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Side-by-side financial comparison of Blue Foundry Bancorp (BLFY) and FiscalNote Holdings, Inc. (NOTE). Click either name above to swap in a different company.

FiscalNote Holdings, Inc. is the larger business by last-quarter revenue ($22.2M vs $13.3M, roughly 1.7× Blue Foundry Bancorp). On growth, Blue Foundry Bancorp posted the faster year-over-year revenue change (34.2% vs -24.7%). Over the past eight quarters, Blue Foundry Bancorp's revenue compounded faster (16.0% CAGR vs -16.8%).

Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.

FiscalNote Holdings, Inc., or commonly FiscalNote, is a publicly traded software, data, and media company headquartered in Washington, D.C. The company was founded by Timothy Hwang, Gerald Yao, and Jonathan Chen in 2013. FiscalNote provides software tools, platforms, data services, and news through the FiscalNote Government Relationship Management (GRM) service, its core product. The company also uses an artificial intelligence platform to analyze proposed U.S. legislation based on key phrase...

BLFY vs NOTE — Head-to-Head

Bigger by revenue
NOTE
NOTE
1.7× larger
NOTE
$22.2M
$13.3M
BLFY
Growing faster (revenue YoY)
BLFY
BLFY
+58.9% gap
BLFY
34.2%
-24.7%
NOTE
Faster 2-yr revenue CAGR
BLFY
BLFY
Annualised
BLFY
16.0%
-16.8%
NOTE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BLFY
BLFY
NOTE
NOTE
Revenue
$13.3M
$22.2M
Net Profit
$-3.5M
Gross Margin
Operating Margin
-83.7%
Net Margin
-27.4%
Revenue YoY
34.2%
-24.7%
Net Profit YoY
-30.6%
EPS (diluted)
$-0.18
$-2.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BLFY
BLFY
NOTE
NOTE
Q4 25
$13.3M
$22.2M
Q3 25
$12.6M
$22.4M
Q2 25
$12.0M
$23.3M
Q1 25
$11.1M
$27.5M
Q4 24
$9.9M
$29.5M
Q3 24
$9.5M
$29.4M
Q2 24
$10.1M
$29.2M
Q1 24
$9.9M
$32.1M
Net Profit
BLFY
BLFY
NOTE
NOTE
Q4 25
$-3.5M
Q3 25
$-1.9M
$-24.9M
Q2 25
$-2.0M
$-13.3M
Q1 25
$-2.7M
$-4.3M
Q4 24
$-2.7M
Q3 24
$-4.0M
$-14.9M
Q2 24
$-2.3M
$-12.8M
Q1 24
$-2.8M
$50.6M
Operating Margin
BLFY
BLFY
NOTE
NOTE
Q4 25
-83.7%
Q3 25
-43.4%
Q2 25
-31.9%
Q1 25
-50.0%
Q4 24
-19.4%
Q3 24
-23.1%
Q2 24
-27.2%
Q1 24
-35.6%
Net Margin
BLFY
BLFY
NOTE
NOTE
Q4 25
-27.4%
Q3 25
-14.8%
-110.8%
Q2 25
-16.2%
-57.0%
Q1 25
-24.2%
-15.4%
Q4 24
-28.4%
Q3 24
-42.7%
-50.7%
Q2 24
-23.2%
-43.6%
Q1 24
-28.8%
157.6%
EPS (diluted)
BLFY
BLFY
NOTE
NOTE
Q4 25
$-0.18
$-2.81
Q3 25
$-0.10
$-1.73
Q2 25
$-0.10
$-0.08
Q1 25
$-0.13
$-0.03
Q4 24
$-0.12
$1.88
Q3 24
$-0.19
$-1.33
Q2 24
