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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and Tecnoglass Inc. (TGLS). Click either name above to swap in a different company.
Tecnoglass Inc. is the larger business by last-quarter revenue ($245.3M vs $173.1M, roughly 1.4× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 20.3% vs 10.6%, a 9.7% gap on every dollar of revenue. On growth, Tecnoglass Inc. posted the faster year-over-year revenue change (2.4% vs -0.2%). PATHWARD FINANCIAL, INC. produced more free cash flow last quarter ($104.1M vs $11.4M). Over the past eight quarters, Tecnoglass Inc.'s revenue compounded faster (12.8% CAGR vs -18.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Tecnoglass Inc. is a leading manufacturer of high-performance architectural glass, aluminum windows, doors, and associated building components. It primarily caters to residential and commercial construction sectors across North America and Latin America, offering custom, energy-efficient solutions for new construction and renovation projects.
CASH vs TGLS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $173.1M | $245.3M |
| Net Profit | $35.2M | $26.1M |
| Gross Margin | — | 40.0% |
| Operating Margin | 24.6% | 18.3% |
| Net Margin | 20.3% | 10.6% |
| Revenue YoY | -0.2% | 2.4% |
| Net Profit YoY | 11.9% | -44.5% |
| EPS (diluted) | $1.57 | $0.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $173.1M | $245.3M | ||
| Q3 25 | $186.7M | $260.5M | ||
| Q2 25 | $195.8M | $255.5M | ||
| Q1 25 | $274.8M | $222.3M | ||
| Q4 24 | $182.6M | $239.6M | ||
| Q3 24 | $179.5M | $238.3M | ||
| Q2 24 | $188.6M | $219.7M | ||
| Q1 24 | $257.6M | $192.6M |
| Q4 25 | $35.2M | $26.1M | ||
| Q3 25 | $38.8M | $47.2M | ||
| Q2 25 | $42.1M | $44.1M | ||
| Q1 25 | $75.0M | $42.2M | ||
| Q4 24 | $30.0M | $47.0M | ||
| Q3 24 | $33.5M | $49.5M | ||
| Q2 24 | $44.9M | $35.0M | ||
| Q1 24 | $69.9M | $29.7M |
| Q4 25 | — | 40.0% | ||
| Q3 25 | — | 42.7% | ||
| Q2 25 | — | 44.7% | ||
| Q1 25 | — | 43.9% | ||
| Q4 24 | — | 44.5% | ||
| Q3 24 | — | 45.8% | ||
| Q2 24 | — | 40.8% | ||
| Q1 24 | — | 38.8% |
| Q4 25 | 24.6% | 18.3% | ||
| Q3 25 | 25.9% | 25.1% | ||
| Q2 25 | 24.1% | 24.0% | ||
| Q1 25 | 33.2% | 26.7% | ||
| Q4 24 | 19.8% | 28.0% | ||
| Q3 24 | 20.9% | 28.4% | ||
| Q2 24 | 27.1% | 23.3% | ||
| Q1 24 | 33.8% | 21.3% |
| Q4 25 | 20.3% | 10.6% | ||
| Q3 25 | 20.8% | 18.1% | ||
| Q2 25 | 21.5% | 17.3% | ||
| Q1 25 | 27.3% | 19.0% | ||
| Q4 24 | 16.4% | 19.6% | ||
| Q3 24 | 18.7% | 20.8% | ||
| Q2 24 | 23.8% | 15.9% | ||
| Q1 24 | 27.1% | 15.4% |
| Q4 25 | $1.57 | $0.57 | ||
| Q3 25 | $1.69 | $1.01 | ||
| Q2 25 | $1.81 | $0.94 | ||
| Q1 25 | $3.14 | $0.90 | ||
| Q4 24 | $1.23 | $1.00 | ||
| Q3 24 | $1.34 | $1.05 | ||
| Q2 24 | $1.78 | $0.75 | ||
| Q1 24 | $2.74 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $331.2M | $104.1M |
| Total DebtLower is stronger | $33.5M | $174.4M |
| Stockholders' EquityBook value | $854.5M | $713.1M |
| Total Assets | $7.6B | $1.3B |
