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Side-by-side financial comparison of Beeline Holdings, Inc. (BLNE) and Marathon Bancorp, Inc. (MBBC). Click either name above to swap in a different company.
Marathon Bancorp, Inc. is the larger business by last-quarter revenue ($2.2M vs $1.9M, roughly 1.2× Beeline Holdings, Inc.). Marathon Bancorp, Inc. runs the higher net margin — 22.3% vs -445.0%, a 467.3% gap on every dollar of revenue. Marathon Bancorp, Inc. produced more free cash flow last quarter ($1.4M vs $-21.5M). Over the past eight quarters, Marathon Bancorp, Inc.'s revenue compounded faster (20.3% CAGR vs -33.0%).
Beeline or билайн is a mobile network operator brand operating in Russia under PJSC VimpelCom, and in Kazakhstan, Kyrgyzstan and Uzbekistan under VEON Ltd. Beeline is Russia's fourth-largest mobile network operator, and main competitors being MTS, MegaFon and T2.
Marathon Bancorp, Inc. is a Maryland-based financial holding company that primarily operates through its community bank subsidiary. It offers a full range of retail and commercial banking products including deposit accounts, consumer loans, commercial mortgages, and small business financing, serving individual and small-to-medium enterprise customers across local markets in Maryland.
BLNE vs MBBC — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.9M | $2.2M |
| Net Profit | $-8.4M | $501.4K |
| Gross Margin | — | — |
| Operating Margin | -418.4% | 26.2% |
| Net Margin | -445.0% | 22.3% |
| Revenue YoY | — | 41.7% |
| Net Profit YoY | -16.1% | 880.7% |
| EPS (diluted) | — | $0.19 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.9M | $2.2M | ||
| Q3 25 | $2.3M | $2.1M | ||
| Q2 25 | $1.7M | $1.9M | ||
| Q1 25 | $1.8M | $1.7M | ||
| Q4 24 | — | $1.6M | ||
| Q3 24 | $783.0K | $1.6M | ||
| Q2 24 | $3.1M | $1.6M | ||
| Q1 24 | $2.5M | $1.6M |
| Q4 25 | $-8.4M | $501.4K | ||
| Q3 25 | $-3.9M | $444.3K | ||
| Q2 25 | $-4.1M | $-332.0K | ||
| Q1 25 | $-6.8M | $148.4K | ||
| Q4 24 | — | $51.1K | ||
| Q3 24 | $-1.4M | $174.9K | ||
| Q2 24 | $-1.5M | $85.8K | ||
| Q1 24 | $-1.3M | $-631.1K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 25.5% | — | ||
| Q2 24 | 5.0% | — | ||
| Q1 24 | 7.5% | — |
| Q4 25 | -418.4% | 26.2% | ||
| Q3 25 | -120.9% | 25.5% | ||
| Q2 25 | -229.0% | -25.7% | ||
| Q1 25 | -268.7% | 11.6% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | -55.6% | 13.4% | ||
| Q2 24 | -11.4% | 4.1% | ||
| Q1 24 | -18.5% | -53.7% |
| Q4 25 | -445.0% | 22.3% | ||
| Q3 25 | -167.2% | 20.7% | ||
| Q2 25 | -237.3% | -18.9% | ||
| Q1 25 | -372.4% | 8.9% | ||
| Q4 24 | — | 3.2% | ||
| Q3 24 | -173.6% | 10.8% | ||
| Q2 24 | -48.6% | 6.2% | ||
| Q1 24 | -52.0% | -40.7% |
| Q4 25 | — | $0.19 | ||
| Q3 25 | $-0.20 | $0.17 | ||
| Q2 25 | $-0.64 | $-0.13 | ||
| Q1 25 | — | $0.07 | ||
| Q4 24 | — | $0.02 | ||
| Q3 24 | $-6.60 | $0.06 | ||
| Q2 24 | $-8.74 | $0.07 | ||
| Q1 24 | $-0.78 | $-0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $53.6M | $46.9M |
| Total Assets | $70.2M | $248.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.1M | — | ||
| Q3 25 | $1.3M | — | ||
| Q2 25 | $6.3M | — | ||
| Q1 25 | $1.5M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $310.0K | — | ||
| Q2 24 | $420.0K | — | ||
| Q1 24 | $147.0K | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $8.2M | — | ||
| Q2 24 | $8.1M | — | ||
| Q1 24 | $8.1M | — |
| Q4 25 | $53.6M | $46.9M | ||
| Q3 25 | $51.7M | $46.3M | ||
| Q2 25 | $54.6M | $45.7M | ||
| Q1 25 | $47.1M | $32.0M | ||
| Q4 24 | — | $31.7M | ||
| Q3 24 | $-2.5M | $31.6M | ||
| Q2 24 | $-1.9M | $31.3M | ||
| Q1 24 | $-476.0K | $31.4M |
| Q4 25 | $70.2M | $248.0M | ||
| Q3 25 | $63.2M | $246.0M | ||
| Q2 25 | $68.6M | $238.8M | ||
| Q1 25 | $63.8M | $236.8M | ||
| Q4 24 | — | $217.9M | ||
| Q3 24 | $16.2M | $216.5M | ||
| Q2 24 | $16.6M | $219.3M | ||
| Q1 24 | $17.0M | $225.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-21.4M | $1.4M |
| Free Cash FlowOCF − Capex | $-21.5M | $1.4M |
| FCF MarginFCF / Revenue | -1143.3% | 62.3% |
| Capex IntensityCapex / Revenue | 0.8% | 0.6% |
| Cash ConversionOCF / Net Profit | — | 2.82× |
| TTM Free Cash FlowTrailing 4 quarters | — | $3.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-21.4M | $1.4M | ||
| Q3 25 | $-5.8M | $464.0K | ||
| Q2 25 | $-4.1M | $1.4M | ||
| Q1 25 | $-1.5M | $849.0K | ||
| Q4 24 | — | $113.6K | ||
| Q3 24 | $-652.0K | $945.2K | ||
| Q2 24 | $-872.0K | $416.6K | ||
| Q1 24 | $-82.0K | $-802.1K |
| Q4 25 | $-21.5M | $1.4M | ||
| Q3 25 | — | $456.6K | ||
| Q2 25 | — | $1.3M | ||
| Q1 25 | — | $773.2K | ||
| Q4 24 | — | $105.0K | ||
| Q3 24 | — | $921.6K | ||
| Q2 24 | — | $-1.8M | ||
| Q1 24 | — | $-1.1M |
| Q4 25 | -1143.3% | 62.3% | ||
| Q3 25 | — | 21.3% | ||
| Q2 25 | — | 66.0% | ||
| Q1 25 | — | 46.3% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | 57.1% | ||
| Q2 24 | — | -118.5% | ||
| Q1 24 | — | -67.9% |
| Q4 25 | 0.8% | 0.6% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 9.3% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 145.2% | ||
| Q1 24 | — | 16.2% |
| Q4 25 | — | 2.82× | ||
| Q3 25 | — | 1.04× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 5.72× | ||
| Q4 24 | — | 2.22× | ||
| Q3 24 | — | 5.40× | ||
| Q2 24 | — | 4.85× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BLNE
| Beeline Title Holdings | $1.4M | 73% |
| Other | $498.0K | 27% |
MBBC
Segment breakdown not available.
