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Side-by-side financial comparison of CALERES INC (CAL) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.
UPBOUND GROUP, INC. is the larger business by last-quarter revenue ($1.2B vs $790.1M, roughly 1.5× CALERES INC). UPBOUND GROUP, INC. runs the higher net margin — 1.7% vs 0.3%, a 1.3% gap on every dollar of revenue. On growth, UPBOUND GROUP, INC. posted the faster year-over-year revenue change (10.9% vs 6.6%). UPBOUND GROUP, INC. produced more free cash flow last quarter ($24.0M vs $-12.4M). Over the past eight quarters, CALERES INC's revenue compounded faster (6.5% CAGR vs 4.5%).
Caleres Inc. is an American footwear company that owns and operates a variety of footwear brands. Its headquarters is located in Clayton, Missouri, a suburb of St. Louis. The company was founded in 1878 as Bryan, Brown & Company in St. Louis, though it underwent several name changes. The Hamilton-Brown Shoe Company was the largest manufacturer of shoes in America in the early 20th century, but it went bankrupt in June 1939.
Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.
CAL vs UPBD — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $790.1M | $1.2B |
| Net Profit | $2.4M | $19.7M |
| Gross Margin | 41.8% | 49.0% |
| Operating Margin | 1.5% | 4.8% |
| Net Margin | 0.3% | 1.7% |
| Revenue YoY | 6.6% | 10.9% |
| Net Profit YoY | -94.2% | -36.3% |
| EPS (diluted) | $0.07 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $790.1M | $1.2B | ||
| Q3 25 | $658.5M | $1.2B | ||
| Q2 25 | $614.2M | $1.2B | ||
| Q1 25 | $639.2M | $1.2B | ||
| Q4 24 | $740.9M | $1.1B | ||
| Q3 24 | $683.3M | $1.1B | ||
| Q2 24 | $659.2M | $1.1B | ||
| Q1 24 | $697.1M | $1.1B |
| Q4 25 | $2.4M | $19.7M | ||
| Q3 25 | $6.7M | $13.2M | ||
| Q2 25 | $6.9M | $15.5M | ||
| Q1 25 | $4.9M | $24.8M | ||
| Q4 24 | $41.4M | $31.0M | ||
| Q3 24 | $30.0M | $30.9M | ||
| Q2 24 | $30.9M | $33.9M | ||
| Q1 24 | $55.7M | $27.7M |
| Q4 25 | 41.8% | 49.0% | ||
| Q3 25 | 43.4% | 48.3% | ||
| Q2 25 | 45.4% | 49.4% | ||
| Q1 25 | 43.0% | 46.8% | ||
| Q4 24 | 44.1% | 47.1% | ||
| Q3 24 | 45.5% | 47.8% | ||
| Q2 24 | 46.9% | 49.4% | ||
| Q1 24 | 43.9% | 48.3% |
| Q4 25 | 1.5% | 4.8% | ||
| Q3 25 | 1.4% | 4.5% | ||
| Q2 25 | 1.9% | 4.4% | ||
| Q1 25 | 1.2% | 5.3% | ||
| Q4 24 | 7.7% | 7.3% | ||
| Q3 24 | 6.2% | 6.6% | ||
| Q2 24 | 6.5% | 7.5% | ||
| Q1 24 | 4.4% | 5.6% |
| Q4 25 | 0.3% | 1.7% | ||
| Q3 25 | 1.0% | 1.1% | ||
| Q2 25 | 1.1% | 1.3% | ||
| Q1 25 | 0.8% | 2.1% | ||
| Q4 24 | 5.6% | 2.9% | ||
| Q3 24 | 4.4% | 2.9% | ||
| Q2 24 | 4.7% | 3.2% | ||
| Q1 24 | 8.0% | 2.5% |
| Q4 25 | $0.07 | $0.35 | ||
| Q3 25 | $0.20 | $0.22 | ||
| Q2 25 | $0.21 | $0.26 | ||
| Q1 25 | $0.17 | $0.42 | ||
| Q4 24 | $1.19 | $0.55 | ||
| Q3 24 | $0.85 | $0.55 | ||
| Q2 24 | $0.88 | $0.61 | ||
