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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and Revolve Group, Inc. (RVLV). Click either name above to swap in a different company.
Revolve Group, Inc. is the larger business by last-quarter revenue ($324.4M vs $173.1M, roughly 1.9× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 20.3% vs 5.7%, a 14.6% gap on every dollar of revenue. On growth, Revolve Group, Inc. posted the faster year-over-year revenue change (10.4% vs -0.2%). PATHWARD FINANCIAL, INC. produced more free cash flow last quarter ($104.1M vs $-13.3M). Over the past eight quarters, Revolve Group, Inc.'s revenue compounded faster (9.5% CAGR vs -18.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Revolve Theatre Company is a Henley-on-Thames based theatre company specialising in political and Shakespearean plays. The company is owned by Oliver Dench, Joe Morris and Tom Smith.
CASH vs RVLV — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $173.1M | $324.4M |
| Net Profit | $35.2M | $18.6M |
| Gross Margin | — | 53.3% |
| Operating Margin | 24.6% | 6.3% |
| Net Margin | 20.3% | 5.7% |
| Revenue YoY | -0.2% | 10.4% |
| Net Profit YoY | 11.9% | 50.4% |
| EPS (diluted) | $1.57 | $0.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $173.1M | $324.4M | ||
| Q3 25 | $186.7M | $295.6M | ||
| Q2 25 | $195.8M | $309.0M | ||
| Q1 25 | $274.8M | $296.7M | ||
| Q4 24 | $182.6M | $293.7M | ||
| Q3 24 | $179.5M | $283.1M | ||
| Q2 24 | $188.6M | $282.5M | ||
| Q1 24 | $257.6M | $270.6M |
| Q4 25 | $35.2M | $18.6M | ||
| Q3 25 | $38.8M | $21.2M | ||
| Q2 25 | $42.1M | $10.2M | ||
| Q1 25 | $75.0M | $11.8M | ||
| Q4 24 | $30.0M | $12.3M | ||
| Q3 24 | $33.5M | $11.0M | ||
| Q2 24 | $44.9M | $15.4M | ||
| Q1 24 | $69.9M | $10.9M |
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% | ||
| Q1 24 | — | 52.3% |
| Q4 25 | 24.6% | 6.3% | ||
| Q3 25 | 25.9% | 7.1% | ||
| Q2 25 | 24.1% | 5.8% | ||
| Q1 25 | 33.2% | 5.0% | ||
| Q4 24 | 19.8% | 3.9% | ||
| Q3 24 | 20.9% | 5.0% | ||
| Q2 24 | 27.1% | 5.8% | ||
| Q1 24 | 33.8% | 3.4% |
| Q4 25 | 20.3% | 5.7% | ||
| Q3 25 | 20.8% | 7.2% | ||
| Q2 25 | 21.5% | 3.3% | ||
| Q1 25 | 27.3% | 4.0% | ||
| Q4 24 | 16.4% | 4.2% | ||
| Q3 24 | 18.7% | 3.9% | ||
| Q2 24 | 23.8% | 5.4% | ||
| Q1 24 | 27.1% | 4.0% |
| Q4 25 | $1.57 | $0.27 | ||
| Q3 25 | $1.69 | $0.29 | ||
| Q2 25 | $1.81 | $0.14 | ||
| Q1 25 | $3.14 | $0.16 | ||
| Q4 24 | $1.23 | $0.18 | ||
| Q3 24 | $1.34 | $0.15 | ||
| Q2 24 | $1.78 | $0.21 | ||
| Q1 24 | $2.74 | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $331.2M | $292.3M |
| Total DebtLower is stronger | $33.5M | — |
| Stockholders' EquityBook value | $854.5M | $512.5M |
| Total Assets | $7.6B | $765.0M |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $331.2M | $292.3M | ||
| Q3 25 | $120.6M | $315.4M | ||
| Q2 25 | $258.3M | $310.7M | ||
| Q1 25 | $254.2M | $300.8M | ||
| Q4 24 | $597.4M | $256.6M | ||
| Q3 24 | $158.3M | $252.8M | ||
| Q2 24 | $298.9M | $244.7M | ||
| Q1 24 | $347.9M | $273.4M |
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — | ||
| Q1 24 | $33.4M | — |
| Q4 25 | $854.5M | $512.5M | ||
| Q3 25 | $858.0M | $490.2M | ||
| Q2 25 | $819.0M | $468.6M | ||
| Q1 25 | $814.7M | $453.4M | ||
| Q4 24 | $758.3M | $437.8M | ||
| Q3 24 | $822.5M | $420.8M | ||
| Q2 24 | $748.4M | $405.8M | ||
| Q1 24 | $719.5M | $389.9M |
| Q4 25 | $7.6B | $765.0M | ||
| Q3 25 | $7.2B | $751.3M | ||
| Q2 25 | $7.2B | $722.9M | ||
| Q1 25 | $7.0B | $713.9M | ||
| Q4 24 | $7.6B | $665.5M | ||
| Q3 24 | $7.5B | $670.9M | ||
| Q2 24 | $7.5B | $657.8M | ||
| Q1 24 | $7.4B | $650.0M |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — | ||
| Q1 24 | 0.05× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $108.3M | $-10.2M |
| Free Cash FlowOCF − Capex | $104.1M | $-13.3M |
| FCF MarginFCF / Revenue | 60.1% | -4.1% |
| Capex IntensityCapex / Revenue | 2.4% | 1.0% |
| Cash ConversionOCF / Net Profit | 3.08× | -0.55× |
| TTM Free Cash FlowTrailing 4 quarters | $616.8M | $48.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $108.3M | $-10.2M | ||
| Q3 25 | $303.7M | $11.8M | ||
| Q2 25 | $30.4M | $12.6M | ||
| Q1 25 | $188.3M | $45.1M | ||
| Q4 24 | $-71.7M | $3.9M | ||
| Q3 24 | $143.1M | $9.1M | ||
| Q2 24 | $113.2M | $-24.7M | ||
| Q1 24 | $203.0M | $38.4M |
| Q4 25 | $104.1M | $-13.3M | ||
| Q3 25 | $300.3M | $7.5M | ||
| Q2 25 | $27.7M | $10.4M | ||
| Q1 25 | $184.7M | $43.4M | ||
| Q4 24 | $-73.8M | $2.1M | ||
| Q3 24 | $138.8M | $8.0M | ||
| Q2 24 | $111.0M | $-25.7M | ||
| Q1 24 | $201.3M | $36.7M |
| Q4 25 | 60.1% | -4.1% | ||
| Q3 25 | 160.9% | 2.5% | ||
| Q2 25 | 14.1% | 3.4% | ||
| Q1 25 | 67.2% | 14.6% | ||
| Q4 24 | -40.4% | 0.7% | ||
| Q3 24 | 77.3% | 2.8% | ||
| Q2 24 | 58.8% | -9.1% | ||
| Q1 24 | 78.1% | 13.5% |
| Q4 25 | 2.4% | 1.0% | ||
| Q3 25 | 1.8% | 1.5% | ||
| Q2 25 | 1.4% | 0.7% | ||
| Q1 25 | 1.3% | 0.6% | ||
| Q4 24 | 1.1% | 0.6% | ||
| Q3 24 | 2.4% | 0.4% | ||
| Q2 24 | 1.2% | 0.4% | ||
| Q1 24 | 0.7% | 0.6% |
| Q4 25 | 3.08× | -0.55× | ||
| Q3 25 | 7.83× | 0.56× | ||
| Q2 25 | 0.72× | 1.24× | ||
| Q1 25 | 2.51× | 3.82× | ||
| Q4 24 | -2.39× | 0.32× | ||
| Q3 24 | 4.27× | 0.83× | ||
| Q2 24 | 2.52× | -1.60× | ||
| Q1 24 | 2.90× | 3.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
