vs
Side-by-side financial comparison of COLONY BANKCORP INC (CBAN) and SmartRent, Inc. (SMRT). Click either name above to swap in a different company.
COLONY BANKCORP INC is the larger business by last-quarter revenue ($39.9M vs $36.5M, roughly 1.1× SmartRent, Inc.). COLONY BANKCORP INC runs the higher net margin — 20.6% vs -8.9%, a 29.5% gap on every dollar of revenue. Over the past eight quarters, COLONY BANKCORP INC's revenue compounded faster (19.6% CAGR vs -15.0%).
Colony Bankcorp Inc is a US-based bank holding company that operates Colony Bank. It provides a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving retail customers and small-to-medium enterprises across the state of Georgia.
Budget Rent a Car System, Inc. is an American car rental company that was founded in 1958 in Los Angeles, California by Morris Mirkin. Budget is a subsidiary of the Avis Budget Group, with its operations headquartered in Parsippany, New Jersey.
CBAN vs SMRT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $39.9M | $36.5M |
| Net Profit | $8.2M | $-3.2M |
| Gross Margin | — | 38.6% |
| Operating Margin | — | -10.9% |
| Net Margin | 20.6% | -8.9% |
| Revenue YoY | — | 3.1% |
| Net Profit YoY | 24.1% | 71.6% |
| EPS (diluted) | — | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $39.9M | — | ||
| Q4 25 | $36.9M | $36.5M | ||
| Q3 25 | $32.8M | $36.2M | ||
| Q2 25 | $32.5M | $38.3M | ||
| Q1 25 | $30.0M | $41.3M | ||
| Q4 24 | $30.8M | $35.4M | ||
| Q3 24 | $28.6M | $40.5M | ||
| Q2 24 | $27.9M | $48.5M |
| Q1 26 | $8.2M | — | ||
| Q4 25 | — | $-3.2M | ||
| Q3 25 | $5.8M | $-6.3M | ||
| Q2 25 | $8.0M | $-10.9M | ||
| Q1 25 | $6.6M | $-40.2M | ||
| Q4 24 | — | $-11.4M | ||
| Q3 24 | $5.6M | $-9.9M | ||
| Q2 24 | $5.5M | $-4.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 33.1% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 35.7% |
| Q1 26 | — | — | ||
| Q4 25 | 25.9% | -10.9% | ||
| Q3 25 | 22.2% | -19.4% | ||
| Q2 25 | 30.9% | -30.5% | ||
| Q1 25 | 27.6% | -99.9% | ||
| Q4 24 | 28.8% | -36.6% | ||
| Q3 24 | 24.6% | -29.0% | ||
| Q2 24 | 24.8% | -14.3% |
| Q1 26 | 20.6% | — | ||
| Q4 25 | — | -8.9% | ||
| Q3 25 | 17.7% | -17.3% | ||
| Q2 25 | 24.6% | -28.3% | ||
| Q1 25 | 22.0% | -97.2% | ||
| Q4 24 | — | -32.3% | ||
| Q3 24 | 19.7% | -24.5% | ||
| Q2 24 | 19.6% | -9.5% |
| Q1 26 | — | — | ||
| Q4 25 | $0.42 | $-0.02 | ||
| Q3 25 | $0.33 | $-0.03 | ||
| Q2 25 | $0.46 | $-0.06 | ||
| Q1 25 | $0.38 | $-0.21 | ||
| Q4 24 | $0.43 | $-0.06 | ||
| Q3 24 | $0.32 | $-0.05 | ||
| Q2 24 | $0.31 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $295.8M | $104.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $380.4M | $232.1M |
| Total Assets | $3.7B | $320.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $295.8M | — | ||
| Q4 25 | — | $104.5M | ||
| Q3 25 | — | $100.0M | ||
| Q2 25 | — | $105.0M | ||
| Q1 25 | — | $125.6M | ||
| Q4 24 | — | $142.5M | ||
| Q3 24 | — | $163.4M | ||
| Q2 24 | — | $187.4M |
| Q1 26 | — | — | ||
| Q4 25 | $258.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $248.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $380.4M | — | ||
| Q4 25 | $375.9M | $232.1M | ||
| Q3 25 | $302.3M | $234.4M | ||
| Q2 25 | $293.9M | $238.8M | ||
| Q1 25 | $286.9M | $250.7M | ||
| Q4 24 | $278.7M | $289.4M | ||
| Q3 24 | $276.1M | $305.1M | ||
| Q2 24 | $264.7M | $329.4M |
| Q1 26 | $3.7B | — | ||
| Q4 25 | $3.7B | $320.9M | ||
| Q3 25 | $3.2B | $335.8M | ||
| Q2 25 | $3.1B | $354.0M | ||
| Q1 25 | $3.2B | $366.1M | ||
| Q4 24 | $3.1B | $420.2M | ||
| Q3 24 | $3.1B | $448.6M | ||
| Q2 24 | $3.0B | $475.3M |
| Q1 26 | — | — | ||
| Q4 25 | 0.69× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.89× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $7.7M |
| Free Cash FlowOCF − Capex | — | $7.7M |
| FCF MarginFCF / Revenue | — | 21.0% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-25.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-5.5M | $7.7M | ||
| Q3 25 | $14.4M | $-2.1M | ||
| Q2 25 | $15.8M | $-14.9M | ||
| Q1 25 | $17.9M | $-12.2M | ||
| Q4 24 | $23.4M | $-12.0M | ||
| Q3 24 | $20.5M | $-3.7M | ||
| Q2 24 | $1.1M | $-13.9M |
| Q1 26 | — | — | ||
| Q4 25 | $-6.9M | $7.7M | ||
| Q3 25 | $14.1M | $-2.2M | ||
| Q2 25 | $15.8M | $-16.2M | ||
| Q1 25 | $17.6M | $-14.3M | ||
| Q4 24 | $22.3M | $-13.3M | ||
| Q3 24 | $20.2M | $-3.9M | ||
| Q2 24 | $990.0K | $-14.1M |
| Q1 26 | — | — | ||
| Q4 25 | -18.7% | 21.0% | ||
| Q3 25 | 42.9% | -6.1% | ||
| Q2 25 | 48.5% | -42.3% | ||
| Q1 25 | 58.7% | -34.7% | ||
| Q4 24 | 72.5% | -37.5% | ||
| Q3 24 | 70.6% | -9.7% | ||
| Q2 24 | 3.5% | -29.1% |
| Q1 26 | — | — | ||
| Q4 25 | 3.7% | 0.0% | ||
| Q3 25 | 1.1% | 0.2% | ||
| Q2 25 | 0.3% | 3.3% | ||
| Q1 25 | 1.2% | 5.3% | ||
| Q4 24 | 3.5% | 3.5% | ||
| Q3 24 | 1.0% | 0.6% | ||
| Q2 24 | 0.5% | 0.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.48× | — | ||
| Q2 25 | 1.99× | — | ||
| Q1 25 | 2.71× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.64× | — | ||
| Q2 24 | 0.20× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBAN
| Net Interest Income | $29.2M | 73% |
| Noninterest Income | $10.7M | 27% |
SMRT
| Hosted Services | $18.1M | 50% |
| Hardware Service | $12.5M | 34% |
| Smart Operations Solutions | $2.6M | 7% |
| Access Control | $2.0M | 5% |
| Other Smart Communities Solutions | $1.3M | 3% |
