vs
Side-by-side financial comparison of BANK OF MONTREAL (BMO) and PG&E Corporation (PCG). Click either name above to swap in a different company.
BANK OF MONTREAL is the larger business by last-quarter revenue ($7.2B vs $6.9B, roughly 1.0× PG&E Corporation). BANK OF MONTREAL runs the higher net margin — 25.3% vs 12.9%, a 12.5% gap on every dollar of revenue.
The Bank of Montreal, abbreviated as BMO, is a Canadian multinational investment bank and financial services company.
Pacific Gas and Electric Company (PG&E) is an American investor-owned utility (IOU). The company is headquartered at Kaiser Center, in Oakland, California. PG&E provides natural gas and electricity to 5.2 million households in the northern two-thirds of California, from Bakersfield and northern Santa Barbara County, almost to the Oregon and Nevada state lines.
BMO vs PCG — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | ||
|---|---|---|
| Revenue | $7.2B | $6.9B |
| Net Profit | $1.8B | $885.0M |
| Gross Margin | — | — |
| Operating Margin | — | 21.4% |
| Net Margin | 25.3% | 12.9% |
| Revenue YoY | — | 15.0% |
| Net Profit YoY | — | 39.6% |
| EPS (diluted) | — | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $7.2B | $6.9B | ||
| Q4 25 | — | $6.8B | ||
| Q3 25 | $6.6B | $6.3B | ||
| Q2 25 | $6.3B | $5.9B | ||
| Q1 25 | — | $6.0B | ||
| Q4 24 | — | $6.6B | ||
| Q3 24 | — | $5.9B | ||
| Q2 24 | — | $6.0B |
| Q1 26 | $1.8B | $885.0M | ||
| Q4 25 | — | $670.0M | ||
| Q3 25 | $1.7B | $850.0M | ||
| Q2 25 | $1.4B | $549.0M | ||
| Q1 25 | — | $634.0M | ||
| Q4 24 | — | $674.0M | ||
| Q3 24 | — | $579.0M | ||
| Q2 24 | — | $524.0M |
| Q1 26 | — | 21.4% | ||
| Q4 25 | — | 18.0% | ||
| Q3 25 | — | 19.3% | ||
| Q2 25 | — | 18.6% | ||
| Q1 25 | — | 20.4% | ||
| Q4 24 | — | 15.4% | ||
| Q3 24 | — | 17.3% | ||
| Q2 24 | — | 18.9% |
| Q1 26 | 25.3% | 12.9% | ||
| Q4 25 | — | 9.8% | ||
| Q3 25 | 25.9% | 13.6% | ||
| Q2 25 | 22.6% | 9.3% | ||
| Q1 25 | — | 10.6% | ||
| Q4 24 | — | 10.2% | ||
| Q3 24 | — | 9.7% | ||
| Q2 24 | — | 8.8% |
| Q1 26 | — | $0.39 | ||
| Q4 25 | — | $0.29 | ||
| Q3 25 | — | $0.37 | ||
| Q2 25 | — | $0.24 | ||
| Q1 25 | — | $0.28 | ||
| Q4 24 | — | $0.30 | ||
| Q3 24 | — | $0.27 | ||
| Q2 24 | — | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $49.2B | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $62.6B | — |
| Total Assets | $1064.4B | — |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $49.2B | — | ||
| Q4 25 | — | $713.0M | ||
| Q3 25 | $42.8B | $404.0M | ||
| Q2 25 | $47.7B | $494.0M | ||
| Q1 25 | — | $2.0B | ||
| Q4 24 | — | $940.0M | ||
| Q3 24 | — | $895.0M | ||
| Q2 24 | — | $1.3B |
| Q1 26 | — | — | ||
| Q4 25 | — | $57.4B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $53.6B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $62.6B | — | ||
| Q4 25 | — | $32.5B | ||
| Q3 25 | $63.3B | $32.0B | ||
| Q2 25 | $62.7B | $31.2B | ||
| Q1 25 | — | $30.7B | ||
| Q4 24 | — | $30.1B | ||
| Q3 24 | — | $26.8B | ||
| Q2 24 | — | $26.3B |
| Q1 26 | $1064.4B | — | ||
| Q4 25 | — | $141.6B | ||
| Q3 25 | $1045.0B | $138.2B | ||
| Q2 25 | $1051.4B | $136.4B | ||
| Q1 25 | — | $135.4B | ||
| Q4 24 | — | $133.7B | ||
| Q3 24 | — | $132.3B | ||
| Q2 24 | — | $130.8B |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.76× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.78× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $1.3B | — |
| Free Cash FlowOCF − Capex | $1.0B | — |
| FCF MarginFCF / Revenue | 14.4% | — |
| Capex IntensityCapex / Revenue | 3.9% | — |
| Cash ConversionOCF / Net Profit | 0.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $1.3B | — | ||
| Q4 25 | — | $2.0B | ||
| Q3 25 | $-3.1B | $2.9B | ||
| Q2 25 | $-2.3B | $1.1B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $3.1B | ||
| Q2 24 | — | $711.0M |
| Q1 26 | $1.0B | — | ||
| Q4 25 | — | $-1.2B | ||
| Q3 25 | $-3.4B | $-80.0M | ||
| Q2 25 | $-2.7B | $-2.0B | ||
| Q1 25 | — | $213.0M | ||
| Q4 24 | — | $-896.0M | ||
| Q3 24 | — | $526.0M | ||
| Q2 24 | — | $-1.6B |
| Q1 26 | 14.4% | — | ||
| Q4 25 | — | -17.6% | ||
| Q3 25 | -51.3% | -1.3% | ||
| Q2 25 | -41.8% | -34.0% | ||
| Q1 25 | — | 3.6% | ||
| Q4 24 | — | -13.5% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | — | -26.5% |
| Q1 26 | 3.9% | — | ||
| Q4 25 | — | 46.4% | ||
| Q3 25 | 4.5% | 46.9% | ||
| Q2 25 | 5.1% | 52.0% | ||
| Q1 25 | — | 44.0% | ||
| Q4 24 | — | 42.6% | ||
| Q3 24 | — | 43.8% | ||
| Q2 24 | — | 38.4% |
| Q1 26 | 0.72× | — | ||
| Q4 25 | — | 2.93× | ||
| Q3 25 | -1.81× | 3.35× | ||
| Q2 25 | -1.63× | 1.93× | ||
| Q1 25 | — | 4.49× | ||
| Q4 24 | — | 2.87× | ||
| Q3 24 | — | 5.41× | ||
| Q2 24 | — | 1.36× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BMO
Segment breakdown not available.
PCG
| Electric | $5.0B | 72% |
| Other | $1.9B | 28% |