vs

Side-by-side financial comparison of Blaize Holdings, Inc. (BZAI) and ISABELLA BANK CORP (ISBA). Click either name above to swap in a different company.

Blaize Holdings, Inc. is the larger business by last-quarter revenue ($23.8M vs $21.2M, roughly 1.1× ISABELLA BANK CORP). ISABELLA BANK CORP runs the higher net margin — 22.2% vs -13.9%, a 36.0% gap on every dollar of revenue. On growth, Blaize Holdings, Inc. posted the faster year-over-year revenue change (2377500.0% vs 14.3%). ISABELLA BANK CORP produced more free cash flow last quarter ($23.3M vs $-16.5M).

Blaize Holdings, Inc. is a technology company specializing in edge artificial intelligence computing solutions. It designs energy-efficient AI processors, low-latency inference software stacks, and end-to-end edge AI development tools, serving key segments including autonomous driving, industrial automation, smart cities, and edge healthcare monitoring.

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

BZAI vs ISBA — Head-to-Head

Bigger by revenue
BZAI
BZAI
1.1× larger
BZAI
$23.8M
$21.2M
ISBA
Growing faster (revenue YoY)
BZAI
BZAI
+2377485.7% gap
BZAI
2377500.0%
14.3%
ISBA
Higher net margin
ISBA
ISBA
36.0% more per $
ISBA
22.2%
-13.9%
BZAI
More free cash flow
ISBA
ISBA
$39.9M more FCF
ISBA
$23.3M
$-16.5M
BZAI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BZAI
BZAI
ISBA
ISBA
Revenue
$23.8M
$21.2M
Net Profit
$-3.3M
$4.7M
Gross Margin
10.8%
Operating Margin
-89.8%
32.2%
Net Margin
-13.9%
22.2%
Revenue YoY
2377500.0%
14.3%
Net Profit YoY
50.7%
17.4%
EPS (diluted)
$0.16
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BZAI
BZAI
ISBA
ISBA
Q4 25
$23.8M
$21.2M
Q3 25
$11.9M
$20.5M
Q2 25
$18.8M
Q1 25
$18.1M
Q4 24
$18.5M
Q3 24
$18.0M
Q2 24
$17.2M
Q1 24
$16.7M
Net Profit
BZAI
BZAI
ISBA
ISBA
Q4 25
$-3.3M
$4.7M
Q3 25
$-26.3M
$5.2M
Q2 25
$5.0M
Q1 25
$3.9M
Q4 24
$4.0M
Q3 24
$3.3M
Q2 24
$3.5M
Q1 24
$3.1M
Gross Margin
BZAI
BZAI
ISBA
ISBA
Q4 25
10.8%
Q3 25
15.0%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
BZAI
BZAI
ISBA
ISBA
Q4 25
-89.8%
32.2%
Q3 25
-190.3%
30.7%
Q2 25
32.8%
Q1 25
26.9%
Q4 24
26.0%
Q3 24
21.3%
Q2 24
23.9%
Q1 24
21.8%
Net Margin
BZAI
BZAI
ISBA
ISBA
Q4 25
-13.9%
22.2%
Q3 25
-221.3%
25.6%
Q2 25
26.7%
Q1 25
21.9%
Q4 24
21.6%
Q3 24
18.2%
Q2 24
20.3%
Q1 24
18.7%
EPS (diluted)
BZAI
BZAI
ISBA
ISBA
Q4 25
$0.16
$0.64
Q3 25
$-0.25
$0.71
Q2 25
$0.68
Q1 25
$0.53
Q4 24
$0.54
Q3 24
$0.44
Q2 24
$0.46
Q1 24
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BZAI
BZAI
ISBA
ISBA
Cash + ST InvestmentsLiquidity on hand
$45.8M
$26.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$39.0M
$231.4M
Total Assets
$102.2M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BZAI
BZAI
ISBA
ISBA
Q4 25
$45.8M
$26.0M
Q3 25
$24.0M
$161.3M
Q2 25
$108.6M
Q1 25
$69.2M
Q4 24
$24.5M
Q3 24
$27.4M
Q2 24
$23.6M
Q1 24
$25.2M
Stockholders' Equity
BZAI
BZAI
ISBA
ISBA
Q4 25
$39.0M
$231.4M
Q3 25
$1.3M
$227.4M
Q2 25
$220.5M
Q1 25
$215.6M
Q4 24
$210.3M
Q3 24
$213.0M
Q2 24
$202.2M
Q1 24
$200.7M
Total Assets
BZAI
BZAI
ISBA
ISBA
Q4 25
$102.2M
$2.2B
Q3 25
$60.9M
$2.3B
Q2 25
$2.2B
Q1 25
$2.1B
Q4 24
$2.1B
Q3 24
$2.1B
Q2 24
$2.1B
Q1 24
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BZAI
BZAI
ISBA
ISBA
Operating Cash FlowLast quarter
$-16.5M
$26.8M
Free Cash FlowOCF − Capex
$-16.5M
$23.3M
FCF MarginFCF / Revenue
-69.6%
110.2%
Capex IntensityCapex / Revenue
0.3%
16.4%
Cash ConversionOCF / Net Profit
5.72×
TTM Free Cash FlowTrailing 4 quarters
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BZAI
BZAI
ISBA
ISBA
Q4 25
$-16.5M
$26.8M
Q3 25
$-24.9M
$2.7M
Q2 25
$7.8M
Q1 25
$4.7M
Q4 24
$19.6M
Q3 24
$3.6M
Q2 24
$5.5M
Q1 24
$3.4M
Free Cash Flow
BZAI
BZAI
ISBA
ISBA
Q4 25
$-16.5M
$23.3M
Q3 25
$-24.9M
$1.7M
Q2 25
$7.2M
Q1 25
$3.7M
Q4 24
$17.5M
Q3 24
$3.2M
Q2 24
$5.1M
Q1 24
$2.6M
FCF Margin
BZAI
BZAI
ISBA
ISBA
Q4 25
-69.6%
110.2%
Q3 25
-210.2%
8.5%
Q2 25
38.5%
Q1 25
20.6%
Q4 24
94.6%
Q3 24
17.7%
Q2 24
29.8%
Q1 24
15.7%
Capex Intensity
BZAI
BZAI
ISBA
ISBA
Q4 25
0.3%
16.4%
Q3 25
0.2%
5.0%
Q2 25
3.2%
Q1 25
5.5%
Q4 24
11.4%
Q3 24
2.0%
Q2 24
2.4%
Q1 24
4.9%
Cash Conversion
BZAI
BZAI
ISBA
ISBA
Q4 25
5.72×
Q3 25
0.52×
Q2 25
1.56×
Q1 25
1.19×
Q4 24
4.91×
Q3 24
1.08×
Q2 24
1.59×
Q1 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons