vs

Side-by-side financial comparison of COLONY BANKCORP INC (CBAN) and NORTHERN TECHNOLOGIES INTERNATIONAL CORP (NTIC). Click either name above to swap in a different company.

COLONY BANKCORP INC is the larger business by last-quarter revenue ($39.9M vs $23.3M, roughly 1.7× NORTHERN TECHNOLOGIES INTERNATIONAL CORP). COLONY BANKCORP INC runs the higher net margin — 20.6% vs 1.0%, a 19.5% gap on every dollar of revenue. Over the past eight quarters, COLONY BANKCORP INC's revenue compounded faster (19.6% CAGR vs 5.8%).

Colony Bankcorp Inc is a US-based bank holding company that operates Colony Bank. It provides a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving retail customers and small-to-medium enterprises across the state of Georgia.

Maxar Technologies Inc., was an American space technology company, specializing in geospatial intelligence, Earth observation, and on-orbit satellite servicing, satellite products, and related services. DigitalGlobe and MDA Holdings Company merged to become Maxar Technologies on October 5, 2017.

CBAN vs NTIC — Head-to-Head

Bigger by revenue
CBAN
CBAN
1.7× larger
CBAN
$39.9M
$23.3M
NTIC
Higher net margin
CBAN
CBAN
19.5% more per $
CBAN
20.6%
1.0%
NTIC
Faster 2-yr revenue CAGR
CBAN
CBAN
Annualised
CBAN
19.6%
5.8%
NTIC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CBAN
CBAN
NTIC
NTIC
Revenue
$39.9M
$23.3M
Net Profit
$8.2M
$237.8K
Gross Margin
36.0%
Operating Margin
4.0%
Net Margin
20.6%
1.0%
Revenue YoY
9.2%
Net Profit YoY
24.1%
-57.6%
EPS (diluted)
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBAN
CBAN
NTIC
NTIC
Q1 26
$39.9M
Q4 25
$36.9M
$23.3M
Q3 25
$32.8M
$22.3M
Q2 25
$32.5M
$21.5M
Q1 25
$30.0M
$19.1M
Q4 24
$30.8M
$21.3M
Q3 24
$28.6M
$23.3M
Q2 24
$27.9M
$20.7M
Net Profit
CBAN
CBAN
NTIC
NTIC
Q1 26
$8.2M
Q4 25
$237.8K
Q3 25
$5.8M
$-1.1M
Q2 25
$8.0M
$121.8K
Q1 25
$6.6M
$434.3K
Q4 24
$561.1K
Q3 24
$5.6M
$1.8M
Q2 24
$5.5M
$976.6K
Gross Margin
CBAN
CBAN
NTIC
NTIC
Q1 26
Q4 25
36.0%
Q3 25
37.9%
Q2 25
38.4%
Q1 25
35.6%
Q4 24
38.3%
Q3 24
43.8%
Q2 24
38.2%
Operating Margin
CBAN
CBAN
NTIC
NTIC
Q1 26
Q4 25
25.9%
4.0%
Q3 25
22.2%
4.2%
Q2 25
30.9%
4.0%
Q1 25
27.6%
-1.7%
Q4 24
28.8%
5.2%
Q3 24
24.6%
11.8%
Q2 24
24.8%
7.4%
Net Margin
CBAN
CBAN
NTIC
NTIC
Q1 26
20.6%
Q4 25
1.0%
Q3 25
17.7%
-4.9%
Q2 25
24.6%
0.6%
Q1 25
22.0%
2.3%
Q4 24
2.6%
Q3 24
19.7%
7.9%
Q2 24
19.6%
4.7%
EPS (diluted)
CBAN
CBAN
NTIC
NTIC
Q1 26
Q4 25
$0.42
$0.03
Q3 25
$0.33
$-0.11