$-0.11
$-0.09
Q1 24
$-0.13
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BLFY
BLFY
NOTE
NOTE
Cash + ST InvestmentsLiquidity on hand
$53.1M
$26.3M
Total DebtLower is stronger
$128.4M
Stockholders' EquityBook value
$312.7M
$62.0M
Total Assets
$2.2B
$255.1M
Debt / EquityLower = less leverage
2.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BLFY
BLFY
NOTE
NOTE
Q4 25
$53.1M
$26.3M
Q3 25
$44.1M
$31.2M
Q2 25
$41.9M
$38.5M
Q1 25
$46.2M
$46.3M
Q4 24
$42.5M
$34.6M
Q3 24
$76.1M
$32.7M
Q2 24
$60.3M
$37.7M
Q1 24
$53.8M
$43.6M
Total Debt
BLFY
BLFY
NOTE
NOTE
Q4 25
$128.4M
Q3 25
$131.5M
Q2 25
$116.7M
Q1 25
$118.0M
Q4 24
$147.1M
Q3 24
$152.2M
Q2 24
$145.9M
Q1 24
$153.0M
Stockholders' Equity
BLFY
BLFY
NOTE
NOTE
Q4 25
$312.7M
$62.0M
Q3 25
$314.4M
$75.5M
Q2 25
$321.3M
$95.1M
Q1 25
$326.7M
$98.7M
Q4 24
$332.2M
$97.8M
Q3 24
$339.3M
$98.5M
Q2 24
$345.6M
$106.9M
Q1 24
$350.2M
$106.1M
Total Assets
BLFY
BLFY
NOTE
NOTE
Q4 25
$2.2B
$255.1M
Q3 25
$2.2B
$273.9M
Q2 25
$2.1B
$288.3M
Q1 25
$2.1B
$299.7M
Q4 24
$2.1B
$326.2M
Q3 24
$2.1B
$337.9M
Q2 24
$2.0B
$346.3M
Q1 24
$2.0B
$357.8M
Debt / Equity
BLFY
BLFY
NOTE
NOTE
Q4 25
2.07×
Q3 25
1.74×
Q2 25
1.23×
Q1 25
1.20×
Q4 24
1.50×
Q3 24
1.54×
Q2 24
1.36×
Q1 24
1.44×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BLFY
BLFY
NOTE
NOTE
Operating Cash FlowLast quarter
$-8.0M
$-279.0K
Free Cash FlowOCF − Capex
$-1.9M
FCF MarginFCF / Revenue
-8.7%
Capex IntensityCapex / Revenue
7.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-18.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BLFY
BLFY
NOTE
NOTE
Q4 25
$-8.0M
$-279.0K
Q3 25
$-255.0K
$-8.3M
Q2 25
$2.0M
$-6.2M
Q1 25
$-3.8M
$3.3M
Q4 24
$5.1M
$-1.3M
Q3 24
$-3.7M
$-3.0M
Q2 24
$14.1M
$-3.7M
Q1 24
$-4.9M
$2.7M
Free Cash Flow
BLFY
BLFY
NOTE
NOTE
Q4 25
$-1.9M
Q3 25
$-10.4M
Q2 25
$-7.7M
Q1 25
$1.3M
Q4 24
$4.9M
$-3.4M
Q3 24
$-5.4M
Q2 24
$-6.5M
Q1 24
$-4.9M
$1.0M
FCF Margin
BLFY
BLFY
NOTE
NOTE
Q4 25
-8.7%
Q3 25
-46.2%
Q2 25
-33.0%
Q1 25
4.7%
Q4 24
49.8%
-11.4%
Q3 24
-18.4%
Q2 24
-22.1%
Q1 24
-49.3%
3.3%
Capex Intensity
BLFY
BLFY
NOTE
NOTE
Q4 25
7.4%
Q3 25
9.3%
Q2 25
6.4%
Q1 25
7.2%
Q4 24
1.4%
6.8%
Q3 24
8.3%
Q2 24
9.4%
Q1 24
0.1%
5.3%
Cash Conversion
BLFY
BLFY
NOTE
NOTE
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
0.05×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BLFY
BLFY

Segment breakdown not available.

NOTE
NOTE

Subscription$21.2M95%
Advisory Advertising And Other$1.0M5%

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