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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and Legacy Education Inc. (LGCY). Click either name above to swap in a different company.
Legacy Education Inc. is the larger business by last-quarter revenue ($19.2M vs $13.8M, roughly 1.4× CB Financial Services, Inc.). On growth, Legacy Education Inc. posted the faster year-over-year revenue change (40.7% vs 19.9%). CB Financial Services, Inc. produced more free cash flow last quarter ($17.2M vs $512.7K).
CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.
Legacy Education Inc. is a professional educational service provider focused on financial literacy, real estate investment, entrepreneurship, and personal wealth management training programs. It mainly serves individual learners across North America, Europe and select Asia-Pacific markets, offering both in-person workshops and online digital courses to help users build practical financial and business skills.
CBFV vs LGCY — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $13.8M | $19.2M |
| Net Profit | — | $2.0M |
| Gross Margin | — | — |
| Operating Margin | 38.1% | 13.3% |
| Net Margin | — | 10.6% |
| Revenue YoY | 19.9% | 40.7% |
| Net Profit YoY | — | 46.0% |
| EPS (diluted) | $0.90 | $0.15 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.8M | $19.2M | ||
| Q3 25 | $2.4M | $19.4M | ||
| Q2 25 | $13.5M | $18.0M | ||
| Q1 25 | $12.1M | $18.6M | ||
| Q4 24 | $13.2M | $13.6M | ||
| Q3 24 | $12.7M | $14.0M | ||
| Q2 24 | $12.2M | — | ||
| Q1 24 | $13.5M | — |
| Q4 25 | — | $2.0M | ||
| Q3 25 | $-5.7M | $2.2M | ||
| Q2 25 | $3.9M | $1.2M | ||
| Q1 25 | $1.9M | $2.8M | ||
| Q4 24 | — | $1.4M | ||
| Q3 24 | $3.2M | $2.1M | ||
| Q2 24 | $2.6M | — | ||
| Q1 24 | $4.2M | — |
| Q4 25 | 38.1% | 13.3% | ||
| Q3 25 | -289.8% | 13.9% | ||
| Q2 25 | 35.0% | 11.1% | ||
| Q1 25 | 19.3% | 19.7% | ||
| Q4 24 | 23.1% | 12.2% | ||
| Q3 24 | 31.2% | 19.1% | ||
| Q2 24 | 26.4% | — | ||
| Q1 24 | 37.9% | — |
| Q4 25 | — | 10.6% | ||
| Q3 25 | -235.2% | 11.3% | ||
| Q2 25 | 29.3% | 6.8% | ||
| Q1 25 | 15.8% | 15.2% | ||
| Q4 24 | — | 10.3% | ||
| Q3 24 | 25.3% | 14.9% | ||
| Q2 24 | 21.8% | — | ||
| Q1 24 | 31.1% | — |
| Q4 25 | $0.90 | $0.15 | ||
| Q3 25 | $-1.07 | $0.16 | ||
| Q2 25 | $0.74 | $0.07 | ||
| Q1 25 | $0.35 | $0.21 | ||
| Q4 24 | $0.45 | $0.10 | ||
| Q3 24 | $0.60 | $0.21 | ||
| Q2 24 | $0.51 | — | ||
| Q1 24 | $0.82 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $31.7M | $21.1M |
| Total DebtLower is stronger | — | $660.3K |
| Stockholders' EquityBook value | $157.5M | $46.1M |
| Total Assets | $1.5B | $73.1M |
| Debt / EquityLower = less leverage | — | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.7M | $21.1M | ||
| Q3 25 | $55.9M | $20.6M | ||
| Q2 25 | $64.5M | $20.3M | ||
| Q1 25 | $61.3M | $17.3M | ||
| Q4 24 | $49.6M | $16.9M | ||
| Q3 24 | $147.3M | $21.5M | ||
| Q2 24 | $142.6M | — | ||
| Q1 24 | $73.7M | — |
| Q4 25 | — | $660.3K | ||
| Q3 25 | — | $776.9K | ||
| Q2 25 | — | $1.4M | ||
| Q1 25 | — | $1.0M | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | — | $758.2K | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $157.5M | $46.1M | ||
| Q3 25 | $152.5M | $43.7M | ||
| Q2 25 | $148.4M | $41.0M | ||
| Q1 25 | $148.3M | $39.3M | ||
| Q4 24 | $147.4M | $36.4M | ||
| Q3 24 | $149.1M | $32.6M | ||
| Q2 24 | $142.9M | — | ||
| Q1 24 | $141.6M | — |
| Q4 25 | $1.5B | $73.1M | ||
| Q3 25 | $1.5B | $72.1M | ||
| Q2 25 | $1.5B | $69.2M | ||
| Q1 25 | $1.5B | $67.1M | ||
| Q4 24 | $1.5B | $62.1M | ||
| Q3 24 | $1.6B | $50.6M | ||
| Q2 24 | $1.6B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | — | 0.01× | ||
| Q3 25 | — | 0.02× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.03× | ||
| Q4 24 | — | 0.03× | ||
| Q3 24 | — | 0.02× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.8M | $1.1M |
| Free Cash FlowOCF − Capex | $17.2M | $512.7K |
| FCF MarginFCF / Revenue | 124.1% | 2.7% |
| Capex IntensityCapex / Revenue | 4.7% | 2.8% |
| Cash ConversionOCF / Net Profit | — | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | $29.5M | $4.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $17.8M | $1.1M | ||
| Q3 25 | $4.6M | $1.1M | ||
| Q2 25 | $4.1M | $3.0M | ||
| Q1 25 | $4.0M | $918.7K | ||
| Q4 24 | $6.8M | $659.0K | ||
| Q3 24 | $3.1M | $3.2M | ||
| Q2 24 | $-1.2M | — | ||
| Q1 24 | $3.3M | — |
| Q4 25 | $17.2M | $512.7K | ||
| Q3 25 | $4.5M | $809.7K | ||
| Q2 25 | $3.9M | $2.9M | ||
| Q1 25 | $3.9M | $596.6K | ||
| Q4 24 | $3.4M | $466.8K | ||
| Q3 24 | $2.2M | $2.9M | ||
| Q2 24 | $-2.4M | — | ||
| Q1 24 | $2.3M | — |
| Q4 25 | 124.1% | 2.7% | ||
| Q3 25 | 186.5% | 4.2% | ||
| Q2 25 | 28.8% | 16.2% | ||
| Q1 25 | 32.5% | 3.2% | ||
| Q4 24 | 26.0% | 3.4% | ||
| Q3 24 | 17.4% | 21.1% | ||
| Q2 24 | -19.6% | — | ||
| Q1 24 | 17.0% | — |
| Q4 25 | 4.7% | 2.8% | ||
| Q3 25 | 4.3% | 1.3% | ||
| Q2 25 | 1.9% | 0.5% | ||
| Q1 25 | 0.8% | 1.7% | ||
| Q4 24 | 25.1% | 1.4% | ||
| Q3 24 | 6.7% | 1.7% | ||
| Q2 24 | 10.0% | — | ||
| Q1 24 | 7.2% | — |
| Q4 25 | — | 0.52× | ||
| Q3 25 | — | 0.48× | ||
| Q2 25 | 1.05× | 2.45× | ||
| Q1 25 | 2.11× | 0.33× | ||
| Q4 24 | — | 0.47× | ||
| Q3 24 | 0.95× | 1.52× | ||
| Q2 24 | -0.44× | — | ||
| Q1 24 | 0.78× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
