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Side-by-side financial comparison of CATO CORP (CATO) and Dime Community Bancshares, Inc. (DCOM). Click either name above to swap in a different company.

CATO CORP is the larger business by last-quarter revenue ($155.4M vs $123.8M, roughly 1.3× Dime Community Bancshares, Inc.). On growth, Dime Community Bancshares, Inc. posted the faster year-over-year revenue change (3040.1% vs 6.3%). Over the past eight quarters, Dime Community Bancshares, Inc.'s revenue compounded faster (22.9% CAGR vs -5.7%).

The Cato Corporation is an American retailer of women's fashions and accessories. The company is headquartered in Charlotte, North Carolina. As of January 2016, the company operated 1,372 stores under the names Cato, Cato Plus, It's Fashion, It's Fashion Metro and Versona.

The Dime Community Bank, originally known as the Dime Savings Bank of Williamsburgh, is a local, FDIC-insured bank headquartered in Hauppauge, New York. Founded in 1864, the bank was originally based in the Williamsburg neighborhood of Brooklyn, New York, and continues to operate with a strong market presence in this area. In 2017, Dime moved its headquarters to Brooklyn Heights. On Monday, February 1, 2021, Bridge Bancorp Inc. and Dime Community Bancshares successfully closed on a merger of ...

CATO vs DCOM — Head-to-Head

Bigger by revenue
CATO
CATO
1.3× larger
CATO
$155.4M
$123.8M
DCOM
Growing faster (revenue YoY)
DCOM
DCOM
+3033.8% gap
DCOM
3040.1%
6.3%
CATO
Faster 2-yr revenue CAGR
DCOM
DCOM
Annualised
DCOM
22.9%
-5.7%
CATO

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
CATO
CATO
DCOM
DCOM
Revenue
$155.4M
$123.8M
Net Profit
$-5.2M
Gross Margin
32.7%
Operating Margin
-5.3%
38.6%
Net Margin
-3.3%
Revenue YoY
6.3%
3040.1%
Net Profit YoY
65.6%
EPS (diluted)
$-0.28
$0.68

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CATO
CATO
DCOM
DCOM
Q4 25
$155.4M
$123.8M
Q3 25
$176.5M
$115.6M
Q2 25
$170.2M
$109.7M
Q1 25
$157.9M
$103.8M
Q4 24
$146.2M
$3.9M
Q3 24
$168.6M
$87.6M
Q2 24
$177.1M
$87.3M
Q1 24
$174.9M
$82.0M
Net Profit
CATO
CATO
DCOM
DCOM
Q4 25
$-5.2M
Q3 25
$6.8M
$27.7M
Q2 25
$3.3M
$29.7M
Q1 25
$-14.1M
$21.5M
Q4 24
$-15.1M
Q3 24
$95.0K
$13.3M
Q2 24
$11.0M
$18.5M
Q1 24
$17.7M
Gross Margin
CATO
CATO
DCOM
DCOM
Q4 25
32.7%
Q3 25
36.8%
Q2 25
35.8%
Q1 25
29.2%
Q4 24
29.6%
Q3 24
35.3%
Q2 24
36.5%
Q1 24
32.1%
Operating Margin
CATO
CATO
DCOM
DCOM
Q4 25
-5.3%
38.6%
Q3 25
3.1%
34.7%
Q2 25
2.0%
36.6%
Q1 25
-15.2%
27.6%
Q4 24
-11.6%
-433.6%
Q3 24
-0.4%
20.8%
Q2 24
3.5%
29.8%
Q1 24
-9.5%
29.6%
Net Margin
CATO
CATO
DCOM
DCOM
Q4 25
-3.3%
Q3 25
3.9%
23.9%
Q2 25
1.9%
27.1%
Q1 25
-8.9%
20.7%
Q4 24
-10.3%
Q3 24
0.1%
15.2%
Q2 24
6.2%
21.2%
Q1 24
21.6%
EPS (diluted)
CATO
CATO
DCOM
DCOM
Q4 25
$-0.28
$0.68
Q3 25
$0.35
$0.59
Q2 25
$0.17
$0.64
Q1 25
$-0.73
$0.45
Q4 24
$-0.79
$-0.58
Q3 24
$0.01
$0.29
Q2 24
$0.54
$0.43
Q1 24
$-1.15
$0.41

