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Side-by-side financial comparison of COLONY BANKCORP INC (CBAN) and Talkspace, Inc. (TALK). Click either name above to swap in a different company.

Talkspace, Inc. is the larger business by last-quarter revenue ($63.0M vs $39.9M, roughly 1.6× COLONY BANKCORP INC). COLONY BANKCORP INC runs the higher net margin — 20.6% vs 7.6%, a 13.0% gap on every dollar of revenue. Over the past eight quarters, COLONY BANKCORP INC's revenue compounded faster (19.6% CAGR vs 17.8%).

Colony Bankcorp Inc is a US-based bank holding company that operates Colony Bank. It provides a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving retail customers and small-to-medium enterprises across the state of Georgia.

Talkspace, Inc. is an American company that provides online and mobile therapy services. Founded in 2012 by Oren and Roni Frank, Talkspace connects users with licensed therapists and psychiatrists through web and mobile platforms. The service offers communication through text, audio, and video messaging, as well as live video sessions in some cases. The company is headquartered in New York City.

CBAN vs TALK — Head-to-Head

Bigger by revenue
TALK
TALK
1.6× larger
TALK
$63.0M
$39.9M
CBAN
Higher net margin
CBAN
CBAN
13.0% more per $
CBAN
20.6%
7.6%
TALK
Faster 2-yr revenue CAGR
CBAN
CBAN
Annualised
CBAN
19.6%
17.8%
TALK

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CBAN
CBAN
TALK
TALK
Revenue
$39.9M
$63.0M
Net Profit
$8.2M
$4.8M
Gross Margin
Operating Margin
6.1%
Net Margin
20.6%
7.6%
Revenue YoY
29.3%
Net Profit YoY
24.1%
292.5%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBAN
CBAN
TALK
TALK
Q1 26
$39.9M
Q4 25
$36.9M
$63.0M
Q3 25
$32.8M
$59.4M
Q2 25
$32.5M
$54.3M
Q1 25
$30.0M
$52.2M
Q4 24
$30.8M
$48.7M
Q3 24
$28.6M
$47.4M
Q2 24
$27.9M
$46.1M
Net Profit
CBAN
CBAN
TALK
TALK
Q1 26
$8.2M
Q4 25
$4.8M
Q3 25
$5.8M
$3.3M
Q2 25
$8.0M
$-541.0K
Q1 25
$6.6M
$318.0K
Q4 24
$1.2M
Q3 24
$5.6M
$1.9M
Q2 24
$5.5M
$-474.0K
Gross Margin
CBAN
CBAN
TALK
TALK
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
44.6%
Q4 24
44.2%
Q3 24
45.6%
Q2 24
45.5%
Operating Margin
CBAN
CBAN
TALK
TALK
Q1 26
Q4 25
25.9%
6.1%
Q3 25
22.2%
3.7%
Q2 25
30.9%
-3.3%
Q1 25
27.6%
-2.1%
Q4 24
28.8%
1.2%
Q3 24
24.6%
0.2%
Q2 24
24.8%
-7.6%
Net Margin
CBAN
CBAN
TALK
TALK
Q1 26
20.6%
Q4 25
7.6%
Q3 25
17.7%
5.5%
Q2 25
24.6%
-1.0%
Q1 25
22.0%
0.6%
Q4 24
2.5%
Q3 24
19.7%
4.0%
Q2 24
19.6%
-1.0%
EPS (diluted)
CBAN
CBAN
TALK
TALK
Q1 26
Q4 25
$0.42
Q3 25
$0.33
$0.02
Q2 25
$0.46
Q1 25
$0.38
$0.00
Q4 24
$0.43
$0.01
Q3 24
$0.32
$0.01
Q2 24
$0.31
$0.00

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBAN
CBAN
TALK
TALK
Cash + ST InvestmentsLiquidity on hand
$295.8M
$37.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$380.4M
$117.0M
Total Assets
$3.7B
$134.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBAN
CBAN
TALK
TALK
Q1 26
$295.8M
Q4 25
$37.4M
Q3 25
$39.5M
Q2 25
$54.3M
Q1 25
$60.1M
Q4 24
$76.7M
Q3 24
$119.0M
Q2 24
$114.9M
Total Debt
CBAN
CBAN
TALK
TALK
Q1 26
Q4 25
$258.1M
Q3 25
Q2 25
Q1 25
Q4 24
$248.0M
Q3 24
Q2 24
Stockholders' Equity
CBAN
CBAN
TALK
TALK
Q1 26
$380.4M
Q4 25
$375.9M
$117.0M
Q3 25
$302.3M
$109.1M
Q2 25
$293.9M
$112.9M
Q1 25
$286.9M
$113.4M
Q4 24
$278.7M
$117.4M
Q3 24
$276.1M
$117.6M
Q2 24
$264.7M
$114.0M
Total Assets
CBAN
CBAN
TALK
TALK
Q1 26
$3.7B
Q4 25
$3.7B
$134.9M
Q3 25
$3.2B
$129.1M
Q2 25
$3.1B
$132.8M
Q1 25
$3.2B
$134.2M
Q4 24
$3.1B
$138.7M
Q3 24
$3.1B
$138.2M
Q2 24
$3.0B
$133.8M
Debt / Equity
CBAN
CBAN
TALK
TALK
Q1 26
Q4 25
0.69×
Q3 25
Q2 25
Q1 25
Q4 24
0.89×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBAN
CBAN
TALK
TALK
Operating Cash FlowLast quarter
$5.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.13×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBAN
CBAN
TALK
TALK
Q1 26
Q4 25
$-5.5M
$5.4M
Q3 25
$14.4M
$4.7M
Q2 25
$15.8M
$-351.0K
Q1 25
$17.9M
$-1.2M
Q4 24
$23.4M
$3.7M
Q3 24
$20.5M
$6.2M
Q2 24
$1.1M
$4.8M
Free Cash Flow
CBAN
CBAN
TALK
TALK
Q1 26
Q4 25
$-6.9M
Q3 25
$14.1M
Q2 25
$15.8M
Q1 25
$17.6M
Q4 24
$22.3M
Q3 24
$20.2M
Q2 24
$990.0K
$4.5M
FCF Margin
CBAN
CBAN
TALK
TALK
Q1 26
Q4 25
-18.7%
Q3 25
42.9%
Q2 25
48.5%
Q1 25
58.7%
Q4 24
72.5%
Q3 24
70.6%
Q2 24
3.5%
9.7%
Capex Intensity
CBAN
CBAN
TALK
TALK
Q1 26
Q4 25
3.7%
Q3 25
1.1%
Q2 25
0.3%
Q1 25
1.2%
Q4 24
3.5%
Q3 24
1.0%
Q2 24
0.5%
0.7%
Cash Conversion
CBAN
CBAN
TALK
TALK
Q1 26
Q4 25
1.13×
Q3 25
2.48×
1.46×
Q2 25
1.99×
Q1 25
2.71×
-3.90×
Q4 24
3.02×
Q3 24
3.64×
3.31×
Q2 24
0.20×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBAN
CBAN

Net Interest Income$29.2M73%
Noninterest Income$10.7M27%

TALK
TALK

Payor Revenue$47.7M76%
Dte Revenue$11.6M18%
Consumer$3.7M6%

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