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Side-by-side financial comparison of COLONY BANKCORP INC (CBAN) and System1, Inc. (SST). Click either name above to swap in a different company.
System1, Inc. is the larger business by last-quarter revenue ($51.9M vs $39.9M, roughly 1.3× COLONY BANKCORP INC). COLONY BANKCORP INC runs the higher net margin — 20.6% vs -26.0%, a 46.5% gap on every dollar of revenue. Over the past eight quarters, COLONY BANKCORP INC's revenue compounded faster (19.6% CAGR vs -21.8%).
Colony Bankcorp Inc is a US-based bank holding company that operates Colony Bank. It provides a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving retail customers and small-to-medium enterprises across the state of Georgia.
System1 is an American Internet advertising company. Formerly known as OpenMail, it was founded in 2013. It describes itself as operating a "Responsive Acquisition Marketing Platform", and cites privacy as one of its principal foci, although it has been criticized for its influence on privacy-focused properties, including search engine Startpage.com. It is headquartered in Marina del Rey, California.
CBAN vs SST — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $39.9M | $51.9M |
| Net Profit | $8.2M | $-13.5M |
| Gross Margin | — | 41.0% |
| Operating Margin | — | -33.6% |
| Net Margin | 20.6% | -26.0% |
| Revenue YoY | — | -31.3% |
| Net Profit YoY | 24.1% | 4.8% |
| EPS (diluted) | — | $-3.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $39.9M | — | ||
| Q4 25 | $36.9M | $51.9M | ||
| Q3 25 | $32.8M | $61.6M | ||
| Q2 25 | $32.5M | $78.1M | ||
| Q1 25 | $30.0M | $74.5M | ||
| Q4 24 | $30.8M | $75.6M | ||
| Q3 24 | $28.6M | $88.8M | ||
| Q2 24 | $27.9M | $94.6M |
| Q1 26 | $8.2M | — | ||
| Q4 25 | — | $-13.5M | ||
| Q3 25 | $5.8M | $-18.5M | ||
| Q2 25 | $8.0M | $-17.5M | ||
| Q1 25 | $6.6M | $-15.9M | ||
| Q4 24 | — | $-14.2M | ||
| Q3 24 | $5.6M | $-23.6M | ||
| Q2 24 | $5.5M | $-26.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 41.0% | ||
| Q3 25 | — | 36.9% | ||
| Q2 25 | — | 35.7% | ||
| Q1 25 | — | 38.2% | ||
| Q4 24 | — | 42.1% | ||
| Q3 24 | — | 28.0% | ||
| Q2 24 | — | 27.6% |
| Q1 26 | — | — | ||
| Q4 25 | 25.9% | -33.6% | ||
| Q3 25 | 22.2% | -25.3% | ||
| Q2 25 | 30.9% | -20.4% | ||
| Q1 25 | 27.6% | -17.6% | ||
| Q4 24 | 28.8% | -15.7% | ||
| Q3 24 | 24.6% | -24.6% | ||
| Q2 24 | 24.8% | -30.8% |
| Q1 26 | 20.6% | — | ||
| Q4 25 | — | -26.0% | ||
| Q3 25 | 17.7% | -30.1% | ||
| Q2 25 | 24.6% | -22.4% | ||
| Q1 25 | 22.0% | -21.3% | ||
| Q4 24 | — | -18.7% | ||
| Q3 24 | 19.7% | -26.6% | ||
| Q2 24 | 19.6% | -27.9% |
| Q1 26 | — | — | ||
| Q4 25 | $0.42 | $-3.58 | ||
| Q3 25 | $0.33 | $-2.30 | ||
| Q2 25 | $0.46 | $-2.23 | ||
| Q1 25 | $0.38 | $-0.21 | ||
| Q4 24 | $0.43 | $-3.41 | ||
