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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and Life360, Inc. (LIF). Click either name above to swap in a different company.
Life360, Inc. is the larger business by last-quarter revenue ($146.0M vs $112.4M, roughly 1.3× BYLINE BANCORP, INC.). Life360, Inc. runs the higher net margin — 88.8% vs 33.4%, a 55.4% gap on every dollar of revenue. On growth, Life360, Inc. posted the faster year-over-year revenue change (26.4% vs 9.0%). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs 6.4%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
BY vs LIF — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $146.0M |
| Net Profit | $37.6M | $129.7M |
| Gross Margin | — | 75.1% |
| Operating Margin | — | 6.1% |
| Net Margin | 33.4% | 88.8% |
| Revenue YoY | 9.0% | 26.4% |
| Net Profit YoY | 33.0% | 1425.9% |
| EPS (diluted) | $0.83 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $146.0M | ||
| Q3 25 | $115.7M | $124.5M | ||
| Q2 25 | $110.5M | $115.4M | ||
| Q1 25 | $103.1M | $103.6M | ||
| Q4 24 | $104.7M | $115.5M | ||
| Q3 24 | $101.8M | $92.9M | ||
| Q2 24 | $99.4M | $84.9M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $129.7M | ||
| Q3 25 | $37.2M | $9.8M | ||
| Q2 25 | $30.1M | $7.0M | ||
| Q1 25 | $28.2M | $4.4M | ||
| Q4 24 | $30.3M | $8.5M | ||
| Q3 24 | $30.3M | $7.7M | ||
| Q2 24 | $29.7M | $-11.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 75.1% | ||
| Q3 25 | — | 78.0% | ||
| Q2 25 | — | 78.4% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 74.0% | ||
| Q3 24 | — | 75.4% | ||
| Q2 24 | — | 75.0% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 6.1% | ||
| Q3 25 | 43.1% | 4.6% | ||
| Q2 25 | 35.2% | 1.7% | ||
| Q1 25 | 36.4% | 2.1% | ||
| Q4 24 | 38.6% | 4.9% | ||
| Q3 24 | 39.3% | -5.3% | ||
| Q2 24 | 40.4% | -2.8% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | 88.8% | ||
| Q3 25 | 32.1% | 7.9% | ||
| Q2 25 | 27.2% | 6.1% | ||
| Q1 25 | 27.4% | 4.2% | ||
| Q4 24 | 34.3% | 7.4% | ||
| Q3 24 | 29.8% | 8.3% | ||
| Q2 24 | 29.9% | -12.9% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $1.53 | ||
| Q3 25 | $0.82 | $0.11 | ||
| Q2 25 | $0.66 | $0.08 | ||
| Q1 25 | $0.64 | $0.05 | ||
| Q4 24 | $0.68 | $0.14 | ||
| Q3 24 | $0.69 | $0.09 | ||
| Q2 24 | $0.68 | $-0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $494.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $548.2M |
| Total Assets | $9.9B | $959.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $494.3M | ||
| Q3 25 | $259.0M | $455.7M | ||
| Q2 25 | $218.3M | $432.7M | ||
| Q1 25 | $421.3M | $168.9M | ||
| Q4 24 | $563.1M | $159.2M | ||
| Q3 24 | $452.6M | $159.0M | ||
| Q2 24 | $730.5M | $160.8M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $548.2M | ||
| Q3 25 | $1.2B | $391.4M | ||
| Q2 25 | $1.2B | $366.7M | ||
| Q1 25 | $1.1B | $376.3M | ||
| Q4 24 | $1.1B | $358.5M | ||
| Q3 24 | $1.1B | $339.7M | ||
| Q2 24 | $1.0B | $326.7M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $959.7M | ||
| Q3 25 | $9.8B | $787.5M | ||
| Q2 25 | $9.7B | $753.6M | ||
| Q1 25 | $9.6B | $455.4M | ||
| Q4 24 | $9.5B | $441.6M | ||
| Q3 24 | $9.4B | $427.4M | ||
| Q2 24 | $9.6B | $405.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $36.8M |
| Free Cash FlowOCF − Capex | — | $36.6M |
| FCF MarginFCF / Revenue | — | 25.1% |
| Capex IntensityCapex / Revenue | — | 0.2% |
| Cash ConversionOCF / Net Profit | — | 0.28× |
| TTM Free Cash FlowTrailing 4 quarters | — | $86.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $36.8M | ||
| Q3 25 | $38.3M | $26.4M | ||
| Q2 25 | $16.3M | $13.3M | ||
| Q1 25 | $27.1M | $12.1M | ||
| Q4 24 | $175.2M | $12.3M | ||
| Q3 24 | $19.8M | $6.3M | ||
| Q2 24 | $40.1M | $3.3M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $36.6M | ||
| Q3 25 | $38.0M | $25.6M | ||
| Q2 25 | $15.2M | $12.7M | ||
| Q1 25 | $25.0M | $11.9M | ||
| Q4 24 | $171.2M | $11.2M | ||
| Q3 24 | $19.1M | $6.3M | ||
| Q2 24 | $39.4M | $3.2M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 25.1% | ||
| Q3 25 | 32.8% | 20.6% | ||
| Q2 25 | 13.7% | 11.0% | ||
| Q1 25 | 24.3% | 11.5% | ||
| Q4 24 | 163.5% | 9.7% | ||
| Q3 24 | 18.8% | 6.8% | ||
| Q2 24 | 39.7% | 3.8% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 0.2% | ||
| Q3 25 | 0.3% | 0.6% | ||
| Q2 25 | 1.0% | 0.6% | ||
| Q1 25 | 2.0% | 0.1% | ||
| Q4 24 | 3.8% | 1.0% | ||
| Q3 24 | 0.6% | 0.0% | ||
| Q2 24 | 0.7% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | 0.28× | ||
| Q3 25 | 1.03× | 2.70× | ||
| Q2 25 | 0.54× | 1.90× | ||
| Q1 25 | 0.96× | 2.75× | ||
| Q4 24 | 5.78× | 1.45× | ||
| Q3 24 | 0.65× | 0.83× | ||
| Q2 24 | 1.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