| Debt / EquityLower = less leverage | 0.04× | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $331.2M | $104.1M | ||
| Q3 25 | $120.6M | $127.1M | ||
| Q2 25 | $258.3M | $140.9M | ||
| Q1 25 | $254.2M | $160.2M | ||
| Q4 24 | $597.4M | $137.5M | ||
| Q3 24 | $158.3M | $124.8M | ||
| Q2 24 | $298.9M | $129.5M | ||
| Q1 24 | $347.9M | $138.8M |
| Q4 25 | $33.5M | $174.4M | ||
| Q3 25 | $33.5M | $114.7M | ||
| Q2 25 | $33.4M | $110.6M | ||
| Q1 25 | $33.4M | $110.6M | ||
| Q4 24 | $33.4M | $111.1M | ||
| Q3 24 | $33.4M | $126.8M | ||
| Q2 24 | $33.3M | $144.7M | ||
| Q1 24 | $33.4M | $160.9M |
| Q4 25 | $854.5M | $713.1M | ||
| Q3 25 | $858.0M | $764.0M | ||
| Q2 25 | $819.0M | $736.0M | ||
| Q1 25 | $814.7M | $685.1M | ||
| Q4 24 | $758.3M | $631.2M | ||
| Q3 24 | $822.5M | $613.3M | ||
| Q2 24 | $748.4M | $574.8M | ||
| Q1 24 | $719.5M | $573.6M |
| Q4 25 | $7.6B | $1.3B | ||
| Q3 25 | $7.2B | $1.2B | ||
| Q2 25 | $7.2B | $1.2B | ||
| Q1 25 | $7.0B | $1.1B | ||
| Q4 24 | $7.6B | $1.0B | ||
| Q3 24 | $7.5B | $996.3M | ||
| Q2 24 | $7.5B | $942.5M | ||
| Q1 24 | $7.4B | $981.6M |
| Q4 25 | 0.04× | 0.24× | ||
| Q3 25 | 0.04× | 0.15× | ||
| Q2 25 | 0.04× | 0.15× | ||
| Q1 25 | 0.04× | 0.16× | ||
| Q4 24 | 0.04× | 0.18× | ||
| Q3 24 | 0.04× | 0.21× | ||
| Q2 24 | 0.04× | 0.25× | ||
| Q1 24 | 0.05× | 0.28× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $108.3M | $31.0M |
| Free Cash FlowOCF − Capex | $104.1M | $11.4M |
| FCF MarginFCF / Revenue | 60.1% | 4.7% |
| Capex IntensityCapex / Revenue | 2.4% | 8.0% |
| Cash ConversionOCF / Net Profit | 3.08× | 1.19× |
| TTM Free Cash FlowTrailing 4 quarters | $616.8M | $34.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $108.3M | $31.0M | ||
| Q3 25 | $303.7M | $40.0M | ||
| Q2 25 | $30.4M | $17.9M | ||
| Q1 25 | $188.3M | $46.9M | ||
| Q4 24 | $-71.7M | $61.1M | ||
| Q3 24 | $143.1M | $41.5M | ||
| Q2 24 | $113.2M | $34.5M | ||
| Q1 24 | $203.0M | $33.4M |
| Q4 25 | $104.1M | $11.4M | ||
| Q3 25 | $300.3M | $21.2M | ||
| Q2 25 | $27.7M | $-14.7M | ||
| Q1 25 | $184.7M | $16.5M | ||
| Q4 24 | $-73.8M | $35.4M | ||
| Q3 24 | $138.8M | $17.8M | ||
| Q2 24 | $111.0M | $14.2M | ||
| Q1 24 | $201.3M | $23.6M |
| Q4 25 | 60.1% | 4.7% | ||
| Q3 25 | 160.9% | 8.2% | ||
| Q2 25 | 14.1% | -5.7% | ||
| Q1 25 | 67.2% | 7.4% | ||
| Q4 24 | -40.4% | 14.8% | ||
| Q3 24 | 77.3% | 7.5% | ||
| Q2 24 | 58.8% | 6.5% | ||
| Q1 24 | 78.1% | 12.2% |
| Q4 25 | 2.4% | 8.0% | ||
| Q3 25 | 1.8% | 7.2% | ||
| Q2 25 | 1.4% | 12.7% | ||
| Q1 25 | 1.3% | 13.7% | ||
| Q4 24 | 1.1% | 10.7% | ||
| Q3 24 | 2.4% | 9.9% | ||
| Q2 24 | 1.2% | 9.2% | ||
| Q1 24 | 0.7% | 5.1% |
| Q4 25 | 3.08× | 1.19× | ||
| Q3 25 | 7.83× | 0.85× | ||
| Q2 25 | 0.72× | 0.41× | ||
| Q1 25 | 2.51× | 1.11× | ||
| Q4 24 | -2.39× | 1.30× | ||
| Q3 24 | 4.27× | 0.84× | ||
| Q2 24 | 2.52× | 0.98× | ||
| Q1 24 | 2.90× | 1.13× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
TGLS
| Product Sales | $164.2M | 67% |
| Fixed Price Contracts | $81.1M | 33% |
| Related Party | $692.0K | 0% |