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CATO
CATO
DCOM
DCOM
Cash + ST InvestmentsLiquidity on hand
$79.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$167.6M
$1.5B
Total Assets
$450.2M
$15.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CATO
CATO
DCOM
DCOM
Q4 25
$79.0M
Q3 25
$90.8M
Q2 25
$80.0M
Q1 25
$77.7M
Q4 24
$86.2M
Q3 24
$104.7M
Q2 24
$105.4M
Q1 24
$103.0M
Stockholders' Equity
CATO
CATO
DCOM
DCOM
Q4 25
$167.6M
$1.5B
Q3 25
$172.2M
$1.5B
Q2 25
$164.9M
$1.4B
Q1 25
$162.3M
$1.4B
Q4 24
$177.1M
$1.4B
Q3 24
$195.1M
$1.3B
Q2 24
$196.9M
$1.3B
Q1 24
$192.3M
$1.2B
Total Assets
CATO
CATO
DCOM
DCOM
Q4 25
$450.2M
$15.3B
Q3 25
$436.9M
$14.5B
Q2 25
$440.8M
$14.2B
Q1 25
$452.4M
$14.1B
Q4 24
$424.4M
$14.4B
Q3 24
$455.6M
$13.7B
Q2 24
$477.1M
$13.5B
Q1 24
$486.8M
$13.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CATO
CATO
DCOM
DCOM
Operating Cash FlowLast quarter
$-12.4M
$186.6M
Free Cash FlowOCF − Capex
$-12.9M
FCF MarginFCF / Revenue
-8.3%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-7.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CATO
CATO
DCOM
DCOM
Q4 25
$-12.4M
$186.6M
Q3 25
$11.8M
$52.1M
Q2 25
$3.9M
$23.1M
Q1 25
$-6.5M
$65.4M
Q4 24
$-22.1M
$99.1M
Q3 24
$3.1M
$-33.3M
Q2 24
$5.7M
$12.6M
Q1 24
$-11.2M
$30.7M
Free Cash Flow
CATO
CATO
DCOM
DCOM
Q4 25
$-12.9M
Q3 25
$10.4M
$51.2M
Q2 25
$2.8M
$20.4M
Q1 25
$-7.8M
Q4 24
$-23.8M
Q3 24
$1.6M
$-34.1M
Q2 24
$2.4M
$9.2M
Q1 24
$-13.5M
FCF Margin
CATO
CATO
DCOM
DCOM
Q4 25
-8.3%
Q3 25
5.9%
44.3%
Q2 25
1.7%
18.6%
Q1 25
-5.0%
Q4 24
-16.3%
Q3 24
0.9%
-38.9%
Q2 24
1.4%
10.5%
Q1 24
-7.7%
Capex Intensity
CATO
CATO
DCOM
DCOM
Q4 25
0.3%
Q3 25
0.8%
0.7%
Q2 25
0.6%
2.4%
Q1 25
0.9%
Q4 24
1.2%
Q3 24
0.9%
0.9%
Q2 24
1.8%
3.9%
Q1 24
1.3%
Cash Conversion
CATO
CATO
DCOM
DCOM
Q4 25
Q3 25
1.72×
1.88×
Q2 25
1.17×
0.78×
Q1 25
3.05×
Q4 24
Q3 24
32.95×
-2.50×
Q2 24
0.52×
0.68×
Q1 24
1.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CATO
CATO

Retail Segment$154.7M100%
Credit Card$5.3M3%

DCOM
DCOM

Segment breakdown not available.

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