| Q1 24 | $1.56 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.0M | $120.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $616.8M | $695.7M |
| Total Assets | $2.1B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $34.0M | $120.5M | ||
| Q3 25 | $191.5M | $107.0M | ||
| Q2 25 | $33.1M | $106.8M | ||
| Q1 25 | $29.6M | $107.3M | ||
| Q4 24 | $33.7M | $60.9M | ||
| Q3 24 | $51.8M | $85.1M | ||
| Q2 24 | $30.7M | $82.5M | ||
| Q1 24 | $21.4M | $84.8M |
| Q4 25 | $616.8M | $695.7M | ||
| Q3 25 | $613.3M | $687.3M | ||
| Q2 25 | $605.2M | $685.5M | ||
| Q1 25 | $599.0M | $679.2M | ||
| Q4 24 | $598.3M | $629.0M | ||
| Q3 24 | $606.1M | $611.8M | ||
| Q2 24 | $570.3M | $596.3M | ||
| Q1 24 | $560.6M | $578.3M |
| Q4 25 | $2.1B | $3.3B | ||
| Q3 25 | $2.2B | $3.2B | ||
| Q2 25 | $1.9B | $3.1B | ||
| Q1 25 | $1.9B | $3.0B | ||
| Q4 24 | $2.0B | $2.6B | ||
| Q3 24 | $2.0B | $2.6B | ||
| Q2 24 | $1.9B | $2.6B | ||
| Q1 24 | $1.8B | $2.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.2M | $41.6M |
| Free Cash FlowOCF − Capex | $-12.4M | $24.0M |
| FCF MarginFCF / Revenue | -1.6% | 2.0% |
| Capex IntensityCapex / Revenue | 1.4% | 1.5% |
| Cash ConversionOCF / Net Profit | -0.50× | 2.11× |
| TTM Free Cash FlowTrailing 4 quarters | $14.4M | $238.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.2M | $41.6M | ||
| Q3 25 | $47.3M | $118.4M | ||
| Q2 25 | $-5.7M | $7.8M | ||
| Q1 25 | $28.7M | $137.7M | ||
| Q4 24 | $-39.8M | $-61.9M | ||
| Q3 24 | $79.6M | $106.2M | ||
| Q2 24 | $36.1M | $15.0M | ||
| Q1 24 | $43.0M | $45.4M |
| Q4 25 | $-12.4M | $24.0M | ||
| Q3 25 | $35.0M | $97.9M | ||
| Q2 25 | $-26.2M | $-10.4M | ||
| Q1 25 | $18.0M | $127.2M | ||
| Q4 24 | $-57.4M | $-74.0M | ||
| Q3 24 | $68.5M | $88.3M | ||
| Q2 24 | $26.3M | $613.0K | ||
| Q1 24 | $32.4M | $33.6M |
| Q4 25 | -1.6% | 2.0% | ||
| Q3 25 | 5.3% | 8.4% | ||
| Q2 25 | -4.3% | -0.9% | ||
| Q1 25 | 2.8% | 10.8% | ||
| Q4 24 | -7.7% | -6.9% | ||
| Q3 24 | 10.0% | 8.3% | ||
| Q2 24 | 4.0% | 0.1% | ||
| Q1 24 | 4.6% | 3.1% |
| Q4 25 | 1.4% | 1.5% | ||
| Q3 25 | 1.9% | 1.8% | ||
| Q2 25 | 3.3% | 1.6% | ||
| Q1 25 | 1.7% | 0.9% | ||
| Q4 24 | 2.4% | 1.1% | ||
| Q3 24 | 1.6% | 1.7% | ||
| Q2 24 | 1.5% | 1.3% | ||
| Q1 24 | 1.5% | 1.1% |
| Q4 25 | -0.50× | 2.11× | ||
| Q3 25 | 7.05× | 8.96× | ||
| Q2 25 | -0.81× | 0.50× | ||
| Q1 25 | 5.82× | 5.56× | ||
| Q4 24 | -0.96× | -2.00× | ||
| Q3 24 | 2.66× | 3.44× | ||
| Q2 24 | 1.17× | 0.44× | ||
| Q1 24 | 0.77× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CAL
| Brand Portfolio | $383.7M | 49% |
| Landed Wholesale | $148.1M | 19% |
| Wholesale E Commerce | $75.0M | 9% |
| Ecommerce | $68.8M | 9% |
| Stuart Weitzman Brand | $45.8M | 6% |
| Landed Wholesale Ecommerce Drop Ship | $30.6M | 4% |
| First Cost Wholesale | $14.9M | 2% |
| Clt Brand Solutions | $10.2M | 1% |
| License And Royalty | $2.1M | 0% |
UPBD
Segment breakdown not available.
