vs

Side-by-side financial comparison of Primis Financial Corp. (FRST) and FIVE STAR BANCORP (FSBC). Click either name above to swap in a different company.

Primis Financial Corp. is the larger business by last-quarter revenue ($45.6M vs $45.1M, roughly 1.0× FIVE STAR BANCORP). FIVE STAR BANCORP runs the higher net margin — 41.3% vs 16.0%, a 25.3% gap on every dollar of revenue. Over the past eight quarters, FIVE STAR BANCORP's revenue compounded faster (21.3% CAGR vs 13.0%).

Primis Financial Corp is a U.S.-based financial holding company operating full-service banking subsidiaries. It provides a comprehensive range of financial solutions including personal and commercial deposit products, diverse loan facilities, mortgage services, and wealth management support, primarily serving retail and corporate customers across the U.S. mid-Atlantic region.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

FRST vs FSBC — Head-to-Head

Bigger by revenue
FRST
FRST
1.0× larger
FRST
$45.6M
$45.1M
FSBC
Higher net margin
FSBC
FSBC
25.3% more per $
FSBC
41.3%
16.0%
FRST
Faster 2-yr revenue CAGR
FSBC
FSBC
Annualised
FSBC
21.3%
13.0%
FRST

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FRST
FRST
FSBC
FSBC
Revenue
$45.6M
$45.1M
Net Profit
$7.3M
$18.6M
Gross Margin
Operating Margin
Net Margin
16.0%
41.3%
Revenue YoY
Net Profit YoY
-61.6%
42.0%
EPS (diluted)
$0.30
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FRST
FRST
FSBC
FSBC
Q1 26
$45.6M
$45.1M
Q4 25
$80.9M
$43.5M
Q3 25
$41.0M
$41.3M
Q2 25
$43.2M
$38.3M
Q1 25
$58.7M
$35.3M
Q4 24
$38.8M
$35.2M
Q3 24
$37.3M
$31.8M
Q2 24
$35.7M
$30.7M
Net Profit
FRST
FRST
FSBC
FSBC
Q1 26
$7.3M
$18.6M
Q4 25
$29.5M
$17.6M
Q3 25
$6.8M
$16.3M
Q2 25
$2.4M
$14.5M
Q1 25
$22.6M
$13.1M
Q4 24
$-26.2M
$13.3M
Q3 24
$1.2M
$10.9M
Q2 24
$3.4M
$10.8M
Operating Margin
FRST
FRST
FSBC
FSBC
Q1 26
Q4 25
44.8%
52.9%
Q3 25
21.3%
53.8%
Q2 25
6.9%
52.4%
Q1 25
41.9%
52.0%
Q4 24
-123.0%
55.1%
Q3 24
-3.1%
48.0%
Q2 24
7.8%
49.4%
Net Margin
FRST
FRST
FSBC
FSBC
Q1 26
16.0%
41.3%
Q4 25
36.5%
40.6%
Q3 25
16.7%
39.6%
Q2 25
5.6%
37.9%
Q1 25
38.6%
37.1%
Q4 24
-100.3%
37.9%
Q3 24
3.3%
34.4%
Q2 24
9.6%
35.2%
EPS (diluted)
FRST
FRST
FSBC
FSBC
Q1 26
$0.30
$0.87
Q4 25
$1.19
$0.83
Q3 25
$0.28
$0.77
Q2 25
$0.10
$0.68
Q1 25
$0.92
$0.62
Q4 24
$-0.95
$0.61
Q3 24
$0.05
$0.52
Q2 24
$0.14
$0.51

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FRST
FRST
FSBC
FSBC
Cash + ST InvestmentsLiquidity on hand
$159.9M
$644.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$427.2M
$458.5M
Total Assets
$4.3B
$5.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FRST
FRST
FSBC
FSBC
Q1 26
$159.9M
$644.4M
Q4 25
$143.6M
Q3 25
$63.9M
Q2 25
$94.1M
Q1 25
$57.0M
Q4 24
$64.5M
Q3 24
$77.3M
Q2 24
$66.6M
Stockholders' Equity
FRST
FRST
FSBC
FSBC
Q1 26
$427.2M
$458.5M
Q4 25
$422.9M
$445.8M
Q3 25
$382.2M
$431.3M
Q2 25
$376.4M
$416.7M
Q1 25
$375.6M
$406.5M
Q4 24
$351.8M
$396.6M
Q3 24
$381.0M
$389.9M
Q2 24
$376.0M
$380.5M
Total Assets
FRST
FRST
FSBC
FSBC
Q1 26
$4.3B
$5.0B
Q4 25
$4.0B
$4.8B
Q3 25
$4.0B
$4.6B
Q2 25
$3.9B
$4.4B
Q1 25
$3.7B
$4.2B
Q4 24
$3.7B
$4.1B
Q3 24
$4.0B
$3.9B
Q2 24
$4.0B
$3.6B

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FRST
FRST

Net Interest Income$32.1M70%
Noninterest Income$13.6M30%

FSBC
FSBC

Net Interest Income$43.5M96%
Noninterest Income$1.6M4%

Related Comparisons