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Side-by-side financial comparison of Blue Foundry Bancorp (BLFY) and Massimo Group (MAMO). Click either name above to swap in a different company.
Massimo Group is the larger business by last-quarter revenue ($21.0M vs $13.3M, roughly 1.6× Blue Foundry Bancorp). Massimo Group runs the higher net margin — 9.5% vs -27.4%, a 36.9% gap on every dollar of revenue. On growth, Blue Foundry Bancorp posted the faster year-over-year revenue change (34.2% vs 15.7%). Over the past eight quarters, Blue Foundry Bancorp's revenue compounded faster (16.0% CAGR vs -16.5%).
Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.
Massimo Dutti, S.A. is a Spanish premium clothing retailer specializing in cashmere and wool products, established in 1985 and owned by Spanish multinational company Inditex, the parent company of Zara, Pull&Bear, and other brands.
BLFY vs MAMO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.3M | $21.0M |
| Net Profit | $-3.5M | $2.0M |
| Gross Margin | — | 41.5% |
| Operating Margin | — | 13.1% |
| Net Margin | -27.4% | 9.5% |
| Revenue YoY | 34.2% | 15.7% |
| Net Profit YoY | -30.6% | 215.0% |
| EPS (diluted) | $-0.18 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.3M | $21.0M | ||
| Q3 25 | $12.6M | $17.0M | ||
| Q2 25 | $12.0M | $18.9M | ||
| Q1 25 | $11.1M | $14.9M | ||
| Q4 24 | $9.9M | $18.2M | ||
| Q3 24 | $9.5M | $25.6M | ||
| Q2 24 | $10.1M | $35.4M | ||
| Q1 24 | $9.9M | $30.2M |
| Q4 25 | $-3.5M | $2.0M | ||
| Q3 25 | $-1.9M | $1.5M | ||
| Q2 25 | $-2.0M | $77.7K | ||
| Q1 25 | $-2.7M | $-2.1M | ||
| Q4 24 | $-2.7M | $-1.7M | ||
| Q3 24 | $-4.0M | $-2.5M | ||
| Q2 24 | $-2.3M | $2.8M | ||
| Q1 24 | $-2.8M | $3.2M |
| Q4 25 | — | 41.5% | ||
| Q3 25 | — | 42.0% | ||
| Q2 25 | — | 36.3% | ||
| Q1 25 | — | 28.4% | ||
| Q4 24 | — | 19.6% | ||
| Q3 24 | — | 27.2% | ||
| Q2 24 | — | 32.5% | ||
| Q1 24 | — | 34.7% |
| Q4 25 | — | 13.1% | ||
| Q3 25 | — | 10.5% | ||
| Q2 25 | — | 0.8% | ||
| Q1 25 | — | -18.2% | ||
| Q4 24 | — | -15.4% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 10.1% | ||
| Q1 24 | — | 13.2% |
| Q4 25 | -27.4% | 9.5% | ||
| Q3 25 | -14.8% | 9.0% | ||
| Q2 25 | -16.2% | 0.4% | ||
| Q1 25 | -24.2% | -14.0% | ||
| Q4 24 | -28.4% | -9.5% | ||
| Q3 24 | -42.7% | -9.8% | ||
| Q2 24 | -23.2% | 8.0% | ||
| Q1 24 | -28.8% | 10.6% |
| Q4 25 | $-0.18 | $0.05 | ||
| Q3 25 | $-0.10 | $0.04 | ||
| Q2 25 | $-0.10 | $0.00 | ||
| Q1 25 | $-0.13 | $-0.05 | ||
| Q4 24 | $-0.12 | $-0.05 | ||
| Q3 24 | $-0.19 | $-0.06 | ||
| Q2 24 | $-0.11 | $0.07 | ||
| Q1 24 | $-0.13 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $53.1M | $5.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $312.7M | $23.7M |
| Total Assets | $2.2B | $51.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.1M | $5.8M | ||
| Q3 25 | $44.1M | $2.6M | ||
| Q2 25 | $41.9M | — | ||
| Q1 25 | $46.2M | $3.0M | ||
| Q4 24 | $42.5M | $10.2M | ||
| Q3 24 | $76.1M | — | ||
| Q2 24 | $60.3M | — | ||
| Q1 24 | $53.8M | — |
| Q4 25 | $312.7M | $23.7M | ||
| Q3 25 | $314.4M | $21.7M | ||
| Q2 25 | $321.3M | $20.2M | ||
| Q1 25 | $326.7M | $19.9M | ||
| Q4 24 | $332.2M | $21.7M | ||
| Q3 24 | $339.3M | $22.5M | ||
| Q2 24 | $345.6M | $24.7M | ||
| Q1 24 | $350.2M | $18.1M |
| Q4 25 | $2.2B | $51.4M | ||
| Q3 25 | $2.2B | $44.4M | ||
| Q2 25 | $2.1B | $45.9M | ||
| Q1 25 | $2.1B | $46.4M | ||
| Q4 24 | $2.1B | $54.9M | ||
| Q3 24 | $2.1B | $57.1M | ||
| Q2 24 | $2.0B | $49.9M | ||
| Q1 24 | $2.0B | $47.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-8.0M | $4.0M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 2.01× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-8.0M | $4.0M | ||
| Q3 25 | $-255.0K | $633.2K | ||
| Q2 25 | $2.0M | $-1.4M | ||
| Q1 25 | $-3.8M | $-3.3M | ||
| Q4 24 | $5.1M | $9.1M | ||
| Q3 24 | $-3.7M | $4.7M | ||
| Q2 24 | $14.1M | $-6.5M | ||
| Q1 24 | $-4.9M | $-637.0K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $4.9M | $9.0M | ||
| Q3 24 | — | $4.6M | ||
| Q2 24 | — | $-6.7M | ||
| Q1 24 | $-4.9M | $-741.4K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 49.8% | 49.7% | ||
| Q3 24 | — | 18.1% | ||
| Q2 24 | — | -19.0% | ||
| Q1 24 | -49.3% | -2.5% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.4% | 0.2% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | 0.1% | 0.3% |
| Q4 25 | — | 2.01× | ||
| Q3 25 | — | 0.41× | ||
| Q2 25 | — | -17.92× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -2.30× | ||
| Q1 24 | — | -0.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
