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Side-by-side financial comparison of COLONY BANKCORP INC (CBAN) and Clearfield, Inc. (CLFD). Click either name above to swap in a different company.
COLONY BANKCORP INC is the larger business by last-quarter revenue ($39.9M vs $34.3M, roughly 1.2× Clearfield, Inc.). COLONY BANKCORP INC runs the higher net margin — 20.6% vs -1.8%, a 22.4% gap on every dollar of revenue. Over the past eight quarters, COLONY BANKCORP INC's revenue compounded faster (19.6% CAGR vs -3.5%).
Colony Bankcorp Inc is a US-based bank holding company that operates Colony Bank. It provides a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving retail customers and small-to-medium enterprises across the state of Georgia.
Clearfield, Inc. is a company headquartered in Minneapolis, Minnesota. The company produces fiber optic products.
CBAN vs CLFD — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $39.9M | $34.3M |
| Net Profit | $8.2M | $-614.0K |
| Gross Margin | — | 33.2% |
| Operating Margin | — | -5.3% |
| Net Margin | 20.6% | -1.8% |
| Revenue YoY | — | -3.2% |
| Net Profit YoY | 24.1% | 67.8% |
| EPS (diluted) | — | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $39.9M | — | ||
| Q4 25 | $36.9M | $34.3M | ||
| Q3 25 | $32.8M | $23.4M | ||
| Q2 25 | $32.5M | $49.9M | ||
| Q1 25 | $30.0M | $47.2M | ||
| Q4 24 | $30.8M | $29.7M | ||
| Q3 24 | $28.6M | $5.6M | ||
| Q2 24 | $27.9M | $48.8M |
| Q1 26 | $8.2M | — | ||
| Q4 25 | — | $-614.0K | ||
| Q3 25 | $5.8M | $-9.1M | ||
| Q2 25 | $8.0M | $1.6M | ||
| Q1 25 | $6.6M | $1.3M | ||
| Q4 24 | — | $-1.9M | ||
| Q3 24 | $5.6M | — | ||
| Q2 24 | $5.5M | $-447.0K |
| Q1 26 | — | — | ||
| Q4 25 | — | 33.2% | ||
| Q3 25 | — | 53.2% | ||
| Q2 25 | — | 30.5% | ||
| Q1 25 | — | 30.1% | ||
| Q4 24 | — | 29.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.9% |
| Q1 26 | — | — | ||
| Q4 25 | 25.9% | -5.3% | ||
| Q3 25 | 22.2% | 10.3% | ||
| Q2 25 | 30.9% | 3.0% | ||
| Q1 25 | 27.6% | 0.6% | ||
| Q4 24 | 28.8% | -6.9% | ||
| Q3 24 | 24.6% | — | ||
| Q2 24 | 24.8% | -4.7% |
| Q1 26 | 20.6% | — | ||
| Q4 25 | — | -1.8% | ||
| Q3 25 | 17.7% | -38.8% | ||
| Q2 25 | 24.6% | 3.2% | ||
| Q1 25 | 22.0% | 2.8% | ||
| Q4 24 | — | -6.4% | ||
| Q3 24 | 19.7% | — | ||
| Q2 24 | 19.6% | -0.9% |
| Q1 26 | — | — | ||
| Q4 25 | $0.42 | $-0.04 | ||
| Q3 25 | $0.33 | $-0.65 | ||
| Q2 25 | $0.46 | $0.11 | ||
| Q1 25 | $0.38 | $0.09 | ||
| Q4 24 | $0.43 | $-0.13 | ||
| Q3 24 | $0.32 | — | ||
| Q2 24 | $0.31 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $295.8M | $96.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $380.4M | $249.7M |
| Total Assets | $3.7B | $268.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $295.8M | — | ||
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $106.0M | ||
| Q2 25 | — | $117.2M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $113.0M | ||
| Q3 24 | — | $129.0M | ||
| Q2 24 | — | $123.8M |
| Q1 26 | — | — | ||
| Q4 25 | $258.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $248.0M | — | ||
| Q3 24 | — | $2.2M | ||
| Q2 24 | — | $2.1M |
| Q1 26 | $380.4M | — | ||
| Q4 25 | $375.9M | $249.7M | ||
| Q3 25 | $302.3M | $256.2M | ||
| Q2 25 | $293.9M | $264.5M | ||
| Q1 25 | $286.9M | $265.9M | ||
| Q4 24 | $278.7M | $267.4M | ||
| Q3 24 | $276.1M | $275.8M | ||
| Q2 24 | $264.7M | $274.6M |
| Q1 26 | $3.7B | — | ||
| Q4 25 | $3.7B | $268.1M | ||
| Q3 25 | $3.2B | $306.2M | ||
| Q2 25 | $3.1B | $314.7M | ||
| Q1 25 | $3.2B | $310.9M | ||
| Q4 24 | $3.1B | $303.2M | ||
| Q3 24 | $3.1B | $315.3M | ||
| Q2 24 | $3.0B | $318.1M |
| Q1 26 | — | — | ||
| Q4 25 | 0.69× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.89× | — | ||
| Q3 24 | — | 0.01× | ||
| Q2 24 | — | 0.01× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-1.4M |
| Free Cash FlowOCF − Capex | — | $-2.4M |
| FCF MarginFCF / Revenue | — | -7.1% |
| Capex IntensityCapex / Revenue | — | 2.9% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-5.5M | $-1.4M | ||
| Q3 25 | $14.4M | — | ||
| Q2 25 | $15.8M | $7.9M | ||
| Q1 25 | $17.9M | $3.0M | ||
| Q4 24 | $23.4M | $7.2M | ||
| Q3 24 | $20.5M | $22.2M | ||
| Q2 24 | $1.1M | $4.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-6.9M | $-2.4M | ||
| Q3 25 | $14.1M | — | ||
| Q2 25 | $15.8M | $7.5M | ||
| Q1 25 | $17.6M | $654.0K | ||
| Q4 24 | $22.3M | $5.1M | ||
| Q3 24 | $20.2M | $18.2M | ||
| Q2 24 | $990.0K | $2.8M |
| Q1 26 | — | — | ||
| Q4 25 | -18.7% | -7.1% | ||
| Q3 25 | 42.9% | — | ||
| Q2 25 | 48.5% | 15.1% | ||
| Q1 25 | 58.7% | 1.4% | ||
| Q4 24 | 72.5% | 17.1% | ||
| Q3 24 | 70.6% | 323.0% | ||
| Q2 24 | 3.5% | 5.8% |
| Q1 26 | — | — | ||
| Q4 25 | 3.7% | 2.9% | ||
| Q3 25 | 1.1% | 2.0% | ||
| Q2 25 | 0.3% | 0.8% | ||
| Q1 25 | 1.2% | 5.1% | ||
| Q4 24 | 3.5% | 7.0% | ||
| Q3 24 | 1.0% | 71.4% | ||
| Q2 24 | 0.5% | 2.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.48× | — | ||
| Q2 25 | 1.99× | 4.93× | ||
| Q1 25 | 2.71× | 2.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.64× | — | ||
| Q2 24 | 0.20× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBAN
| Net Interest Income | $29.2M | 73% |
| Noninterest Income | $10.7M | 27% |
CLFD
Segment breakdown not available.