| Q3 24 | $0.32 | $-3.37 | ||
| Q2 24 | $0.31 | $-3.80 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $295.8M | $86.9M |
| Total DebtLower is stronger | — | $305.1M |
| Stockholders' EquityBook value | $380.4M | $30.5M |
| Total Assets | $3.7B | $405.0M |
| Debt / EquityLower = less leverage | — | 10.01× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $295.8M | — | ||
| Q4 25 | — | $86.9M | ||
| Q3 25 | — | $54.6M | ||
| Q2 25 | — | $63.6M | ||
| Q1 25 | — | $43.9M | ||
| Q4 24 | — | $63.6M | ||
| Q3 24 | — | $69.1M | ||
| Q2 24 | — | $75.7M |
| Q1 26 | — | — | ||
| Q4 25 | $258.1M | $305.1M | ||
| Q3 25 | — | $259.2M | ||
| Q2 25 | — | $263.3M | ||
| Q1 25 | — | $267.4M | ||
| Q4 24 | $248.0M | $255.1M | ||
| Q3 24 | — | $259.2M | ||
| Q2 24 | — | $263.3M |
| Q1 26 | $380.4M | — | ||
| Q4 25 | $375.9M | $30.5M | ||
| Q3 25 | $302.3M | $42.7M | ||
| Q2 25 | $293.9M | $58.2M | ||
| Q1 25 | $286.9M | $67.2M | ||
| Q4 24 | $278.7M | $80.3M | ||
| Q3 24 | $276.1M | $90.3M | ||
| Q2 24 | $264.7M | $109.4M |
| Q1 26 | $3.7B | — | ||
| Q4 25 | $3.7B | $405.0M | ||
| Q3 25 | $3.2B | $385.2M | ||
| Q2 25 | $3.1B | $429.2M | ||
| Q1 25 | $3.2B | $419.2M | ||
| Q4 24 | $3.1B | $459.1M | ||
| Q3 24 | $3.1B | $479.3M | ||
| Q2 24 | $3.0B | $511.3M |
| Q1 26 | — | — | ||
| Q4 25 | 0.69× | 10.01× | ||
| Q3 25 | — | 6.07× | ||
| Q2 25 | — | 4.53× | ||
| Q1 25 | — | 3.98× | ||
| Q4 24 | 0.89× | 3.18× | ||
| Q3 24 | — | 2.87× | ||
| Q2 24 | — | 2.41× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-10.6M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-5.5M | $-10.6M | ||
| Q3 25 | $14.4M | $-2.1M | ||
| Q2 25 | $15.8M | $24.5M | ||
| Q1 25 | $17.9M | $-15.9M | ||
| Q4 24 | $23.4M | $772.0K | ||
| Q3 24 | $20.5M | $-5.0K | ||
| Q2 24 | $1.1M | $10.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-6.9M | — | ||
| Q3 25 | $14.1M | — | ||
| Q2 25 | $15.8M | — | ||
| Q1 25 | $17.6M | $-16.0M | ||
| Q4 24 | $22.3M | — | ||
| Q3 24 | $20.2M | $-36.0K | ||
| Q2 24 | $990.0K | — |
| Q1 26 | — | — | ||
| Q4 25 | -18.7% | — | ||
| Q3 25 | 42.9% | — | ||
| Q2 25 | 48.5% | — | ||
| Q1 25 | 58.7% | -21.5% | ||
| Q4 24 | 72.5% | — | ||
| Q3 24 | 70.6% | -0.0% | ||
| Q2 24 | 3.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.7% | 0.0% | ||
| Q3 25 | 1.1% | 0.0% | ||
| Q2 25 | 0.3% | 0.0% | ||
| Q1 25 | 1.2% | 0.1% | ||
| Q4 24 | 3.5% | 0.0% | ||
| Q3 24 | 1.0% | 0.0% | ||
| Q2 24 | 0.5% | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.48× | — | ||
| Q2 25 | 1.99× | — | ||
| Q1 25 | 2.71× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.64× | — | ||
| Q2 24 | 0.20× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBAN
| Net Interest Income | $29.2M | 73% |
| Noninterest Income | $10.7M | 27% |
SST
Segment breakdown not available.
