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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and EverQuote, Inc. (EVER). Click either name above to swap in a different company.
EverQuote, Inc. is the larger business by last-quarter revenue ($190.9M vs $112.4M, roughly 1.7× BYLINE BANCORP, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 9.8%, a 23.6% gap on every dollar of revenue. On growth, EverQuote, Inc. posted the faster year-over-year revenue change (14.5% vs 9.0%). Over the past eight quarters, EverQuote, Inc.'s revenue compounded faster (27.6% CAGR vs 6.4%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
EverQuote, Inc. is an online insurance marketplace founded in 2011 and based in Cambridge, Massachusetts.
BY vs EVER — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $190.9M |
| Net Profit | $37.6M | $18.7M |
| Gross Margin | — | 97.8% |
| Operating Margin | — | 12.3% |
| Net Margin | 33.4% | 9.8% |
| Revenue YoY | 9.0% | 14.5% |
| Net Profit YoY | 33.0% | 133.7% |
| EPS (diluted) | $0.83 | $0.51 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | $190.9M | ||
| Q4 25 | $117.0M | $195.3M | ||
| Q3 25 | $115.7M | $173.9M | ||
| Q2 25 | $110.5M | $156.6M | ||
| Q1 25 | $103.1M | $166.6M | ||
| Q4 24 | $104.7M | $147.5M | ||
| Q3 24 | $101.8M | $144.5M | ||
| Q2 24 | $99.4M | $117.1M |
| Q1 26 | $37.6M | $18.7M | ||
| Q4 25 | $34.5M | $57.8M | ||
| Q3 25 | $37.2M | $18.9M | ||
| Q2 25 | $30.1M | $14.7M | ||
| Q1 25 | $28.2M | $8.0M | ||
| Q4 24 | $30.3M | $12.3M | ||
| Q3 24 | $30.3M | $11.6M | ||
| Q2 24 | $29.7M | $6.4M |
| Q1 26 | — | 97.8% | ||
| Q4 25 | — | 97.7% | ||
| Q3 25 | — | 97.3% | ||
| Q2 25 | — | 96.9% | ||
| Q1 25 | — | 96.8% | ||
| Q4 24 | — | 96.3% | ||
| Q3 24 | — | 96.2% | ||
| Q2 24 | — | 95.7% |
| Q1 26 | — | 12.3% | ||
| Q4 25 | 40.1% | 9.5% | ||
| Q3 25 | 43.1% | 10.1% | ||
| Q2 25 | 35.2% | 9.0% | ||
| Q1 25 | 36.4% | 4.8% | ||
| Q4 24 | 38.6% | 8.2% | ||
| Q3 24 | 39.3% | 8.1% | ||
| Q2 24 | 40.4% | 5.4% |
| Q1 26 | 33.4% | 9.8% | ||
| Q4 25 | 34.1% | 29.6% | ||
| Q3 25 | 32.1% | 10.8% | ||
| Q2 25 | 27.2% | 9.4% | ||
| Q1 25 | 27.4% | 4.8% | ||
| Q4 24 | 34.3% | 8.3% | ||
| Q3 24 | 29.8% | 8.0% | ||
| Q2 24 | 29.9% | 5.5% |
| Q1 26 | $0.83 | $0.51 | ||
| Q4 25 | $0.77 | $1.53 | ||
| Q3 25 | $0.82 | $0.50 | ||
| Q2 25 | $0.66 | $0.39 | ||
| Q1 25 | $0.64 | $0.21 | ||
| Q4 24 | $0.68 | $0.35 | ||
| Q3 24 | $0.69 | $0.31 | ||
| Q2 24 | $0.68 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $178.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $240.9M |
| Total Assets | $9.9B | $324.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | $178.5M | ||
| Q4 25 | $149.1M | $171.4M | ||
| Q3 25 | $259.0M | $145.8M | ||
| Q2 25 | $218.3M | $148.2M | ||
| Q1 25 | $421.3M | $125.0M | ||
| Q4 24 | $563.1M | $102.1M | ||
| Q3 24 | $452.6M | $82.8M | ||
| Q2 24 | $730.5M | $60.9M |
| Q1 26 | $1.3B | $240.9M | ||
| Q4 25 | $1.3B | $238.0M | ||
| Q3 25 | $1.2B | $174.9M | ||
| Q2 25 | $1.2B | $170.3M | ||
| Q1 25 | $1.1B | $149.5M | ||
| Q4 24 | $1.1B | $135.4M | ||
| Q3 24 | $1.1B | $117.7M | ||
| Q2 24 | $1.0B | $100.8M |
| Q1 26 | $9.9B | $324.0M | ||
| Q4 25 | $9.7B | $326.9M | ||
| Q3 25 | $9.8B | $256.1M | ||
| Q2 25 | $9.7B | $241.4M | ||
| Q1 25 | $9.6B | $232.1M | ||
| Q4 24 | $9.5B | $210.5M | ||
| Q3 24 | $9.4B | $180.5M | ||
| Q2 24 | $9.6B | $158.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $29.6M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 1.59× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $29.6M | ||
| Q4 25 | $140.3M | $27.0M | ||
| Q3 25 | $38.3M | $19.8M | ||
| Q2 25 | $16.3M | $25.3M | ||
| Q1 25 | $27.1M | $23.3M | ||
| Q4 24 | $175.2M | $20.1M | ||
| Q3 24 | $19.8M | $23.6M | ||
| Q2 24 | $40.1M | $12.4M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $25.8M | ||
| Q3 25 | $38.0M | $18.5M | ||
| Q2 25 | $15.2M | $23.8M | ||
| Q1 25 | $25.0M | $22.2M | ||
| Q4 24 | $171.2M | $19.1M | ||
| Q3 24 | $19.1M | $22.1M | ||
| Q2 24 | $39.4M | $11.5M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 13.2% | ||
| Q3 25 | 32.8% | 10.6% | ||
| Q2 25 | 13.7% | 15.2% | ||
| Q1 25 | 24.3% | 13.3% | ||
| Q4 24 | 163.5% | 13.0% | ||
| Q3 24 | 18.8% | 15.3% | ||
| Q2 24 | 39.7% | 9.8% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 0.6% | ||
| Q3 25 | 0.3% | 0.7% | ||
| Q2 25 | 1.0% | 0.9% | ||
| Q1 25 | 2.0% | 0.7% | ||
| Q4 24 | 3.8% | 0.7% | ||
| Q3 24 | 0.6% | 1.0% | ||
| Q2 24 | 0.7% | 0.7% |
| Q1 26 | — | 1.59× | ||
| Q4 25 | 4.06× | 0.47× | ||
| Q3 25 | 1.03× | 1.05× | ||
| Q2 25 | 0.54× | 1.72× | ||
| Q1 25 | 0.96× | 2.92× | ||
| Q4 24 | 5.78× | 1.64× | ||
| Q3 24 | 0.65× | 2.04× | ||
| Q2 24 | 1.35× | 1.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
EVER
| Automotive | $172.4M | 90% |
| Home and renters | $18.5M | 10% |
