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Side-by-side financial comparison of Beeline Holdings, Inc. (BLNE) and OLB GROUP, INC. (OLB). Click either name above to swap in a different company.
Beeline Holdings, Inc. is the larger business by last-quarter revenue ($1.9M vs $1.8M, roughly 1.1× OLB GROUP, INC.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -445.0%, a 361.3% gap on every dollar of revenue. Over the past eight quarters, OLB GROUP, INC.'s revenue compounded faster (-28.7% CAGR vs -33.0%).
Beeline or билайн is a mobile network operator brand operating in Russia under PJSC VimpelCom, and in Kazakhstan, Kyrgyzstan and Uzbekistan under VEON Ltd. Beeline is Russia's fourth-largest mobile network operator, and main competitors being MTS, MegaFon and T2.
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
BLNE vs OLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.9M | $1.8M |
| Net Profit | $-8.4M | $-1.5M |
| Gross Margin | — | — |
| Operating Margin | -418.4% | -83.7% |
| Net Margin | -445.0% | -83.7% |
| Revenue YoY | — | -35.2% |
| Net Profit YoY | -16.1% | 67.5% |
| EPS (diluted) | — | $-0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.9M | $1.8M | ||
| Q3 25 | $2.3M | $2.3M | ||
| Q2 25 | $1.7M | $2.3M | ||
| Q1 25 | $1.8M | $2.3M | ||
| Q4 24 | — | $2.7M | ||
| Q3 24 | $783.0K | $3.1M | ||
| Q2 24 | $3.1M | $3.5M | ||
| Q1 24 | $2.5M | $3.5M |
| Q4 25 | $-8.4M | $-1.5M | ||
| Q3 25 | $-3.9M | $-1.2M | ||
| Q2 25 | $-4.1M | $-2.1M | ||
| Q1 25 | $-6.8M | $-1.1M | ||
| Q4 24 | — | $-4.6M | ||
| Q3 24 | $-1.4M | $-1.6M | ||
| Q2 24 | $-1.5M | $-2.6M | ||
| Q1 24 | $-1.3M | $-2.4M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 25.5% | — | ||
| Q2 24 | 5.0% | — | ||
| Q1 24 | 7.5% | — |
| Q4 25 | -418.4% | -83.7% | ||
| Q3 25 | -120.9% | -49.1% | ||
| Q2 25 | -229.0% | -74.8% | ||
| Q1 25 | -268.7% | -36.6% | ||
| Q4 24 | — | -166.0% | ||
| Q3 24 | -55.6% | -52.9% | ||
| Q2 24 | -11.4% | -74.3% | ||
| Q1 24 | -18.5% | -82.6% |
| Q4 25 | -445.0% | -83.7% | ||
| Q3 25 | -167.2% | -50.8% | ||
| Q2 25 | -237.3% | -93.7% | ||
| Q1 25 | -372.4% | -46.9% | ||
| Q4 24 | — | -167.1% | ||
| Q3 24 | -173.6% | -52.9% | ||
| Q2 24 | -48.6% | -75.2% | ||
| Q1 24 | -52.0% | -67.8% |
| Q4 25 | — | $-0.48 | ||
| Q3 25 | $-0.20 | $-0.13 | ||
| Q2 25 | $-0.64 | $-0.66 | ||
| Q1 25 | — | $-0.47 | ||
| Q4 24 | — | $-3.55 | ||
| Q3 24 | $-6.60 | $-0.92 | ||
| Q2 24 | $-8.74 | $-1.49 | ||
| Q1 24 | $-0.78 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $53.6M | $4.6M |
| Total Assets | $70.2M | $12.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.1M | — | ||
| Q3 25 | $1.3M | — | ||
| Q2 25 | $6.3M | — | ||
| Q1 25 | $1.5M | $29.3K | ||
| Q4 24 | — | $27.4K | ||
| Q3 24 | $310.0K | $41.3K | ||
| Q2 24 | $420.0K | $53.3K | ||
| Q1 24 | $147.0K | $3.3K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $8.2M | — | ||
| Q2 24 | $8.1M | — | ||
| Q1 24 | $8.1M | — |
| Q4 25 | $53.6M | $4.6M | ||
| Q3 25 | $51.7M | $5.3M | ||
| Q2 25 | $54.6M | $6.4M | ||
| Q1 25 | $47.1M | $2.3M | ||
| Q4 24 | — | $3.2M | ||
| Q3 24 | $-2.5M | $6.7M | ||
| Q2 24 | $-1.9M | $8.3M | ||
| Q1 24 | $-476.0K | $11.0M |
| Q4 25 | $70.2M | $12.3M | ||
| Q3 25 | $63.2M | $12.2M | ||
| Q2 25 | $68.6M | $12.4M | ||
| Q1 25 | $63.8M | $12.5M | ||
| Q4 24 | — | $12.7M | ||
| Q3 24 | $16.2M | $15.9M | ||
| Q2 24 | $16.6M | $16.6M | ||
| Q1 24 | $17.0M | $18.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-21.4M | $-1.3M |
| Free Cash FlowOCF − Capex | $-21.5M | — |
| FCF MarginFCF / Revenue | -1143.3% | — |
| Capex IntensityCapex / Revenue | 0.8% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-21.4M | $-1.3M | ||
| Q3 25 | $-5.8M | $-115.5K | ||
| Q2 25 | $-4.1M | $-1.0M | ||
| Q1 25 | $-1.5M | $-155.8K | ||
| Q4 24 | — | $-2.6M | ||
| Q3 24 | $-652.0K | $-376.7K | ||
| Q2 24 | $-872.0K | $-785.5K | ||
| Q1 24 | $-82.0K | $-424.7K |
| Q4 25 | $-21.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | -1143.3% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 0.8% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BLNE
| Beeline Title Holdings | $1.4M | 73% |
| Other | $498.0K | 27% |
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |
