vs
Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and STONERIDGE INC (SRI). Click either name above to swap in a different company.
PATHWARD FINANCIAL, INC. is the larger business by last-quarter revenue ($276.3M vs $205.2M, roughly 1.3× STONERIDGE INC). Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs -7.4%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.
CASH vs SRI — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $205.2M |
| Net Profit | $72.9M | — |
| Gross Margin | — | 16.2% |
| Operating Margin | — | -14.4% |
| Net Margin | 26.4% | — |
| Revenue YoY | — | -6.0% |
| Net Profit YoY | — | — |
| EPS (diluted) | $3.35 | $-2.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $205.2M | ||
| Q3 25 | $186.7M | $210.3M | ||
| Q2 25 | $195.8M | $228.0M | ||
| Q1 25 | $274.8M | $217.9M | ||
| Q4 24 | $182.6M | $218.2M | ||
| Q3 24 | $179.5M | $213.8M | ||
| Q2 24 | $188.6M | $237.1M |
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | — | ||
| Q3 25 | $38.8M | $-9.4M | ||
| Q2 25 | $42.1M | $-9.4M | ||
| Q1 25 | $75.0M | $-7.2M | ||
| Q4 24 | $30.0M | — | ||
| Q3 24 | $33.5M | $-7.1M | ||
| Q2 24 | $44.9M | $2.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | 20.3% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 19.5% | ||
| Q3 24 | — | 20.8% | ||
| Q2 24 | — | 22.7% |
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | -14.4% | ||
| Q3 25 | 25.9% | -1.6% | ||
| Q2 25 | 24.1% | -1.1% | ||
| Q1 25 | 33.2% | -1.5% | ||
| Q4 24 | 19.8% | -2.0% | ||
| Q3 24 | 20.9% | 0.1% | ||
| Q2 24 | 27.1% | 1.4% |
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | — | ||
| Q3 25 | 20.8% | -4.5% | ||
| Q2 25 | 21.5% | -4.1% | ||
| Q1 25 | 27.3% | -3.3% | ||
| Q4 24 | 16.4% | — | ||
| Q3 24 | 18.7% | -3.3% | ||
| Q2 24 | 23.8% | 1.2% |
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $-2.76 | ||
| Q3 25 | $1.69 | $-0.34 | ||
| Q2 25 | $1.81 | $-0.34 | ||
| Q1 25 | $3.14 | $-0.26 | ||
| Q4 24 | $1.23 | $-0.22 | ||
| Q3 24 | $1.34 | $-0.26 | ||
| Q2 24 | $1.78 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $66.3M |
| Total DebtLower is stronger | $59.5M | $180.9M |
| Stockholders' EquityBook value | $850.7M | $179.8M |
| Total Assets | $7.1B | $551.2M |
| Debt / EquityLower = less leverage | 0.07× | 1.01× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $66.3M | ||
| Q3 25 | $120.6M | $54.0M | ||
| Q2 25 | $258.3M | $49.8M | ||
| Q1 25 | $254.2M | $79.1M | ||
| Q4 24 | $597.4M | $71.8M | ||
| Q3 24 | $158.3M | $54.1M | ||
| Q2 24 | $298.9M | $42.1M |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $180.9M | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | $201.6M | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $179.8M | ||
| Q3 25 | $858.0M | $251.2M | ||
| Q2 25 | $819.0M | $260.5M | ||
| Q1 25 | $814.7M | $253.1M | ||
| Q4 24 | $758.3M | $245.3M | ||
| Q3 24 | $822.5M | $271.4M | ||
| Q2 24 | $748.4M | $270.5M |
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $551.2M | ||
| Q3 25 | $7.2B | $632.1M | ||
| Q2 25 | $7.2B | $639.4M | ||
| Q1 25 | $7.0B | $657.4M | ||
| Q4 24 | $7.6B | $621.6M | ||
| Q3 24 | $7.5B | $662.5M | ||
| Q2 24 | $7.5B | $666.7M |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 1.01× | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | 0.82× | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $8.8M |
| Free Cash FlowOCF − Capex | — | $2.6M |
| FCF MarginFCF / Revenue | — | 1.3% |
| Capex IntensityCapex / Revenue | — | 3.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $12.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $8.8M | ||
| Q3 25 | $303.7M | $3.6M | ||
| Q2 25 | $30.4M | $10.7M | ||
| Q1 25 | $188.3M | $10.9M | ||
| Q4 24 | $-71.7M | $19.2M | ||
| Q3 24 | $143.1M | $10.8M | ||
| Q2 24 | $113.2M | $8.7M |
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $2.6M | ||
| Q3 25 | $300.3M | $-2.7M | ||
| Q2 25 | $27.7M | $7.4M | ||
| Q1 25 | $184.7M | $4.8M | ||
| Q4 24 | $-73.8M | $14.0M | ||
| Q3 24 | $138.8M | $4.6M | ||
| Q2 24 | $111.0M | $1.5M |
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 1.3% | ||
| Q3 25 | 160.9% | -1.3% | ||
| Q2 25 | 14.1% | 3.3% | ||
| Q1 25 | 67.2% | 2.2% | ||
| Q4 24 | -40.4% | 6.4% | ||
| Q3 24 | 77.3% | 2.2% | ||
| Q2 24 | 58.8% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 3.0% | ||
| Q3 25 | 1.8% | 3.0% | ||
| Q2 25 | 1.4% | 1.4% | ||
| Q1 25 | 1.3% | 2.8% | ||
| Q4 24 | 1.1% | 2.4% | ||
| Q3 24 | 2.4% | 2.9% | ||
| Q2 24 | 1.2% | 3.0% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | 3.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
SRI
| Control Devices | $51.7M | 25% |
| Electronics | $38.0M | 19% |
| EE | $34.2M | 17% |
| SE | $28.6M | 14% |
| NL | $24.5M | 12% |
| Stoneridge Brazil | $14.1M | 7% |
| Asia Pacific | $13.1M | 6% |
