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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and Essex Property Trust (ESS). Click either name above to swap in a different company.
Essex Property Trust is the larger business by last-quarter revenue ($479.6M vs $276.3M, roughly 1.7× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs 17.9%, a 8.5% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs 6.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Essex Property Trust is a publicly traded real estate investment trust that invests in apartments in California and in the Seattle metropolitan area.
CASH vs ESS — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $479.6M |
| Net Profit | $72.9M | $85.7M |
| Gross Margin | — | 70.0% |
| Operating Margin | — | 31.7% |
| Net Margin | 26.4% | 17.9% |
| Revenue YoY | — | 5.5% |
| Net Profit YoY | — | -71.6% |
| EPS (diluted) | $3.35 | $1.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $479.6M | ||
| Q3 25 | $186.7M | $473.3M | ||
| Q2 25 | $195.8M | $469.8M | ||
| Q1 25 | $274.8M | $464.6M | ||
| Q4 24 | $182.6M | $454.5M | ||
| Q3 24 | $179.5M | $450.7M | ||
| Q2 24 | $188.6M | $442.4M |
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $85.7M | ||
| Q3 25 | $38.8M | $172.7M | ||
| Q2 25 | $42.1M | $231.5M | ||
| Q1 25 | $75.0M | $212.8M | ||
| Q4 24 | $30.0M | $301.7M | ||
| Q3 24 | $33.5M | $125.5M | ||
| Q2 24 | $44.9M | $99.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 70.0% | ||
| Q3 25 | — | 69.2% | ||
| Q2 25 | — | 70.7% | ||
| Q1 25 | — | 69.6% | ||
| Q4 24 | — | 70.0% | ||
| Q3 24 | — | 69.5% | ||
| Q2 24 | — | 70.8% |
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 31.7% | ||
| Q3 25 | 25.9% | 44.5% | ||
| Q2 25 | 24.1% | 59.5% | ||
| Q1 25 | 33.2% | 55.3% | ||
| Q4 24 | 19.8% | 67.0% | ||
| Q3 24 | 20.9% | 28.6% | ||
| Q2 24 | 27.1% | 31.1% |
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 17.9% | ||
| Q3 25 | 20.8% | 36.5% | ||
| Q2 25 | 21.5% | 49.3% | ||
| Q1 25 | 27.3% | 45.8% | ||
| Q4 24 | 16.4% | 66.4% | ||
| Q3 24 | 18.7% | 27.8% | ||
| Q2 24 | 23.8% | 22.4% |
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $1.24 | ||
| Q3 25 | $1.69 | $2.56 | ||
| Q2 25 | $1.81 | $3.44 | ||
| Q1 25 | $3.14 | $3.16 | ||
| Q4 24 | $1.23 | $4.00 | ||
| Q3 24 | $1.34 | $1.84 | ||
| Q2 24 | $1.78 | $1.45 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $76.2M |
| Total DebtLower is stronger | $59.5M | — |
| Stockholders' EquityBook value | $850.7M | $5.5B |
| Total Assets | $7.1B | $13.2B |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $76.2M | ||
| Q3 25 | $120.6M | $66.0M | ||
| Q2 25 | $258.3M | $58.7M | ||
| Q1 25 | $254.2M | $98.7M | ||
| Q4 24 | $597.4M | $66.8M | ||
| Q3 24 | $158.3M | $71.3M | ||
| Q2 24 | $298.9M | $55.2M |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | $6.4B | ||
| Q2 25 | $33.4M | $6.4B | ||
| Q1 25 | $33.4M | $6.8B | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | $6.4B | ||
| Q2 24 | $33.3M | $6.2B |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $5.5B | ||
| Q3 25 | $858.0M | $5.6B | ||
| Q2 25 | $819.0M | $5.6B | ||
| Q1 25 | $814.7M | $5.6B | ||
| Q4 24 | $758.3M | $5.5B | ||
| Q3 24 | $822.5M | $5.4B | ||
| Q2 24 | $748.4M | $5.5B |
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $13.2B | ||
| Q3 25 | $7.2B | $13.2B | ||
| Q2 25 | $7.2B | $13.2B | ||
| Q1 25 | $7.0B | $13.2B | ||
| Q4 24 | $7.6B | $12.9B | ||
| Q3 24 | $7.5B | $12.6B | ||
| Q2 24 | $7.5B | $12.5B |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | 1.15× | ||
| Q2 25 | 0.04× | 1.14× | ||
| Q1 25 | 0.04× | 1.22× | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | 1.18× | ||
| Q2 24 | 0.04× | 1.13× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.1B |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 12.53× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $1.1B | ||
| Q3 25 | $303.7M | $342.6M | ||
| Q2 25 | $30.4M | $216.1M | ||
| Q1 25 | $188.3M | $281.5M | ||
| Q4 24 | $-71.7M | $1.1B | ||
| Q3 24 | $143.1M | $316.2M | ||
| Q2 24 | $113.2M | $218.9M |
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | — | ||
| Q3 25 | $300.3M | — | ||
| Q2 25 | $27.7M | — | ||
| Q1 25 | $184.7M | — | ||
| Q4 24 | $-73.8M | — | ||
| Q3 24 | $138.8M | — | ||
| Q2 24 | $111.0M | — |
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | — | ||
| Q3 25 | 160.9% | — | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | 67.2% | — | ||
| Q4 24 | -40.4% | — | ||
| Q3 24 | 77.3% | — | ||
| Q2 24 | 58.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 2.4% | — | ||
| Q2 24 | 1.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 12.53× | ||
| Q3 25 | 7.83× | 1.98× | ||
| Q2 25 | 0.72× | 0.93× | ||
| Q1 25 | 2.51× | 1.32× | ||
| Q4 24 | -2.39× | 3.54× | ||
| Q3 24 | 4.27× | 2.52× | ||
| Q2 24 | 2.52× | 2.21× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
ESS
Segment breakdown not available.
