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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and Xenia Hotels & Resorts, Inc. (XHR). Click either name above to swap in a different company.
Xenia Hotels & Resorts, Inc. is the larger business by last-quarter revenue ($295.4M vs $276.3M, roughly 1.1× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs 6.7%, a 19.7% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs 4.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Xenia Hotels & Resorts, Inc. is a real estate investment trust that invests in hotels. As of December 31, 2024, it owned 31 hotels comprising 9,408 rooms.
CASH vs XHR — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $295.4M |
| Net Profit | $72.9M | $19.8M |
| Gross Margin | — | — |
| Operating Margin | — | 14.1% |
| Net Margin | 26.4% | 6.7% |
| Revenue YoY | — | 2.2% |
| Net Profit YoY | — | 26.9% |
| EPS (diluted) | $3.35 | $0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | $295.4M | ||
| Q4 25 | $173.1M | $265.6M | ||
| Q3 25 | $186.7M | $236.4M | ||
| Q2 25 | $195.8M | $287.6M | ||
| Q1 25 | $274.8M | $288.9M | ||
| Q4 24 | $182.6M | $261.8M | ||
| Q3 24 | $179.5M | $236.8M | ||
| Q2 24 | $188.6M | $272.9M |
| Q1 26 | $72.9M | $19.8M | ||
| Q4 25 | $35.2M | $6.1M | ||
| Q3 25 | $38.8M | $-13.7M | ||
| Q2 25 | $42.1M | $55.2M | ||
| Q1 25 | $75.0M | $15.6M | ||
| Q4 24 | $30.0M | $-638.0K | ||
| Q3 24 | $33.5M | $-7.1M | ||
| Q2 24 | $44.9M | $15.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 30.4% | ||
| Q3 25 | — | 25.1% | ||
| Q2 25 | — | 33.6% | ||
| Q1 25 | — | 32.3% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 25.8% | ||
| Q2 24 | — | 31.9% |
| Q1 26 | — | 14.1% | ||
| Q4 25 | 24.6% | 10.1% | ||
| Q3 25 | 25.9% | 2.0% | ||
| Q2 25 | 24.1% | 14.0% | ||
| Q1 25 | 33.2% | 12.4% | ||
| Q4 24 | 19.8% | 8.2% | ||
| Q3 24 | 20.9% | 3.2% | ||
| Q2 24 | 27.1% | 11.1% |
| Q1 26 | 26.4% | 6.7% | ||
| Q4 25 | 20.3% | 2.3% | ||
| Q3 25 | 20.8% | -5.8% | ||
| Q2 25 | 21.5% | 19.2% | ||
| Q1 25 | 27.3% | 5.4% | ||
| Q4 24 | 16.4% | -0.2% | ||
| Q3 24 | 18.7% | -3.0% | ||
| Q2 24 | 23.8% | 5.6% |
| Q1 26 | $3.35 | $0.21 | ||
| Q4 25 | $1.57 | $0.07 | ||
| Q3 25 | $1.69 | $-0.14 | ||
| Q2 25 | $1.81 | $0.56 | ||
| Q1 25 | $3.14 | $0.15 | ||
| Q4 24 | $1.23 | $-0.01 | ||
| Q3 24 | $1.34 | $-0.07 | ||
| Q2 24 | $1.78 | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $101.1M |
| Total DebtLower is stronger | $59.5M | — |
| Stockholders' EquityBook value | $850.7M | $1.2B |
| Total Assets | $7.1B | $2.8B |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | $101.1M | ||
| Q4 25 | $331.2M | $140.4M | ||
| Q3 25 | $120.6M | $188.2M | ||
| Q2 25 | $258.3M | $172.6M | ||
| Q1 25 | $254.2M | $112.6M | ||
| Q4 24 | $597.4M | $78.2M | ||
| Q3 24 | $158.3M | $161.5M | ||
| Q2 24 | $298.9M | $143.6M |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $1.4B | ||
| Q3 25 | $33.5M | $1.4B | ||
| Q2 25 | $33.4M | $1.4B | ||
| Q1 25 | $33.4M | $1.4B | ||
| Q4 24 | $33.4M | $1.3B | ||
| Q3 24 | $33.4M | $1.4B | ||
| Q2 24 | $33.3M | $1.4B |
| Q1 26 | $850.7M | $1.2B | ||
| Q4 25 | $854.5M | $1.1B | ||
| Q3 25 | $858.0M | $1.2B | ||
| Q2 25 | $819.0M | $1.2B | ||
| Q1 25 | $814.7M | $1.2B | ||
| Q4 24 | $758.3M | $1.2B | ||
| Q3 24 | $822.5M | $1.3B | ||
| Q2 24 | $748.4M | $1.3B |
| Q1 26 | $7.1B | $2.8B | ||
| Q4 25 | $7.6B | $2.8B | ||
| Q3 25 | $7.2B | $2.9B | ||
| Q2 25 | $7.2B | $2.9B | ||
| Q1 25 | $7.0B | $2.9B | ||
| Q4 24 | $7.6B | $2.8B | ||
| Q3 24 | $7.5B | $2.9B | ||
| Q2 24 | $7.5B | $2.9B |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 1.25× | ||
| Q3 25 | 0.04× | 1.21× | ||
| Q2 25 | 0.04× | 1.17× | ||
| Q1 25 | 0.04× | 1.18× | ||
| Q4 24 | 0.04× | 1.07× | ||
| Q3 24 | 0.04× | 1.11× | ||
| Q2 24 | 0.04× | 1.09× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
XHR
| Rooms revenues | $164.4M | 56% |
| Food and beverage revenues | $105.0M | 36% |
| Other revenues | $26.0M | 9% |
