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Side-by-side financial comparison of Black Rock Coffee Bar, Inc. (BRCB) and FARMERS NATIONAL BANC CORP (FMNB). Click either name above to swap in a different company.
FARMERS NATIONAL BANC CORP is the larger business by last-quarter revenue ($71.5M vs $51.5M, roughly 1.4× Black Rock Coffee Bar, Inc.). FARMERS NATIONAL BANC CORP runs the higher net margin — 20.5% vs -1.4%, a 21.9% gap on every dollar of revenue. FARMERS NATIONAL BANC CORP produced more free cash flow last quarter ($52.2M vs $-25.8M).
Black Rock Coffee Bar, Inc. is a U.S.-based specialty coffee retail chain that offers handcrafted premium coffee beverages, energy drinks, baked goods, and light snacks. It operates in-store and drive-thru locations primarily across western U.S. states, prioritizing high-quality customizable products and community-focused consumer experiences.
Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.
BRCB vs FMNB — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $51.5M | $71.5M |
| Net Profit | $-712.0K | $14.6M |
| Gross Margin | — | — |
| Operating Margin | -12.4% | 24.8% |
| Net Margin | -1.4% | 20.5% |
| Revenue YoY | — | 3.2% |
| Net Profit YoY | — | 1.7% |
| EPS (diluted) | $-0.05 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $71.5M | ||
| Q3 25 | $51.5M | $70.8M | ||
| Q2 25 | — | $69.8M | ||
| Q1 25 | — | $67.8M | ||
| Q4 24 | — | $69.3M | ||
| Q3 24 | — | $70.3M | ||
| Q2 24 | — | $66.5M | ||
| Q1 24 | — | $63.4M |
| Q4 25 | — | $14.6M | ||
| Q3 25 | $-712.0K | $12.5M | ||
| Q2 25 | — | $13.9M | ||
| Q1 25 | — | $13.6M | ||
| Q4 24 | — | $14.4M | ||
| Q3 24 | — | $8.5M | ||
| Q2 24 | — | $11.8M | ||
| Q1 24 | — | $11.2M |
| Q4 25 | — | 24.8% | ||
| Q3 25 | -12.4% | 20.7% | ||
| Q2 25 | — | 23.4% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 14.4% | ||
| Q2 24 | — | 21.3% | ||
| Q1 24 | — | 21.2% |
| Q4 25 | — | 20.5% | ||
| Q3 25 | -1.4% | 17.6% | ||
| Q2 25 | — | 19.9% | ||
| Q1 25 | — | 20.0% | ||
| Q4 24 | — | 20.8% | ||
| Q3 24 | — | 12.1% | ||
| Q2 24 | — | 17.7% | ||
| Q1 24 | — | 17.7% |
| Q4 25 | — | $0.39 | ||
| Q3 25 | $-0.05 | $0.33 | ||
| Q2 25 | — | $0.37 | ||
| Q1 25 | — | $0.36 | ||
| Q4 24 | — | $0.38 | ||
| Q3 24 | — | $0.23 | ||
| Q2 24 | — | $0.31 | ||
| Q1 24 | — | $0.30 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $32.6M | — |
| Total DebtLower is stronger | $20.0M | $86.7M |
| Stockholders' EquityBook value | $43.0M | $485.7M |
| Total Assets | $323.2M | $5.2B |
| Debt / EquityLower = less leverage | 0.46× | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $32.6M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | $86.7M | ||
| Q3 25 | $20.0M | $86.6M | ||
| Q2 25 | — | $86.4M | ||
| Q1 25 | — | $86.3M | ||
| Q4 24 | — | $86.2M | ||
| Q3 24 | — | $86.0M | ||
| Q2 24 | — | $88.9M | ||
| Q1 24 | — | $88.8M |
| Q4 25 | — | $485.7M | ||
| Q3 25 | $43.0M | $465.9M | ||
| Q2 25 | — | $437.7M | ||
| Q1 25 | — | $429.1M | ||
| Q4 24 | — | $406.0M | ||
| Q3 24 | — | $439.7M | ||
| Q2 24 | — | $396.7M | ||
| Q1 24 | — | $397.0M |
| Q4 25 | — | $5.2B | ||
| Q3 25 | $323.2M | $5.2B | ||
| Q2 25 | — | $5.2B | ||
| Q1 25 | — | $5.2B | ||
| Q4 24 | — | $5.1B | ||
| Q3 24 | — | $5.2B | ||
| Q2 24 | — | $5.2B | ||
| Q1 24 | — | $5.1B |
| Q4 25 | — | 0.18× | ||
| Q3 25 | 0.46× | 0.19× | ||
| Q2 25 | — | 0.20× | ||
| Q1 25 | — | 0.20× | ||
| Q4 24 | — | 0.21× | ||
| Q3 24 | — | 0.20× | ||
| Q2 24 | — | 0.22× | ||
| Q1 24 | — | 0.22× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-2.9M | $60.0M |
| Free Cash FlowOCF − Capex | $-25.8M | $52.2M |
| FCF MarginFCF / Revenue | -50.2% | 73.0% |
| Capex IntensityCapex / Revenue | 44.5% | 11.0% |
| Cash ConversionOCF / Net Profit | — | 4.10× |
| TTM Free Cash FlowTrailing 4 quarters | — | $85.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $60.0M | ||
| Q3 25 | $-2.9M | $10.7M | ||
| Q2 25 | — | $14.0M | ||
| Q1 25 | — | $15.7M | ||
| Q4 24 | — | $66.6M | ||
| Q3 24 | — | $23.9M | ||
| Q2 24 | — | $16.6M | ||
| Q1 24 | — | $13.7M |
| Q4 25 | — | $52.2M | ||
| Q3 25 | $-25.8M | $9.0M | ||
| Q2 25 | — | $12.4M | ||
| Q1 25 | — | $12.2M | ||
| Q4 24 | — | $54.9M | ||
| Q3 24 | — | $20.4M | ||
| Q2 24 | — | $14.4M | ||
| Q1 24 | — | $12.2M |
| Q4 25 | — | 73.0% | ||
| Q3 25 | -50.2% | 12.8% | ||
| Q2 25 | — | 17.8% | ||
| Q1 25 | — | 18.0% | ||
| Q4 24 | — | 79.2% | ||
| Q3 24 | — | 29.1% | ||
| Q2 24 | — | 21.6% | ||
| Q1 24 | — | 19.2% |
| Q4 25 | — | 11.0% | ||
| Q3 25 | 44.5% | 2.4% | ||
| Q2 25 | — | 2.3% | ||
| Q1 25 | — | 5.2% | ||
| Q4 24 | — | 16.9% | ||
| Q3 24 | — | 4.9% | ||
| Q2 24 | — | 3.3% | ||
| Q1 24 | — | 2.4% |
| Q4 25 | — | 4.10× | ||
| Q3 25 | — | 0.86× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 1.15× | ||
| Q4 24 | — | 4.63× | ||
| Q3 24 | — | 2.80× | ||
| Q2 24 | — | 1.41× | ||
| Q1 24 | — | 1.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
