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Side-by-side financial comparison of CASS INFORMATION SYSTEMS INC (CASS) and Namib Minerals (NAMM). Click either name above to swap in a different company.

Namib Minerals is the larger business by last-quarter revenue ($41.9M vs $26.2M, roughly 1.6× CASS INFORMATION SYSTEMS INC). Namib Minerals produced more free cash flow last quarter ($7.4M vs $4.1M).

Cass Information Systems Inc is a leading provider of integrated financial automation and information management solutions for enterprises. Its core services cover freight payment processing, utility expense management, commercial payment services, and supporting data analytics tools, helping clients streamline financial workflows, cut operational costs, and gain clearer cross-category spending visibility to support smarter business decisions.

Namib Minerals is a Namibia-based natural resources firm focused on exploration, development and extraction of high-demand mineral deposits including uranium, copper and lithium. It operates across licensed southern African sites, supplying raw materials to global clean energy, construction and electronics manufacturing sectors.

CASS vs NAMM — Head-to-Head

Bigger by revenue
NAMM
NAMM
1.6× larger
NAMM
$41.9M
$26.2M
CASS
More free cash flow
NAMM
NAMM
$3.2M more FCF
NAMM
$7.4M
$4.1M
CASS

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
CASS
CASS
NAMM
NAMM
Revenue
$26.2M
$41.9M
Net Profit
$8.2M
Gross Margin
45.7%
Operating Margin
38.1%
29.8%
Net Margin
31.3%
Revenue YoY
-1.3%
Net Profit YoY
78.3%
EPS (diluted)
$0.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CASS
CASS
NAMM
NAMM
Q4 25
$26.2M
Q3 25
$27.4M
Q2 25
$27.6M
$41.9M
Q1 25
$26.8M
Q4 24
$26.5M
Q3 24
$28.1M
Q2 24
$27.6M
Q1 24
$27.7M
Net Profit
CASS
CASS
NAMM
NAMM
Q4 25
$8.2M
Q3 25
$9.1M
Q2 25
$8.9M
Q1 25
$9.0M
Q4 24
$4.6M
Q3 24
$2.9M
Q2 24
$4.5M
Q1 24
$7.2M
Gross Margin
CASS
CASS
NAMM
NAMM
Q4 25
Q3 25
Q2 25
45.7%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
CASS
CASS
NAMM
NAMM
Q4 25
38.1%
Q3 25
42.3%
Q2 25
22.8%
29.8%
Q1 25
40.6%
Q4 24
19.7%
Q3 24
13.4%
Q2 24
20.2%
Q1 24
32.1%
Net Margin
CASS
CASS
NAMM
NAMM
Q4 25
31.3%
Q3 25
33.2%
Q2 25
32.1%
Q1 25
33.5%
Q4 24
17.3%
Q3 24
10.5%
Q2 24
16.2%
Q1 24
25.8%
EPS (diluted)
CASS
CASS
NAMM
NAMM
Q4 25
$0.61
Q3 25
$0.68
Q2 25
$0.66
Q1 25
$0.66
Q4 24
$0.34
Q3 24
$0.21
Q2 24
$0.32
Q1 24
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CASS
CASS
NAMM
NAMM
Cash + ST InvestmentsLiquidity on hand
$758.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$243.0M
Total Assets
$2.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CASS
CASS
NAMM
NAMM
Q4 25
$758.4M
Q3 25
$486.6M
Q2 25
$431.2M
Q1 25
$428.9M
Q4 24
$680.1M
Q3 24
$432.0M
Q2 24
$441.7M
Q1 24
$368.3M
Stockholders' Equity
CASS
CASS
NAMM
NAMM
Q4 25
$243.0M
Q3 25
$243.4M
Q2 25
$240.8M
Q1 25
$234.2M
Q4 24
$229.0M
Q3 24
$237.6M
Q2 24
$229.9M
Q1 24
$229.5M
Total Assets
CASS
CASS
NAMM
NAMM
Q4 25
$2.6B
Q3 25
$2.5B
Q2 25
$2.3B
Q1 25
$2.3B
Q4 24
$2.4B
Q3 24
$2.3B
Q2 24
$2.3B
Q1 24
$2.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CASS
CASS
NAMM
NAMM
Operating Cash FlowLast quarter
$4.8M
$11.4M
Free Cash FlowOCF − Capex
$4.1M
$7.4M
FCF MarginFCF / Revenue
15.8%
17.6%
Capex IntensityCapex / Revenue
2.7%
9.6%
Cash ConversionOCF / Net Profit
0.59×
TTM Free Cash FlowTrailing 4 quarters
$31.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CASS
CASS
NAMM
NAMM
Q4 25
$4.8M
Q3 25
$12.3M
Q2 25
$-1.3M
$11.4M
Q1 25
$21.6M
Q4 24
$18.6M
Q3 24
$-198.0K
Q2 24
$10.7M
Q1 24
$9.8M
Free Cash Flow
CASS
CASS
NAMM
NAMM
Q4 25
$4.1M
Q3 25
$11.3M
Q2 25
$-2.6M
$7.4M
Q1 25
$19.0M
Q4 24
$18.4M
Q3 24
$-2.2M
Q2 24
$7.9M
Q1 24
$6.3M
FCF Margin
CASS
CASS
NAMM
NAMM
Q4 25
15.8%
Q3 25
41.1%
Q2 25
-9.5%
17.6%
Q1 25
71.0%
Q4 24
69.5%
Q3 24
-8.0%
Q2 24
28.6%
Q1 24
22.9%
Capex Intensity
CASS
CASS
NAMM
NAMM
Q4 25
2.7%
Q3 25
3.8%
Q2 25
4.9%
9.6%
Q1 25
9.6%
Q4 24
0.7%
Q3 24
7.2%
Q2 24
10.1%
Q1 24
12.6%
Cash Conversion
CASS
CASS
NAMM
NAMM
Q4 25
0.59×
Q3 25
1.35×
Q2 25
-0.15×
Q1 25
2.41×
Q4 24
4.06×
Q3 24
-0.07×
Q2 24
2.38×
Q1 24
1.37×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CASS
CASS

Processing Fees$15.9M61%
Financial Fees$9.9M38%

NAMM
NAMM

Segment breakdown not available.

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