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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and REGIS CORP (RGS). Click either name above to swap in a different company.
BYLINE BANCORP, INC. is the larger business by last-quarter revenue ($112.4M vs $57.1M, roughly 2.0× REGIS CORP). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 0.8%, a 32.6% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 9.0%). Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs 6.4%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
BY vs RGS — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $57.1M |
| Net Profit | $37.6M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | — | 10.8% |
| Net Margin | 33.4% | 0.8% |
| Revenue YoY | 9.0% | 22.3% |
| Net Profit YoY | 33.0% | -94.0% |
| EPS (diluted) | $0.83 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $57.1M | ||
| Q3 25 | $115.7M | $59.0M | ||
| Q2 25 | $110.5M | $60.4M | ||
| Q1 25 | $103.1M | $57.0M | ||
| Q4 24 | $104.7M | $46.7M | ||
| Q3 24 | $101.8M | $46.1M | ||
| Q2 24 | $99.4M | $49.4M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $456.0K | ||
| Q3 25 | $37.2M | $1.4M | ||
| Q2 25 | $30.1M | $116.5M | ||
| Q1 25 | $28.2M | $250.0K | ||
| Q4 24 | $30.3M | $7.6M | ||
| Q3 24 | $30.3M | $-853.0K | ||
| Q2 24 | $29.7M | $91.2M |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 10.8% | ||
| Q3 25 | 43.1% | 10.0% | ||
| Q2 25 | 35.2% | 12.1% | ||
| Q1 25 | 36.4% | 8.8% | ||
| Q4 24 | 38.6% | 11.8% | ||
| Q3 24 | 39.3% | 4.6% | ||
| Q2 24 | 40.4% | — |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | 0.8% | ||
| Q3 25 | 32.1% | 2.3% | ||
| Q2 25 | 27.2% | 192.9% | ||
| Q1 25 | 27.4% | 0.4% | ||
| Q4 24 | 34.3% | 16.4% | ||
| Q3 24 | 29.8% | -1.9% | ||
| Q2 24 | 29.9% | 184.7% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $0.16 | ||
| Q3 25 | $0.82 | $0.49 | ||
| Q2 25 | $0.66 | $43.67 | ||
| Q1 25 | $0.64 | $0.08 | ||
| Q4 24 | $0.68 | $2.71 | ||
| Q3 24 | $0.69 | $-0.36 | ||
| Q2 24 | $0.68 | $38.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $18.4M |
| Total DebtLower is stronger | — | $113.3M |
| Stockholders' EquityBook value | $1.3B | $188.7M |
| Total Assets | $9.9B | $588.3M |
| Debt / EquityLower = less leverage | — | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $18.4M | ||
| Q3 25 | $259.0M | $16.6M | ||
| Q2 25 | $218.3M | $17.0M | ||
| Q1 25 | $421.3M | $13.3M | ||
| Q4 24 | $563.1M | $10.2M | ||
| Q3 24 | $452.6M | $6.3M | ||
| Q2 24 | $730.5M | $10.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $188.7M | ||
| Q3 25 | $1.2B | $187.6M | ||
| Q2 25 | $1.2B | $185.6M | ||
| Q1 25 | $1.1B | $68.6M | ||
| Q4 24 | $1.1B | $66.7M | ||
| Q3 24 | $1.1B | $56.4M | ||
| Q2 24 | $1.0B | $56.8M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $588.3M | ||
| Q3 25 | $9.8B | $592.1M | ||
| Q2 25 | $9.7B | $599.0M | ||
| Q1 25 | $9.6B | $511.2M | ||
| Q4 24 | $9.5B | $530.1M | ||
| Q3 24 | $9.4B | $508.9M | ||
| Q2 24 | $9.6B | $530.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.7M |
| Free Cash FlowOCF − Capex | — | $891.0K |
| FCF MarginFCF / Revenue | — | 1.6% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | — | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $1.7M | ||
| Q3 25 | $38.3M | $2.3M | ||
| Q2 25 | $16.3M | $6.8M | ||
| Q1 25 | $27.1M | $6.2M | ||
| Q4 24 | $175.2M | $2.1M | ||
| Q3 24 | $19.8M | $-1.3M | ||
| Q2 24 | $40.1M | $5.1M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $891.0K | ||
| Q3 25 | $38.0M | $1.9M | ||
| Q2 25 | $15.2M | $6.2M | ||
| Q1 25 | $25.0M | $5.9M | ||
| Q4 24 | $171.2M | $1.7M | ||
| Q3 24 | $19.1M | $-1.4M | ||
| Q2 24 | $39.4M | $5.1M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 1.6% | ||
| Q3 25 | 32.8% | 3.2% | ||
| Q2 25 | 13.7% | 10.3% | ||
| Q1 25 | 24.3% | 10.3% | ||
| Q4 24 | 163.5% | 3.6% | ||
| Q3 24 | 18.8% | -3.0% | ||
| Q2 24 | 39.7% | 10.3% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 1.4% | ||
| Q3 25 | 0.3% | 0.7% | ||
| Q2 25 | 1.0% | 0.9% | ||
| Q1 25 | 2.0% | 0.6% | ||
| Q4 24 | 3.8% | 0.9% | ||
| Q3 24 | 0.6% | 0.0% | ||
| Q2 24 | 0.7% | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | 3.65× | ||
| Q3 25 | 1.03× | 1.68× | ||
| Q2 25 | 0.54× | 0.06× | ||
| Q1 25 | 0.96× | 24.80× | ||
| Q4 24 | 5.78× | 0.28× | ||
| Q3 24 | 0.65× | — | ||
| Q2 24 | 1.35× | 0.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
