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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and Enhabit, Inc. (EHAB). Click either name above to swap in a different company.
PATHWARD FINANCIAL, INC. is the larger business by last-quarter revenue ($276.3M vs $270.4M, roughly 1.0× Enhabit, Inc.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs -14.3%, a 40.7% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs 1.5%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Enhabit, Inc., is a Dallas, Texas-based provider of home health and hospice services. The company operates 255 home health and 110 hospice locations in 34 states with a concentration in Texas, Alabama, Florida, Georgia, Oklahoma and Mississippi. Enhabit is the fourth-largest provider of home health services in the United States and is a leading provider of hospice services. The company was formed in 2022 when Encompass Health spun off its home health and hospice business.
CASH vs EHAB — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $270.4M |
| Net Profit | $72.9M | $-38.7M |
| Gross Margin | — | — |
| Operating Margin | — | -12.3% |
| Net Margin | 26.4% | -14.3% |
| Revenue YoY | — | 4.7% |
| Net Profit YoY | — | 15.9% |
| EPS (diluted) | $3.35 | $-0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $270.4M | ||
| Q3 25 | $186.7M | $263.6M | ||
| Q2 25 | $195.8M | $266.1M | ||
| Q1 25 | $274.8M | $259.9M | ||
| Q4 24 | $182.6M | $258.2M | ||
| Q3 24 | $179.5M | $253.6M | ||
| Q2 24 | $188.6M | $260.6M |
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $-38.7M | ||
| Q3 25 | $38.8M | $11.1M | ||
| Q2 25 | $42.1M | $5.2M | ||
| Q1 25 | $75.0M | $17.8M | ||
| Q4 24 | $30.0M | $-46.0M | ||
| Q3 24 | $33.5M | $-110.2M | ||
| Q2 24 | $44.9M | $-200.0K |
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | -12.3% | ||
| Q3 25 | 25.9% | 6.4% | ||
| Q2 25 | 24.1% | 6.3% | ||
| Q1 25 | 33.2% | 6.1% | ||
| Q4 24 | 19.8% | -16.0% | ||
| Q3 24 | 20.9% | -38.6% | ||
| Q2 24 | 27.1% | 4.3% |
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | -14.3% | ||
| Q3 25 | 20.8% | 4.2% | ||
| Q2 25 | 21.5% | 2.0% | ||
| Q1 25 | 27.3% | 6.8% | ||
| Q4 24 | 16.4% | -17.8% | ||
| Q3 24 | 18.7% | -43.5% | ||
| Q2 24 | 23.8% | -0.1% |
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $-0.76 | ||
| Q3 25 | $1.69 | $0.22 | ||
| Q2 25 | $1.81 | $0.10 | ||
| Q1 25 | $3.14 | $0.35 | ||
| Q4 24 | $1.23 | $-0.92 | ||
| Q3 24 | $1.34 | $-2.20 | ||
| Q2 24 | $1.78 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $43.6M |
| Total DebtLower is stronger | $59.5M | $426.0M |
| Stockholders' EquityBook value | $850.7M | $534.0M |
| Total Assets | $7.1B | $1.2B |
| Debt / EquityLower = less leverage | 0.07× | 0.80× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $43.6M | ||
| Q3 25 | $120.6M | $56.9M | ||
| Q2 25 | $258.3M | $37.1M | ||
| Q1 25 | $254.2M | $39.5M | ||
| Q4 24 | $597.4M | $28.4M | ||
| Q3 24 | $158.3M | $45.7M | ||
| Q2 24 | $298.9M | $28.5M |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $426.0M | ||
| Q3 25 | $33.5M | $441.5M | ||
| Q2 25 | $33.4M | $456.9M | ||
| Q1 25 | $33.4M | $467.3M | ||
| Q4 24 | $33.4M | $492.6M | ||
| Q3 24 | $33.4M | $502.9M | ||
| Q2 24 | $33.3M | $512.7M |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $534.0M | ||
| Q3 25 | $858.0M | $566.8M | ||
| Q2 25 | $819.0M | $552.4M | ||
| Q1 25 | $814.7M | $543.2M | ||
| Q4 24 | $758.3M | $523.5M | ||
| Q3 24 | $822.5M | $566.1M | ||
| Q2 24 | $748.4M | $674.3M |
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $1.2B | ||
| Q3 25 | $7.2B | $1.2B | ||
| Q2 25 | $7.2B | $1.2B | ||
| Q1 25 | $7.0B | $1.2B | ||
| Q4 24 | $7.6B | $1.2B | ||
| Q3 24 | $7.5B | $1.3B | ||
| Q2 24 | $7.5B | $1.4B |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 0.80× | ||
| Q3 25 | 0.04× | 0.78× | ||
| Q2 25 | 0.04× | 0.83× | ||
| Q1 25 | 0.04× | 0.86× | ||
| Q4 24 | 0.04× | 0.94× | ||
| Q3 24 | 0.04× | 0.89× | ||
| Q2 24 | 0.04× | 0.76× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $4.4M |
| Free Cash FlowOCF − Capex | — | $3.3M |
| FCF MarginFCF / Revenue | — | 1.2% |
| Capex IntensityCapex / Revenue | — | 0.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $65.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $4.4M | ||
| Q3 25 | $303.7M | $37.8M | ||
| Q2 25 | $30.4M | $10.6M | ||
| Q1 25 | $188.3M | $17.9M | ||
| Q4 24 | $-71.7M | $-4.1M | ||
| Q3 24 | $143.1M | $28.4M | ||
| Q2 24 | $113.2M | $9.6M |
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $3.3M | ||
| Q3 25 | $300.3M | $36.2M | ||
| Q2 25 | $27.7M | $8.7M | ||
| Q1 25 | $184.7M | $17.6M | ||
| Q4 24 | $-73.8M | $-4.7M | ||
| Q3 24 | $138.8M | $27.7M | ||
| Q2 24 | $111.0M | $8.9M |
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 1.2% | ||
| Q3 25 | 160.9% | 13.7% | ||
| Q2 25 | 14.1% | 3.3% | ||
| Q1 25 | 67.2% | 6.8% | ||
| Q4 24 | -40.4% | -1.8% | ||
| Q3 24 | 77.3% | 10.9% | ||
| Q2 24 | 58.8% | 3.4% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 0.4% | ||
| Q3 25 | 1.8% | 0.6% | ||
| Q2 25 | 1.4% | 0.7% | ||
| Q1 25 | 1.3% | 0.1% | ||
| Q4 24 | 1.1% | 0.2% | ||
| Q3 24 | 2.4% | 0.3% | ||
| Q2 24 | 1.2% | 0.3% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | 3.41× | ||
| Q2 25 | 0.72× | 2.04× | ||
| Q1 25 | 2.51× | 1.01× | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
EHAB
| Third Party Payor Medicare | $111.6M | 41% |
| Third Party Payor Medicare Advantage | $67.5M | 25% |
| Hospice Segment | $63.6M | 24% |
| Third Party Payor Managed Care | $24.9M | 9% |
| Third Party Payor Medicaid | $1.7M | 1% |