Q2 25
$0.46
$0.01
Q1 25
$0.38
$0.04
Q4 24
$0.43
$0.06
Q3 24
$0.32
$0.19
Q2 24
$0.31
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBAN
CBAN
NTIC
NTIC
Cash + ST InvestmentsLiquidity on hand
$295.8M
$6.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$380.4M
$72.4M
Total Assets
$3.7B
$104.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBAN
CBAN
NTIC
NTIC
Q1 26
$295.8M
Q4 25
$6.4M
Q3 25
$7.3M
Q2 25
$6.8M
Q1 25
$5.1M
Q4 24
$5.6M
Q3 24
$5.0M
Q2 24
$5.8M
Total Debt
CBAN
CBAN
NTIC
NTIC
Q1 26
Q4 25
$258.1M
Q3 25
Q2 25
Q1 25
Q4 24
$248.0M
Q3 24
Q2 24
Stockholders' Equity
CBAN
CBAN
NTIC
NTIC
Q1 26
$380.4M
Q4 25
$375.9M
$72.4M
Q3 25
$302.3M
$72.1M
Q2 25
$293.9M
$72.4M
Q1 25
$286.9M
$69.7M
Q4 24
$278.7M
$70.2M
Q3 24
$276.1M
$71.2M
Q2 24
$264.7M
$68.9M
Total Assets
CBAN
CBAN
NTIC
NTIC
Q1 26
$3.7B
Q4 25
$3.7B
$104.0M
Q3 25
$3.2B
$102.7M
Q2 25
$3.1B
$99.3M
Q1 25
$3.2B
$93.7M
Q4 24
$3.1B
$94.0M
Q3 24
$3.1B
$94.7M
Q2 24
$3.0B
$89.3M
Debt / Equity
CBAN
CBAN
NTIC
NTIC
Q1 26
Q4 25
0.69×
Q3 25
Q2 25
Q1 25
Q4 24
0.89×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBAN
CBAN
NTIC
NTIC
Operating Cash FlowLast quarter
$341.9K
Free Cash FlowOCF − Capex
$-479.7K
FCF MarginFCF / Revenue
-2.1%
Capex IntensityCapex / Revenue
3.5%
Cash ConversionOCF / Net Profit
1.44×
TTM Free Cash FlowTrailing 4 quarters
$-1.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBAN
CBAN
NTIC
NTIC
Q1 26
Q4 25
$-5.5M
$341.9K
Q3 25
$14.4M
$-1.4M
Q2 25
$15.8M
$609.7K
Q1 25
$17.9M
$803.7K
Q4 24
$23.4M
$2.4M
Q3 24
$20.5M
Q2 24
$1.1M
$1.9M
Free Cash Flow
CBAN
CBAN
NTIC
NTIC
Q1 26
Q4 25
$-6.9M
$-479.7K
Q3 25
$14.1M
$-1.4M
Q2 25
$15.8M
$-171.2K
Q1 25
$17.6M
$293.1K
Q4 24
$22.3M
$1.2M
Q3 24
$20.2M
Q2 24
$990.0K
$869.4K
FCF Margin
CBAN
CBAN
NTIC
NTIC
Q1 26
Q4 25
-18.7%
-2.1%
Q3 25
42.9%
-6.3%
Q2 25
48.5%
-0.8%
Q1 25
58.7%
1.5%
Q4 24
72.5%
5.5%
Q3 24
70.6%
Q2 24
3.5%
4.2%
Capex Intensity
CBAN
CBAN
NTIC
NTIC
Q1 26
Q4 25
3.7%
3.5%
Q3 25
1.1%
0.2%
Q2 25
0.3%
3.6%
Q1 25
1.2%
2.7%
Q4 24
3.5%
5.7%
Q3 24
1.0%
Q2 24
0.5%
5.2%
Cash Conversion
CBAN
CBAN
NTIC
NTIC
Q1 26
Q4 25
1.44×
Q3 25
2.48×
Q2 25
1.99×
5.01×
Q1 25
2.71×
1.85×
Q4 24
4.27×
Q3 24
3.64×
Q2 24
0.20×
1.99×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBAN
CBAN

Net Interest Income$29.2M73%
Noninterest Income$10.7M27%

NTIC
NTIC

Inside The USA To Unaffiliated Customers$7.5M32%
Natur Tec$6.0M26%
Acobal$3.6M15%
Other$2.7M12%
BR$2.1M9%
Zerust OY$1.4M6%

Related Comparisons