKAGING, INC. is the larger business by last-quarter revenue ($25.6M vs $13.3M, roughly 1.9× Blue Foundry Bancorp). IT TECH PACKAGING, INC. runs the higher net margin — -5.7% vs -27.4%, a 21.7% gap on every dollar of revenue. On growth, Blue Foundry Bancorp posted the faster year-over-year revenue change (34.2% vs 2.1%). Over the past eight quarters, Blue Foundry Bancorp's revenue compounded faster (16.0% CAGR vs 10.5%).
Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.
IT TECH PACKAGING, INC. is a paper manufacturing enterprise primarily operating in China. It produces and distributes a diverse portfolio of paper products including corrugated packaging paper, boxboard, and printing-use cultural paper, serving sectors such as consumer goods packaging, logistics, and commercial printing across its core market.
BLFY vs ITP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.3M | $25.6M |
| Net Profit | $-3.5M | $-1.4M |
| Gross Margin | — | 7.9% |
| Operating Margin | — | -3.9% |
| Net Margin | -27.4% | -5.7% |
| Revenue YoY | 34.2% | 2.1% |
| Net Profit YoY | -30.6% | 26.6% |
| EPS (diluted) | $-0.18 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.3M | — | ||
| Q3 25 | $12.6M | $25.6M | ||
| Q2 25 | $12.0M | $24.8M | ||
| Q1 25 | $11.1M | $10.9M | ||
| Q4 24 | $9.9M | $17.6M | ||
| Q3 24 | $9.5M | $25.1M | ||
| Q2 24 | $10.1M | $26.2M | ||
| Q1 24 | $9.9M | $6.9M |
| Q4 25 | $-3.5M | — | ||
| Q3 25 | $-1.9M | $-1.4M | ||
| Q2 25 | $-2.0M | $-2.0M | ||
| Q1 25 | $-2.7M | $-3.5M | ||
| Q4 24 | $-2.7M | $-4.0M | ||
| Q3 24 | $-4.0M | $-2.0M | ||
| Q2 24 | $-2.3M | $-77.7K | ||
| Q1 24 | $-2.8M | $-3.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | 7.9% | ||
| Q2 25 | — | 5.1% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | — | 7.6% | ||
| Q2 24 | — | 12.4% | ||
| Q1 24 | — | 5.8% |
| Q4 25 | — | — | ||
| Q3 25 | — | -3.9% | ||
| Q2 25 | — | -7.1% | ||
| Q1 25 | — | -31.0% | ||
| Q4 24 | — | -21.5% | ||
| Q3 24 | — | -5.8% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | -51.0% |
| Q4 25 | -27.4% | — | ||
| Q3 25 | -14.8% | -5.7% | ||
| Q2 25 | -16.2% | -7.9% | ||
| Q1 25 | -24.2% | -32.2% | ||
| Q4 24 | -28.4% | -22.9% | ||
| Q3 24 | -42.7% | -7.9% | ||
| Q2 24 | -23.2% | -0.3% | ||
| Q1 24 | -28.8% | -54.6% |
| Q4 25 | $-0.18 | — | ||
| Q3 25 | $-0.10 | $-0.11 | ||
| Q2 25 | $-0.10 | $-0.16 | ||
| Q1 25 | $-0.13 | $-0.35 | ||
| Q4 24 | $-0.12 | $-0.40 | ||
| Q3 24 | $-0.19 | $-0.20 | ||
| Q2 24 | $-0.11 | $-0.01 | ||
| Q1 24 | $-0.13 | $-0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $53.1M | — |
| Total DebtLower is stronger | — | $4.7M |
| Stockholders' EquityBook value | $312.7M | $152.0M |
| Total Assets | $2.2B | $175.7M |
| Debt / EquityLower = less leverage | — | 0.03× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.1M | — | ||
| Q3 25 | $44.1M | — | ||
| Q2 25 | $41.9M | — | ||
| Q1 25 | $46.2M | — | ||
| Q4 24 | $42.5M | — | ||
| Q3 24 | $76.1M | — | ||
| Q2 24 | $60.3M | — | ||
| Q1 24 | $53.8M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | $4.7M | ||
| Q2 25 | — | $4.7M | ||
| Q1 25 | — | $4.7M | ||
| Q4 24 | — | $4.7M | ||
| Q3 24 | — | $8.9M | ||
| Q2 24 | — | $11.3M | ||
| Q1 24 | — | $11.4M |
| Q4 25 | $312.7M | — | ||
| Q3 25 | $314.4M | $152.0M | ||
| Q2 25 | $321.3M | $152.3M | ||
| Q1 25 | $326.7M | $152.8M | ||
| Q4 24 | $332.2M | $156.1M | ||
| Q3 24 | $339.3M | $164.3M | ||
| Q2 24 | $345.6M | $163.5M | ||
| Q1 24 | $350.2M | $164.3M |
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | $175.7M | ||
| Q2 25 | $2.1B | $175.2M | ||
| Q1 25 | $2.1B | $175.2M | ||
| Q4 24 | $2.1B | $177.5M | ||
| Q3 24 | $2.1B | $190.0M | ||
| Q2 24 | $2.0B | $191.4M | ||
| Q1 24 | $2.0B | $177.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.03× | ||
| Q4 24 | — | 0.03× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.07× | ||
| Q1 24 | — | 0.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-8.0M | $1.5M |
| Free Cash FlowOCF − Capex | — | $1.5M |
| FCF MarginFCF / Revenue | — | 5.9% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $3.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-8.0M | — | ||
| Q3 25 | $-255.0K | $1.5M | ||
| Q2 25 | $2.0M | $1.4M | ||
| Q1 25 | $-3.8M | $-2.5M | ||
| Q4 24 | $5.1M | $3.5M | ||
| Q3 24 | $-3.7M | $1.5M | ||
| Q2 24 | $14.1M | $721.9K | ||
| Q1 24 | $-4.9M | $624.4K |
| Q4 25 | — | — | ||
| Q3 25 | — | $1.5M | ||
| Q2 25 | — | $1.3M | ||
| Q1 25 | — | $-2.5M | ||
| Q4 24 | $4.9M | $3.5M | ||
| Q3 24 | — | $1.2M | ||
| Q2 24 | — | $668.3K | ||
| Q1 24 | $-4.9M | $615.4K |
| Q4 25 | — | — | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | 5.4% | ||
| Q1 25 | — | -22.8% | ||
| Q4 24 | 49.8% | 19.6% | ||
| Q3 24 | — | 4.9% | ||
| Q2 24 | — | 2.5% | ||
| Q1 24 | -49.3% | 9.0% |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | 1.4% | 0.1% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | 0.1% | 0.1% |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
