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Side-by-side financial comparison of BV Financial, Inc. (BVFL) and INTELLIGENT PROTECTION MANAGEMENT CORP. (IPM). Click either name above to swap in a different company.

BV Financial, Inc. is the larger business by last-quarter revenue ($10.5M vs $6.1M, roughly 1.7× INTELLIGENT PROTECTION MANAGEMENT CORP.). On growth, INTELLIGENT PROTECTION MANAGEMENT CORP. posted the faster year-over-year revenue change (2091.6% vs 9.2%). Over the past eight quarters, INTELLIGENT PROTECTION MANAGEMENT CORP.'s revenue compounded faster (54.7% CAGR vs 11.1%).

Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.

Intelligent Limited is a Holding Company and Parent company headquartered in Gloucestershire, United Kingdom and was incorporated on 21 May 2008. Intelligent Limited provides a group management structure for four companies and was born out of the operations of International Intelligence Limited, a company specialising in Intelligence, Counter Espionage and TSCM sweeping.

BVFL vs IPM — Head-to-Head

Bigger by revenue
BVFL
BVFL
1.7× larger
BVFL
$10.5M
$6.1M
IPM
Growing faster (revenue YoY)
IPM
IPM
+2082.4% gap
IPM
2091.6%
9.2%
BVFL
Faster 2-yr revenue CAGR
IPM
IPM
Annualised
IPM
54.7%
11.1%
BVFL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BVFL
BVFL
IPM
IPM
Revenue
$10.5M
$6.1M
Net Profit
$4.8M
Gross Margin
53.1%
Operating Margin
66.9%
-13.4%
Net Margin
45.6%
Revenue YoY
9.2%
2091.6%
Net Profit YoY
146.2%
EPS (diluted)
$0.52
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BVFL
BVFL
IPM
IPM
Q4 25
$10.5M
$6.1M
Q3 25
$10.0M
$6.2M
Q2 25
$9.9M
$5.7M
Q1 25
$9.2M
$5.5M
Q4 24
$9.7M
Q3 24
$10.0M
Q2 24
$9.5M
Q1 24
$8.5M
Net Profit
BVFL
BVFL
IPM
IPM
Q4 25
$4.8M
Q3 25
$3.7M
$-1.1M
Q2 25
$2.9M
$-1.1M
Q1 25
$2.1M
$808.5K
Q4 24
$2.0M
Q3 24
$3.8M
Q2 24
$3.4M
Q1 24
$2.6M
Gross Margin
BVFL
BVFL
IPM
IPM
Q4 25
53.1%
Q3 25
50.7%
Q2 25
50.1%
Q1 25
55.3%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
BVFL
BVFL
IPM
IPM
Q4 25
66.9%
-13.4%
Q3 25
51.5%
-23.0%
Q2 25
39.9%
-19.7%
Q1 25
29.4%
-24.2%
Q4 24
29.5%
Q3 24
52.4%
Q2 24
49.6%
Q1 24
42.1%
Net Margin
BVFL
BVFL
IPM
IPM
Q4 25
45.6%
Q3 25
37.2%
-17.4%
Q2 25
29.0%
-18.3%
Q1 25
22.9%
14.7%
Q4 24
20.2%
Q3 24
38.0%
Q2 24
35.8%
Q1 24
30.1%
EPS (diluted)
BVFL
BVFL
IPM
IPM
Q4 25
$0.52
$-0.05
Q3 25
$0.41
$-0.08
Q2 25
$0.29
$-0.08
Q1 25
$0.21
$0.06
Q4 24
$0.18
Q3 24
$0.35
Q2 24
$0.32
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BVFL
BVFL
IPM
IPM
Cash + ST InvestmentsLiquidity on hand
$55.7M
$5.6M
Total DebtLower is stronger
$35.0M
Stockholders' EquityBook value
$183.8M
$18.2M
Total Assets
$912.2M
$26.0M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BVFL
BVFL
IPM
IPM
Q4 25
$55.7M
$5.6M
Q3 25
$63.5M
$7.3M
Q2 25
$56.3M
$7.3M
Q1 25
$70.8M
$9.7M
Q4 24
$70.5M
Q3 24
$94.1M
Q2 24
$90.6M
Q1 24
$78.8M
Total Debt
BVFL
BVFL
IPM
IPM
Q4 25
$35.0M
Q3 25
$35.0M
Q2 25
$35.0M
Q1 25
$49.9M
Q4 24
$49.9M
Q3 24
$34.8M
Q2 24
$34.8M
Q1 24
$34.8M
Stockholders' Equity
BVFL
BVFL
IPM
IPM
Q4 25
$183.8M
$18.2M
Q3 25
$190.2M
$18.8M
Q2 25
$198.0M
$19.9M
Q1 25
$198.1M
$21.1M
Q4 24
$195.5M
Q3 24
$209.7M
Q2 24
$205.5M
Q1 24
$201.8M
Total Assets
BVFL
BVFL
IPM
IPM
Q4 25
$912.2M
$26.0M
Q3 25
$909.4M
$27.2M
Q2 25
$908.3M
$29.8M
Q1 25
$921.9M
$31.1M
Q4 24
$911.8M
Q3 24
$892.7M
Q2 24
$897.2M
Q1 24
$892.5M
Debt / Equity
BVFL
BVFL
IPM
IPM
Q4 25
0.19×
Q3 25
0.18×
Q2 25
0.18×
Q1 25
0.25×
Q4 24
0.26×
Q3 24
0.17×
Q2 24
0.17×
Q1 24
0.17×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BVFL
BVFL
IPM
IPM
Operating Cash FlowLast quarter
$19.0M
$87.6K
Free Cash FlowOCF − Capex
$18.8M
FCF MarginFCF / Revenue
178.2%
Capex IntensityCapex / Revenue
2.2%
Cash ConversionOCF / Net Profit
3.96×
TTM Free Cash FlowTrailing 4 quarters
$34.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BVFL
BVFL
IPM
IPM
Q4 25
$19.0M
$87.6K
Q3 25
$8.4M
$133.0K
Q2 25
$2.7M
$-888.7K
Q1 25
$4.4M
$1.7M
Q4 24
$16.1M
Q3 24
$6.1M
Q2 24
$1.5M
Q1 24
$4.6M
Free Cash Flow
BVFL
BVFL
IPM
IPM
Q4 25
$18.8M
Q3 25
$8.4M
Q2 25
$2.6M
Q1 25
$4.2M
Q4 24
$15.5M
Q3 24
$6.0M
Q2 24
$1.4M
Q1 24
$4.1M
FCF Margin
BVFL
BVFL
IPM
IPM
Q4 25
178.2%
Q3 25
84.0%
Q2 25
26.1%
Q1 25
46.0%
Q4 24
160.0%
Q3 24
59.6%
Q2 24
15.2%
Q1 24
48.4%
Capex Intensity
BVFL
BVFL
IPM
IPM
Q4 25
2.2%
Q3 25
0.1%
0.0%
Q2 25
1.4%
Q1 25
2.4%
Q4 24
6.3%
Q3 24
1.0%
Q2 24
0.6%
Q1 24
5.1%
Cash Conversion
BVFL
BVFL
IPM
IPM
Q4 25
3.96×
Q3 25
2.26×
Q2 25
0.95×
Q1 25
2.11×
2.16×
Q4 24
8.23×
Q3 24
1.60×
Q2 24
0.44×
Q1 24
1.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BVFL
BVFL

Segment breakdown not available.

IPM
IPM

Procurement Revenue$5.4M88%
Other$743.9K12%

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