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Side-by-side financial comparison of Blue Foundry Bancorp (BLFY) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.

Americas Gold & Silver Corp is the larger business by last-quarter revenue ($19.1M vs $13.3M, roughly 1.4× Blue Foundry Bancorp). Blue Foundry Bancorp runs the higher net margin — -27.4% vs -82.3%, a 54.9% gap on every dollar of revenue. On growth, Blue Foundry Bancorp posted the faster year-over-year revenue change (34.2% vs -28.0%).

Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

BLFY vs USAS — Head-to-Head

Bigger by revenue
USAS
USAS
1.4× larger
USAS
$19.1M
$13.3M
BLFY
Growing faster (revenue YoY)
BLFY
BLFY
+62.2% gap
BLFY
34.2%
-28.0%
USAS
Higher net margin
BLFY
BLFY
54.9% more per $
BLFY
-27.4%
-82.3%
USAS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
BLFY
BLFY
USAS
USAS
Revenue
$13.3M
$19.1M
Net Profit
$-3.5M
$-15.7M
Gross Margin
34.2%
Operating Margin
Net Margin
-27.4%
-82.3%
Revenue YoY
34.2%
-28.0%
Net Profit YoY
-30.6%
2.8%
EPS (diluted)
$-0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BLFY
BLFY
USAS
USAS
Q4 25
$13.3M
Q3 25
$12.6M
$19.1M
Q2 25
$12.0M
Q1 25
$11.1M
Q4 24
$9.9M
Q3 24
$9.5M
$26.5M
Q2 24
$10.1M
Q1 24
$9.9M
Net Profit
BLFY
BLFY
USAS
USAS
Q4 25
$-3.5M
Q3 25
$-1.9M
$-15.7M
Q2 25
$-2.0M
Q1 25
$-2.7M
Q4 24
$-2.7M
Q3 24
$-4.0M
$-16.2M
Q2 24
$-2.3M
Q1 24
$-2.8M
Gross Margin
BLFY
BLFY
USAS
USAS
Q4 25
Q3 25
34.2%
Q2 25
Q1 25
Q4 24
Q3 24
23.6%
Q2 24
Q1 24
Net Margin
BLFY
BLFY
USAS
USAS
Q4 25
-27.4%
Q3 25
-14.8%
-82.3%
Q2 25
-16.2%
Q1 25
-24.2%
Q4 24
-28.4%
Q3 24
-42.7%
-60.9%
Q2 24
-23.2%
Q1 24
-28.8%
EPS (diluted)
BLFY
BLFY
USAS
USAS
Q4 25
$-0.18
Q3 25
$-0.10
Q2 25
$-0.10
Q1 25
$-0.13
Q4 24
$-0.12
Q3 24
$-0.19
Q2 24
$-0.11
Q1 24
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BLFY
BLFY
USAS
USAS
Cash + ST InvestmentsLiquidity on hand
$53.1M
$39.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$312.7M
$50.2M
Total Assets
$2.2B
$234.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BLFY
BLFY
USAS
USAS
Q4 25
$53.1M
Q3 25
$44.1M
$39.1M
Q2 25
$41.9M
Q1 25
$46.2M
Q4 24
$42.5M
Q3 24
$76.1M
Q2 24
$60.3M
Q1 24
$53.8M
Stockholders' Equity
BLFY
BLFY
USAS
USAS
Q4 25
$312.7M
Q3 25
$314.4M
$50.2M
Q2 25
$321.3M
Q1 25
$326.7M
Q4 24
$332.2M
Q3 24
$339.3M
$53.1M
Q2 24
$345.6M
Q1 24
$350.2M
Total Assets
BLFY
BLFY
USAS
USAS
Q4 25
$2.2B
Q3 25
$2.2B
$234.7M
Q2 25
$2.1B
Q1 25
$2.1B
Q4 24
$2.1B
Q3 24
$2.1B
Q2 24
$2.0B
Q1 24
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BLFY
BLFY
USAS
USAS
Operating Cash FlowLast quarter
$-8.0M
$-12.5M
Free Cash FlowOCF − Capex
$-41.3M
FCF MarginFCF / Revenue
-216.5%
Capex IntensityCapex / Revenue
150.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BLFY
BLFY
USAS
USAS
Q4 25
$-8.0M
Q3 25
$-255.0K
$-12.5M
Q2 25
$2.0M
Q1 25
$-3.8M
Q4 24
$5.1M
Q3 24
$-3.7M
$2.4M
Q2 24
$14.1M
Q1 24
$-4.9M
Free Cash Flow
BLFY
BLFY
USAS
USAS
Q4 25
Q3 25
$-41.3M
Q2 25
Q1 25
Q4 24
$4.9M
Q3 24
$-11.2M
Q2 24
Q1 24
$-4.9M
FCF Margin
BLFY
BLFY
USAS
USAS
Q4 25
Q3 25
-216.5%
Q2 25
Q1 25
Q4 24
49.8%
Q3 24
-42.2%
Q2 24
Q1 24
-49.3%
Capex Intensity
BLFY
BLFY
USAS
USAS
Q4 25
Q3 25
150.8%
Q2 25
Q1 25
Q4 24
1.4%
Q3 24
51.2%
Q2 24
Q1 24
0.1%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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